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ZAYAN BAIG

Active
Private limited companyfounded 20251 yr activeJules Lahayestraat 80, 1090 Jette, BelgiumKBO/BCE: BE 1020.719.815
Summary

The computed 12-month bankruptcy probability of ZAYAN BAIG is 2.8% (moderate). The 2025 annual accounts show equity of €2,972 and a net result of €972. Its solvency ranks better than 29% of 21069 sector peers (fiscal year 2025). The company has been active since 2025 and the Belgian State Gazette contains no insolvency or warning signals.

Overview

Activity
Retail sale of fruit and vegetables
NACE 47210
1 site
Size
€185,734turnover 2025
Staff
0.8 FTE
Equity
€2,972
Profit
€972
Financial health
51 Fair Checked score 2025
Bankruptcy chance 12 m
2.8%
Structure
Accounts 34 d early0 of 1 deed read
Why 51- Founded in 2025- Sector Retail trade (NACE 47)- Size: turnover €185,734, total assets €29,940- Equity €2,972 (9.9% of total assets)Show the evidence

Checked score

Score 2025
51 / 100
Fair
Probability in this band: 1.5% to 4.2%
Better than 38% of its sector peers (NACE 47, without accounts)
Performance against the sector, not lower risk
Financial strength
Weak
Solvency 35
equity 9.9% of total assets
Liquidity 9
short-term debt 90.1% · cash 7.1%
Profitability 56
return on assets 3.2%
Bankruptcy probability, 12 months
2.8% Moderate
0%0.5%1.5%4%10%≥ 25%

About 3 in 100 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.7% (39,919 companies)
Last 24 months 04-2026: 1.9%lowest value 05-2026: 1.9%▲ +2.7% vs 04-2026 06-2026: 2.3%▲ +19.0% vs 05-2026 07-2026: 2.4%▲ +5.2% vs 06-2026 08-2026: 2.7%▲ +10.8% vs 07-2026 09-2026: 2.7%● 0.0% vs 08-2026 10-2026: 2.8%▲ +4.1% vs 09-2026highest value
  • Founded in 2025 raises the probability for this profile
  • Sector Retail trade (NACE 47) raises the probability
  • Size: turnover €185,734, total assets €29,940 raises the probability for this profile
  • Equity €2,972 (9.9% of total assets) raises the probability
How it is calculated

The band comes from the bankruptcy probability on a scale of 0 to 100: every 10 points more double the odds of getting through the year without bankruptcy.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Place inside the band: half the bankruptcy probability, half how the company does against its sector peers (NACE 47, without accounts). Better than this share of them on solvency 48%, liquidity 13%, profitability 54%. That is performance, not lower risk; the band itself always comes from the probability.

Bankruptcy probability: model pd-v3.202610021621, computed on 03-10-2026. The model learns from Belgian bankruptcies and reads the registers, the annual accounts and the gazette.

Ceilings: negative or zero equity, a heavy loss, a special KBO legal situation and a missing filing 59 (two missing 44), an ongoing judicial reorganisation or an ending 24. Financial strength does not count in the score.

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Signals

Five signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Founded in 2025
In the bankruptcy model this factor raises the probability for this profile.
KBO
raises risk · Sector Retail trade (NACE 47)
In the bankruptcy model this factor raises the probability.
KBO
raises risk · Size: turnover €185,734, total assets €29,940
In the bankruptcy model this factor raises the probability for this profile.
NBB · annual accounts
raises risk · Equity €2,972 (9.9% of total assets)
In the bankruptcy model this factor raises the probability.
NBB · annual accounts
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 27-06-2026, 34 days ahead of the deadline.
NBB · 1 filing
Deviation from the deadline
2025
34 d early
← before the deadline after the deadline →
Checked, nothing found (1)
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage
  1. Annual accounts filedfiscal year 2025 · micro…

Key points

  • Turnover 2025first fiscal year filed €185,734 View
  • Active since 2025founded 05-03-2025 1 years View

By topic

Financials

Fiscal year
2025
Turnover
€185,734
Profit
€972
Solvency
9.9%
Go to Financials

Company details

Sites
1
Legal form
Private limited company
Activity
Retail sale of fruit and vegetablesNACE 47210
Founded
05-03-2025
Year ends
31-12
Peppol
Reachable for e-invoices
Go to Company details

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