Zaremba
ActiveZaremba has been active since 2021 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €115k and a net result of €59k. Equity is growing by ~40.1% per year across the filed fiscal years. Its solvency ranks better than 84% of 31662 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.6% (low).
Checked score
Score 2025
92
/ 100
Excellent
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100=
Solvency100=
Growth78=
Track record94
Bankruptcy probability, 12 months
0.6%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €10k at 30 days acceptable
Liquidity ample (current ratio 7.24 against 4.29 in 2024; short-term debt: 13.8% and cash: 98.3% of total assets), and 13.8% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Sector 70
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
86.2%
Return on assets
44%
Age of the figures
15 mo
neutral · Latest accounts filed on time
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 30-12-2025, 32 days ahead of the deadline.
NBB · 4 filingsDeviation from the deadline
2025
32 d early
2024
7 d early
2023
6 d early
2022
43 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 30-06-2026 and is due by 31-01-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
30-06-2026 close22-09-2026 today31-01-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€115k▲ 5.1%
2024 · €109k
2022: €24k
2023: €62k
2024: €109k
2022 → 2025
Total assets
€133k▼ 6.7%
2024 · €143k
2022: €46k
2023: €96k
2024: €143k
2022 → 2025
Net result
€59k▲ 23.4%
2024 · €48k
2022: €20k
2023: €38k
2024: €48k
2022 → 2025
Working capital
€115k▲ 5.1%
2024 · €109k
2022: €22k
2023: €61k
2024: €109k
2022 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line2022202320242025Trend
Equity€24k-€62k▲ 161%€109k▲ 77.0%€115k▲ 5.1%
Operating result€27k-€53k▲ 95.7%€66k▲ 25.0%€76k▲ 13.9%
Net result€20k-€38k▲ 94.0%€48k▲ 24.8%€59k▲ 23.4%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result has risen three years in a row; 2025 is 14% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Equity and liabilities €133k
Equity
€115k▲ 5.1%
Debt
€18k▼ 45.1%
The debt ratio falls from 23.5% to 13.8%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€76k▲
2024 · €67k
Cash flow
€59k▲
2024 · €48k
Solvency
86.2%▲
2024 · 76.5%
Current ratio
7.24▲
2024 · 4.29
Quick ratio
7.24▲
2024 · 4.29
Debt / equity
0.16▼
2024 · 0.31
ROE
51.0%▲
2024 · 43.5%
ROA
44.0%▲
2024 · 33.3%
Interest coverage
533.84▲
2024 · 334.63
Debt
€18k▼
2024 · €34k
Debt ≤ 1 year
€18k▼
2024 · €33k
Income taxes
€17k▼
2024 · €19k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€143k€133k▼
Fixed assets21/28€270€0▼
Tangible fixed assets22/27€270€0▼
Furniture and vehicles24€270€0▼
Current assets29/58€142k€133k▼
Amounts receivable within one year40/41€12k€199▼
Trade receivables40€12k€0▼
Other amounts receivable41€116€199▲
Cash at bank and in hand54/58€129k€131k▲
Deferred charges and accrued income490/1€2k€2k▲
Equity and liabilities
Total equity and liabilities10/49€143k€133k▼
Equity10/15€109k€115k▲
Contributions10/11€4k€4k=
Reserves13€105k€111k▲
Distributable reserves133€105k€111k▲
Profit (loss) carried forward14-€0
Amounts payable17/49€34k€18k▼
Amounts payable within one year42/48€33k€18k▼
Financial debts43-€19
Credit institutions430/8-€19
Trade debts44€2k€2k▼
Suppliers440/4€2k€2k▼
Taxes, remuneration and social security45€23k€3k▼
Taxes450/3€23k€2k▼
Remuneration and social security454/9€0€932▲
Other amounts payable47/48€7k€14k▲
Accrued charges and deferred income492/3€346€0▼
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€854€270▼
Other operating charges640/8-€503
Gross operating margin9900€67k€76k▲
Operating profit (loss)9901€66k€76k▲
Financial income75/76B€325€0▼
Recurring financial income75€325€0▼
Financial charges65/66B€201€142▼
Recurring financial charges65€201€142▼
Profit (loss) for the period before taxes9903€66k€75k▲
Income taxes67/77€19k€17k▼
Profit (loss) for the period9904€48k€59k▲
Profit (loss) for the period to be appropriated9905€48k€59k▲
Appropriation of the result
Profit (loss) to be appropriated9906€48k€59k▲
Transfer to equity691/2€48k€6k▼
To other reserves6921€48k€6k▼
Profit to be distributed694/7-€53k
Return on contributions (dividend)694-€53k
The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2025
30-12
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
30-06
Financial
Highest result since 2022net €59k ▲23.4%
Operating result €76k, net result €59k, both a record.
24-01
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
30-06
Financial
Equity above €100kEq €109k ▲77%
3 profitable years in a row build equity to €109k.
25-01
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2022
19-12
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Sint-Gillis (bij-Brussel) · 1 establishment unit since 2021
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Tasson-Snelstraat 281060 Sint-Gillis (bij-Brussel)Ground area
295 m²
Building footprint
118 m²
Volume, LiDAR
1,921 m³
Parcel 21013B0343/00C003, Brussels · tallest building 23.8 m, ±6 floors. Linked by address, not a title deed.
1 establishment unit
Zaremba
since 20212.324.753.072
1 parcel
Brussels
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 21013B0343/00C003 | Brussels | 295 m² | 1 · 117 m² | 23.8 m · 6 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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BE 0784.494.824
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F&E Consulting
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Of 82,569 companies in sector 70200 we hold annual accounts for 52,573. 40,798 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded25-11-2021
Fiscal year end30-06
Activities, NACEBEL
70200Business and other management consultancy
70220Business consulting
Sources
Crossroads Bank for EnterprisesNational Bank · 4 filingsAddress and cadastre registers
Data from official sources, last processed on 22-09-2026. Scores and ratios are computed by Checked and are not a credit decision.