Liquidity
5.53 was 4.26 in 2024
Short-term debts fell from €18,983 to €13,986.
ZAVENTEM EXPRESS
Lifetime
14 annual accounts with figures on one time axispeak €1.2m (2014)
€458,626▼ 14.0%
lowest -€6,953 (2023)
€2,710▼ 81.9%
peak €92,841 (2025)
€92,841▲ 5.1%
€20,186▼ 39.0%
Board2 names since 2021
1 directorTALUKDER A. Jabbar
Documentsfilings and deeds
29-07-20262 days before the deadline
2025micro format
Turnover from €532,998 to €458,626Gross margin from €32,744 to €18,561Result from €14,945 to €2,710Debts from €33,117 to €20,186
Key points
from the 2025 annual accountsFilings
14 annual accounts since 2012
Six of the last ten came late. The 2018 accounts came latest: 29 days after the end of the period.
Position in the sector
82.1%
Higher solvency than 89% of companies in retail trade. Sector median 33.1% · 22,924 companies.
Checked score
96
Excellent
Financially stronger than 67% of micro companies in retail trade (NACE 47)
Probability in this band: under 0.55%
Bankruptcy probability within 12 months
0.1% Very low
0%0.5%1.5%4%10%≥ 25%
The dashed line is the sector median: 0.6% across 40,275 companies (NACE 47, micro).
Fewer than 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
12-2024: 0.3%
01-2025: 0.3%● unchanged vs 12-2024
02-2025: 0.3%● unchanged vs 01-2025
03-2025: 0.3%● unchanged vs 02-2025
04-2025: 0.4%▲ +0.1 percentage points vs 03-2025
05-2025: 0.4%● unchanged vs 04-2025
06-2025: 0.4%● unchanged vs 05-2025
07-2025: 0.4%● unchanged vs 06-2025highest value
08-2025: 0.1%▼ -0.3 percentage points vs 07-2025
09-2025: 0.1%● unchanged vs 08-2025
10-2025: 0.1%● unchanged vs 09-2025
11-2025: 0.1%● unchanged vs 10-2025
12-2025: 0.1%● unchanged vs 11-2025
01-2026: 0.1%● unchanged vs 12-2025
02-2026: 0.1%● unchanged vs 01-2026
03-2026: 0.1%● unchanged vs 02-2026
04-2026: 0.1%● unchanged vs 03-2026
05-2026: 0.1%● unchanged vs 04-2026
06-2026: 0.1%● unchanged vs 05-2026
07-2026: 0.1%● unchanged vs 06-2026
08-2026: 0.1%● unchanged vs 07-2026lowest value
09-2026: 0.1%● unchanged vs 08-2026lowest value
10-2026: 0.1%● unchanged vs 09-2026lowest value
11-2026: 0.1%● unchanged vs 10-2026lowest value
Financial strengthStrong
Score breakdown
raises risk
Size: turnover €458,626, total assets €113,027
lowers risk
Liquidity: current ratio 5.53, cash €48,319
Equity €92,841 (82.1% of total assets)
Founded in 2011
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 47, micro). It does better than 92% of them on solvency, 96% on liquidity, 42% on profitability and 37% on growth.
The bankruptcy probability was computed on 09-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
The probability rests on the annual accounts with balance sheet date 31-12-2025.
Of the companies with a bankruptcy probability in the very low class on 30-06-2025, 0.1% went bankrupt within twelve months.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
Comparable companies, two years later
In July 2024, 10,904 companies had the same profile as ZAVENTEM EXPRESS has now. Each dot stands for 28 companies, two years later.
95.2%
were still trading
4.0%
stopped another way
0.7%
went bankrupt
That fits the bankruptcy probability of ZAVENTEM EXPRESS itself: 0.1% within 12 months.
Test of the method
The method was tested on the 497,447 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 10,904 companies, not a prediction for ZAVENTEM EXPRESS. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Credit verdict
Credit of up to €8,000 on 30-day terms is acceptable
Liquidity is ample, with a current ratio of 5.53 (4.26 in 2024), above the usual 1.5. Short-term debt is 12.4% and cash 42.8% of total assets. 17.9% of the assets are financed with debt and provisions.
Credit check for an amount and term of your choice
Show the recommended maximum and see how the verdict changes with amount, term and advance.
The scores and ratios are Checked's own calculations, not a credit decision.
Signals
Five signals.
lowers riskraises riskneutral
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 29-07-2026, 2 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
2 days early
2024
on the day
2023
1 day late
2022
19 days early
2021
4 days late
2020
64 days early
2019
21 days late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
The company filed its last 7 accounts on average 8 days before the deadline. In the sector (NACE 47), the median for financial year 2024 was on the deadline day, and 47% of those companies filed late.
Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 31 July (5 of the last 5 accounts filed within 30 days either side of that date).
Companies Code · seven monthsWhere today falls in the filing period
10-11-2026 today31-12-2026 year end31-07-2027 deadline
Board and ownership
- BUATI MD MANIKdeed of 16-12-2022
- KHAN MONIRdeed of 16-12-2022
- MUNIA Begum 52 sharesdeed of 16-12-2022
Recent changes
Registered in the Peppol Directory
Reachable for e-invoices through 0208:0839385342
Appointment: TALUKDER A. Jabbar (director)
General meeting of 06-11-2023 · Gazette deed
Appointment: TALUKDER A. jabbar (director)
Resignation: TALUKDER Shamnaz (director) · BUATI MD MANIK is a shareholder · KHAN MONIR is a shareholder · Gazette deed
First establishment
Vilvoordelaan 106, Zaventem
Comparable companies
same main activity, similar in size and age| Company | ||||
|---|---|---|---|---|
| ZAVENTEM EXPRESS Zaventem | €0.5m | 1.1% | 82.1% | - |
| Deinze-Deinze Deinze | €0.4m | 2.2% | 64.4% | - |
| OM Ans | - | - | 41.3% | - |
| POLSKIE-SMAKI Antwerp | - | - | 48.7% | - |
| IR1389B Woluwe-Saint-Pierre | - | - | 65.3% | - |
| KOHINOOR Oudenaarde | €1.5m | 0.1% | 20.6% | - |
| COOLFOOD Beveren-Kruibeke-Zwijndrecht | - | - | 68.8% | - |
Grey: the largest companies of the sector (retail trade (NACE 47)), without their names. Blue: the sector peers from the table.
These companies have the same main activity as ZAVENTEM EXPRESS: non-specialised retail sale with food, beverages or tobacco predominating (NACE 47110). They are comparable in size and age: total assets between €108,000 and €123,000, founded between 2010 and 2012.
Official details
Source: KBO- Status
- Active since 19-09-2011Normal situation
- Activity
- Non-specialised retail sale with food, beverages or tobacco predominatingNACE 47110and 10 others
- Establishment unit
- 2.202.969.0771930 Zaventem, since 10-10-2011
- Financial year end
- 31 December
- Peppol
- Reachable since 19-12-2025
Annual accounts 2025
- €113,027▼ 7.0%
- Filing
- Filed on 29-07-2026, 2 days before the end of the filing period
Insights on ZAVENTEM EXPRESS
ZAVENTEM EXPRESS has existed since 2011. Turnover fell from €951,694 in 2012 to €458,626 in 2025.
Solvency rose in 2025 from 72.7% to 82.1% because of the retained profit and lower debts.
Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.
Key facts about ZAVENTEM EXPRESS
- What is the company number of ZAVENTEM EXPRESS?
- The company number of ZAVENTEM EXPRESS is 0839.385.342. The VAT number is the same number with BE in front: BE 0839.385.342.
- Where is ZAVENTEM EXPRESS based?
- The registered office is at Vilvoordelaan 106, 1930 Zaventem.Company details
- What does ZAVENTEM EXPRESS do?
- According to the KBO register, the main activity is non-specialised retail sale with food, beverages or tobacco predominating (NACE 47110).
- What is the legal form of ZAVENTEM EXPRESS?
- ZAVENTEM EXPRESS is a private limited company (BV).
- When was ZAVENTEM EXPRESS founded?
- ZAVENTEM EXPRESS was founded on 19-09-2011.
- Is ZAVENTEM EXPRESS still active?
- Yes, ZAVENTEM EXPRESS is an active enterprise in the KBO register.
- What is the turnover of ZAVENTEM EXPRESS?
- The turnover of ZAVENTEM EXPRESS was €458,626 in financial year 2025, according to the filed annual accounts.Financials
- Is ZAVENTEM EXPRESS profitable?
- In financial year 2025, ZAVENTEM EXPRESS made a profit of €2,710.
- Where can I find the annual accounts of ZAVENTEM EXPRESS?
- ZAVENTEM EXPRESS filed 14 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
- When are the next annual accounts of ZAVENTEM EXPRESS due?
- ZAVENTEM EXPRESS must file the annual accounts for financial year 2026 by 31-07-2027.Timeline
Next steps
Work out how much credit to give this customer and on what payment terms.Credit check Check what to know before you do business with this company.Supplier due diligence Check whether you can accept this company as a client under the anti-money-laundering law.AML client file Check which of your other customers you can e-invoice via Peppol.Peppol check Compare this company with its sector.Sector benchmark See what changed in the latest annual accounts.What changed
See how customers, suppliers and banks see your own company and what to improve first.