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ZARZOUR

Open bankruptcy
Private limited company (pre-2019)founded 2017Stationsstraat 128, 9250 Waasmunster, BelgiumKBO/BCE: BE 0673.889.583

A bankruptcy procedure is open for ZARZOUR according to publications in the Belgian State Gazette; curator: HEIDI DE CAUWER.

Summary

The 2022 annual accounts show equity of €100k and a net result of €17k.

Signals

Two signals.
+raises risk
raises risk · Register: open bankruptcy
The KBO register records the legal situation: open bankruptcy. This is today's state according to the register itself; the register carries no start date.
KBO · legal situation
raises risk · Open bankruptcy
Active bankruptcy procedure in the Belgisch Staatsblad. Claims are handled by the appointed curator.
Belgian State Gazette
Checked, nothing found (1)
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

Financials · fiscal year 2022, micro schema

Equity
€100k▲ 19.9%
2021 · €83k
2018: €11k 2019: €17k 2020: €51k 2021: €83k
2018 → 2022
Total assets
€165k▲ 38.8%
2021 · €119k
2018: €20k 2019: €24k 2020: €68k 2021: €119k
2018 → 2022
Net result
€17k▼ 48.7%
2021 · €32k
2018: €5k 2019: €6k 2020: €34k 2021: €32k
2018 → 2022
Working capital
€32k▼ 42.7%
2021 · €56k
2018: €-4k 2019: €6k 2020: €23k 2021: €56k
2018 → 2022
Multi-year overview
Every figure with its change against the year before
▲ rise ▼ fall
Line20182019202020212022Trend
Equity€11k-€17k▲ 57.3%€51k▲ 201%€83k▲ 63.1%€100k▲ 19.9%
Operating result€8k-€9k▲ 17.9%€47k▲ 408%€51k▲ 6.9%€22k▼ 57.1%
Net result€5k-€6k▲ 35.0%€34k▲ 452%€32k▼ 5.5%€17k▼ 48.7%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
€0€20k€40k€60kOperating result 2018: €8k€8kNet result 2018: €5k€5kOperating result 2019: €9k€9kNet result 2019: €6k€6kOperating result 2020: €47k€47kNet result 2020: €34k€34kOperating result 2021: €51k€51kNet result 2021: €32k€32kOperating result 2022: €22k€22kNet result 2022: €17k€17k20182019202020212022€0€20k€40k€60kOperating result 2020: €47k€47kNet result 2020: €34k€34kOperating result 2021: €51k€51kNet result 2021: €32k€32kOperating result 2022: €22k€22kNet result 2022: €17k€17k202020212022
The operating result falls in 2022; 2022 is 57% below 2021.
Balance-sheet composition
2022 in colour, 2021 as the grey bar beneath
Assets €165k
Fixed assets €68k ▲ 150%
Current assets €97k ▲ 6.1%
Equity and liabilities €165k
Equity €100k ▲ 19.9%
Debt €65k ▲ 83.3%
Debt's share of the balance-sheet total rises from 29.9% to 39.4%. Equity and debt are higher.
Key figures and ratios
2022 value · change against 2021
EBITDA
€43k
2021 · €64k
Cash flow
€38k
2021 · €45k
Current ratio
1.50
2021 · 2.58
Quick ratio
1.47
2021 · 2.55
Debt to equity
0.65
2021 · 0.43
ROE
16.6%
2021 · 38.7%
ROA
10.0%
2021 · 27.1%
Interest coverage
180.14
2021 · 206.48
Debt ≤ 1 year
€65k
2021 · €35k
Income taxes
€5k
2021 · €19k
Staff costs
€6k
2021 · €185
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2022 against 2021 · 50 lines
Balance sheet Code20212022
Assets
Total assets20/58€119k€165k
Fixed assets21/28€27k€68k
Intangible fixed assets21€250-
Tangible fixed assets22/27€23k€64k
Plant, machinery and equipment23€12k€15k
Furniture and vehicles24€10k€49k
Other tangible fixed assets26€2k€861
Financial fixed assets28€4k€3k
Current assets29/58€92k€97k
Amounts receivable after more than one year29€45k€45k=
Other amounts receivable291€45k€45k=
Stocks and contracts in progress3€1k€2k
Stocks30/36€1k€2k
Amounts receivable within one year40/41€31k€48k
Trade receivables40€5k€40k
Other amounts receivable41€26k€8k
Cash at bank and in hand54/58€13k€858
Deferred charges and accrued income490/1€1k€1k=
Equity and liabilities
Total equity and liabilities10/49€119k€165k
Equity10/15€83k€100k
Contributions10/11€6k€6k=
Reserves13€77k€77k=
Non-distributable reserves130/1€2k€2k=
Reserves not available under the articles1311€2k€2k=
Distributable reserves133€75k€75k=
Profit (loss) carried forward14-€17k
Amounts payable17/49€35k€65k
Amounts payable within one year42/48€35k€65k
Trade debts44€11k€45k
Suppliers440/4€11k€45k
Taxes, remuneration and social security45€19k€20k
Taxes450/3€19k€20k
Remuneration and social security454/9€93-
Other amounts payable47/48€5k-
Income statement Code20212022
Remuneration, social security and pensions62€185€6k
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€13k€21k
Other operating charges640/8€2k€5k
Gross operating margin9900€66k€53k
Operating profit (loss)9901€51k€22k
Financial income75/76B€921-
Recurring financial income75€921-
Financial charges65/66B€310€239
Recurring financial charges65€310€239
Profit (loss) for the period before taxes9903€51k€22k
Income taxes67/77€19k€5k
Profit (loss) for the period9904€32k€17k
Profit (loss) for the period to be appropriated9905€32k€17k
Appropriation of the result
Profit (loss) to be appropriated9906€32k€17k
Transfer to equity691/2€32k-
To other reserves6921€32k-

The notes to these accounts (11 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

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Timeline · acts, filings and financial milestones

2025
04-04
Bankruptcy Opening
Ondernemingsrechtbank Gent, afdeling Dendermonde · ZARZOUR BV STATIONS- STRAAT 128, 9250 WAASMUNSTER · event 31-03-2025
2024
08-04
NBB filing Annual accounts filed
fiscal year 2022 · micro schema · 252 days late
2022
20-07
NBB filing Annual accounts filed
fiscal year 2021 · micro schema
2021
21-07
NBB filing Annual accounts filed
fiscal year 2020 · micro schema
2020
31-12
Financial Highest result since 2018net €34k ▲452%
Net result €34k, the highest in the series.
20-07
NBB filing Annual accounts filed
fiscal year 2019 · micro schema
2019
31-12
Financial Liquidity triplescurrent ratio 1.81
Current ratio from 0.56 to 1.81; short-term debt falls from €9k to €7k.
25-06
NBB filing Annual accounts filed
fiscal year 2018 · micro schema
SignalFinancial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.

Directors · office · real estate

Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Waasmunster · 1 establishment unit since 2017
establishment The establishment unit on the map
Cannot be placed on the map

This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.

Stationsstraat 1289250 Waasmunster
Ground area
256 m²
Building footprint
195 m²
Volume, LiDAR
1,010 m³
Parcel 42342C1653/00W000, Flanders · tallest building 12.9 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Pizza Heat
Stationsstraat 128, 9250 WaasmunsterFood and beverage service activities
since 20172.263.024.054
1 parcel
Flanders 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
42342C1653/00W000 Flanders 256 m² 1 · 195 m² 12.9 m · 2 fl.
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Insolvency mandates

1 mandate
Role Name Tenure
Curator HEIDI DE CAUWER
HOUTEN SCHOEN 14, 9100 SINT- NIKLAAS
31-03-2025present

Recognitions · licences · registrations

Parcel delivery

Notified to the BIPT
since 03-02-2025

Similar companies · same sector, comparable size

Of 21,888 companies in sector 56112 we hold annual accounts for 9,780. 7,829 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector

Company data · Crossroads Bank

Identification
Legal formPrivate limited company (pre-2019)
Founded05-04-2017
Fiscal year end31-12
Activities, NACEBEL 2025
56112Limited-service restaurants, excluding mobile food services
46419Wholesale trade
Sources
Crossroads Bank for EnterprisesNational Bank · 5 filingsAddress and cadastre registers

Scores and ratios are computed by Checked and are not a credit decision.