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Zarlou

Active
Private limited companyfounded 20242 yrs activeKalfortdorp 35, 2870 Puurs-Sint-Amands, BelgiumKBO/BCE: BE 1014.405.709
Summary

The computed 12-month bankruptcy probability of Zarlou is 5.3% (elevated). The 2025 annual accounts show equity of €5,618 and a net result of €618. The company has been active since 2024 and the Belgian State Gazette contains no insolvency or warning signals.

Overview

Activity
Pet care services, excluding veterinary services
NACE 96993NACE 96093
1 site
Size
€9,241total assets 2025
Equity
€5,618
Profit
€618
Turnover not published (abridged schema)
Financial health
42 Weak Checked score 2025
Bankruptcy chance 12 m
5.3%
Structure
Accounts 36 d early0 of 2 deeds read
Why 42- Founded in 2024- 1 change of registered office in 24 months+ No annual accounts with figuresShow the evidence

Checked score

Score 2025
42 / 100
Weak
Probability in this band: 4.2% to 15.0%
Place in the band from the probability alone: no sector peers known
Financial strength
Strong
Solvency 86
equity 60.8% of total assets
Liquidity 34
short-term debt 39.2% · cash 1.4%
Profitability 77
return on assets 6.7%
Bankruptcy probability, 12 months
5.3% Elevated
0%0.5%1.5%4%10%≥ 25%

About 5 in 100 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.8% (2,804 companies)
Last 24 months 11-2025: 3.6%lowest value 12-2025: 3.7%▲ +2.3% vs 11-2025 01-2026: 4.1%▲ +10.7% vs 12-2025 02-2026: 4.3%▲ +4.6% vs 01-2026 03-2026: 4.7%▲ +9.5% vs 02-2026 04-2026: 4.7%● 0.0% vs 03-2026 05-2026: 4.9%▲ +4.1% vs 04-2026 06-2026: 5.0%▲ +2.1% vs 05-2026 07-2026: 4.8%▼ -2.8% vs 06-2026 08-2026: 4.9%▲ +1.2% vs 07-2026 09-2026: 5.3%▲ +8.1% vs 08-2026highest value 10-2026: 5.3%● 0.0% vs 09-2026highest value
  • Founded in 2024 raises the probability for this profile
  • 1 change of registered office in 24 months raises the probability
  • No annual accounts with figures lowers the probability
No publishable credit limit; credit only on tighter terms
Liquidity short (current ratio 0.94; short-term debt: 39.2% and cash: 1.4% of total assets), and 39.2% of the assets are financed with debt.
How it is calculated

The band comes from the bankruptcy probability on a scale of 0 to 100: every 10 points more double the odds of getting through the year without bankruptcy.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Place inside the band: from the bankruptcy probability alone, as no sector peers are known.

Bankruptcy probability: model pd-v3.202610021621, computed on 03-10-2026. The model learns from Belgian bankruptcies and reads the registers, the annual accounts and the gazette.

Ceilings: negative or zero equity, a heavy loss, a special KBO legal situation and a missing filing 59 (two missing 44), an ongoing judicial reorganisation or an ending 24. Financial strength does not count in the score.

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Signals

Four signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Founded in 2024
In the bankruptcy model this factor raises the probability for this profile.
KBO
raises risk · 1 change of registered office in 24 months
In the bankruptcy model this factor raises the probability.
Belgian State Gazette
lowers risk · No annual accounts with figures
In the bankruptcy model this factor lowers the probability.
NBB · filings
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 25-06-2026, 36 days ahead of the deadline.
NBB · 1 filing
Deviation from the deadline
2025
36 d early
← before the deadline after the deadline →
Checked, nothing found (1)
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage
  1. Annual accounts filedfiscal year 2025 · micro…

Key points

  • Total assets 2025first fiscal year filed €9,241 View
  • Active since 2024founded 01-10-2024 2 years View

By topic

Financials

Fiscal year
2025
Total assets
€9,241
Profit
€618
Solvency
60.8%
Go to Financials

Company details

Sites
1
Legal form
Private limited company
Activity
Pet care services, excluding veterinary servicesNACE 96993
Founded
01-10-2024
Year ends
31-12
Peppol
Reachable for e-invoices
Go to Company details

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