Turnover
≈ €120,000 estimated
The micro format states no turnover.
ZAP.DEV
Overview
Lifetime
2 annual accounts with figures on one time axispeak €60,440 (2025)
€60,440▲ 20.3%
peak €48,836 (2025)
€48,836▲ 24.2%
peak €93,150 (2025)
€93,150▲ 110%
€26,212▲ 51.0%
Board1 name since 2024
1 directorNOMES Carlo
Documentsfilings and deeds
15-06-202646 days before the deadline
2025micro format
Gross margin from €50,246 to €60,440Equity from €44,313 to €93,150Debts from €17,359 to €26,212Cash from €44,915 to €66,391
Key points
from the 2025 annual accountsStarting capital
€5,000 100 shares
Checked score
98
Excellent
Financially stronger than 85% of micro companies in computer programming and consultancy (NACE 62)
Probability in this band: under 0.55%
Bankruptcy probability within 12 months
< 0.1% Very low
0%0.5%1.5%4%10%≥ 25%
The dashed line is the sector median: 0.1% across 25,932 companies (NACE 62, micro).
Fewer than 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
02-2025: 0.4%
03-2025: 0.4%● unchanged vs 02-2025
04-2025: 0.4%● unchanged vs 03-2025
05-2025: 0.4%● unchanged vs 04-2025
06-2025: 0.4%● unchanged vs 05-2025highest value
07-2025: < 0.1%▼ -0.4 percentage points vs 06-2025lowest value
08-2025: < 0.1%● unchanged vs 07-2025
09-2025: < 0.1%● unchanged vs 08-2025
10-2025: < 0.1%● unchanged vs 09-2025
11-2025: < 0.1%● unchanged vs 10-2025
12-2025: < 0.1%● unchanged vs 11-2025
01-2026: < 0.1%● unchanged vs 12-2025
02-2026: < 0.1%● unchanged vs 01-2026
03-2026: < 0.1%● unchanged vs 02-2026
04-2026: < 0.1%● unchanged vs 03-2026
05-2026: < 0.1%● unchanged vs 04-2026
06-2026: < 0.1%● unchanged vs 05-2026
07-2026: < 0.1%● unchanged vs 06-2026
08-2026: < 0.1%● unchanged vs 07-2026
09-2026: 0.1%▲ +0.1 percentage points vs 08-2026
10-2026: < 0.1%▼ -0.1 percentage points vs 09-2026
11-2026: < 0.1%● unchanged vs 10-2026
Financial strengthStrong
Score breakdown
raises risk
Founded in 2024
lowers risk
Sector: Computer programming, consultancy and related activities (NACE 62)
Liquidity: current ratio 4.51, cash €66,391
Equity €93,150 (78.0% of total assets)
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 62, micro). It does better than 85% of them on solvency, 81% on liquidity, 82% on profitability and 91% on growth.
The bankruptcy probability was computed on 09-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
The probability rests on the annual accounts with balance sheet date 31-12-2025.
Of the companies with a bankruptcy probability in the very low class on 30-06-2025, 0.1% went bankrupt within twelve months.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
Comparable companies, two years later
In July 2024, 39,278 companies had the same profile as ZAP.DEV has now. Each dot stands for 99 companies, two years later.
95.8%
were still trading
2.3%
stopped another way
1.8%
went bankrupt
Another 0.1% stopped without a precise date, possibly only after those two years.
The bankruptcy probability of ZAP.DEV itself is lower: < 0.1% within 12 months. It rests on far more data about ZAP.DEV than the profile alone.
Test of the method
The method was tested on the 497,447 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 39,278 companies, not a prediction for ZAP.DEV. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Credit verdict
Credit of up to €9,000 on 30-day terms, only on tighter conditions: young company (under 3 years) without a track record
Liquidity is ample, with a current ratio of 4.51 (4.98 in 2024), above the usual 1.5. Short-term debt is 22% and cash 55.6% of total assets. 22% of the assets are financed with debt and provisions.
Credit check for an amount and term of your choice
Show the recommended maximum and see how the verdict changes with amount, term and advance.
The scores and ratios are Checked's own calculations, not a credit decision.
Signals
Five signals.
lowers riskraises riskneutral
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 15-06-2026, 46 days ahead of the deadline.
NBB · 2 filingsDeviation from the deadline
2025
46 days early
2024
59 days early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
The company filed its last 2 accounts on average 53 days before the deadline. In the sector (NACE 62), the median for financial year 2024 was 9 days before the deadline, and 33% of those companies filed late.
Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsWhere today falls in the filing period
10-11-2026 today31-12-2026 year end31-07-2027 deadline
Recent changes
Registered in the Peppol Directory
Reachable for e-invoices through 0208:1004599306
Incorporation
Founding capital of €5,000, 100 shares · Founder: NOMES Carlo (comparant oprichter) · Appointment: NOMES Carlo (director) · published on 16-01-2024 · Gazette deed
First establishment
Secretaris Meyerlei 85, Antwerp
Comparable companies
same main activity, similar in size and age| Company | ||||
|---|---|---|---|---|
| ZAP.DEV Antwerp | €119,362 | €60,440 | 78.0% | - |
| Sounds & Digital IT Consulting Antwerp | €113,223 | €60,511 | 71.5% | - |
| Quarantadue Nijlen | €120,594 | €59,361 | 37.4% | - |
| Tovas Consulting Berlaar | €113,997 | €59,930 | 68.2% | - |
| YBS Consultancy Antwerp | €125,158 | €62,123 | 75.9% | - |
| MonsieurData Antwerp | €117,560 | €58,930 | 70.0% | - |
| BGRTS Antwerp | €111,222 | €59,962 | 97.7% | - |
These companies have the same main activity as ZAP.DEV: computer consultancy and computer facilities management (NACE 62200). They are comparable in size and age: total assets between €111,000 and €125,000, founded between 2023 and 2024.
Official details
Source: KBO- Status
- Active since 11-01-2024Normal situation
- Activity
- Computer consultancy and computer facilities managementNACE 62200
- Establishment unit
- 2.354.970.4532170 Antwerp, since 11-01-2024
- Financial year end
- 31 December
- Peppol
- Reachable since 25-03-2025
Annual accounts 2025
- €60,440▲ 20.3%
- €48,836▲ 24.2%
- €93,150▲ 110%
- €119,362▲ 93.5%
- Filing
- Filed on 15-06-2026, 46 days before the end of the filing period
Insights on ZAP.DEV
ZAP.DEV has been active since 2024 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €93,150 and a net result of €48,836.
Its solvency ranks better than 72% of 21,208 sector peers (NACE 62, financial year 2025). The computed 12-month bankruptcy probability is below 0.1% (very low).
Sources: KBO register, filings at the National Bank, Belgian Official Gazette.
Financials
Annual accounts 2025
micro format, filed on 15-06-2026, 46 days before the deadline€60,440
▲ 20.3%
€59,586
▲ 19.3%
€48,836
▲ 24.2%
€91,951
▲ 92.4%
78.0%
▲ 6.2 percentage points
4.51
▼ 0.47
Turnover and EBIT margin are not published. The micro format does not require them. The turnover shown is an estimate from the gross margin.
Turnover ≈ €120,000. Estimated: probably between €100,000 and €150,000.
Balance sheet
balance sheet total €119,362 on 31-12-2025What the company ownsHow it is paid for
in euro
in euro
Position in the sector
78.0%
Higher than 72% of 21,208 companies in 2025.
4.51
Higher than 72% of 20,571 companies in 2025.
40.9%
Higher than 79% of 20,746 companies in 2025.
ZAP.DEV
Middle half of the sector
80% of the sector
Micro accounts in computer programming and consultancy (NACE 62)
Net result: middle half · Equity: middle half · Balance sheet total: middle half · Working capital: middle half
Filed annual accounts
as filed with the National Bank, click a year to choose it| Line | Trend | 2025 | 2024 |
|---|---|---|---|
| Balance sheet: assets | |||
20/58 |
119,362 | 61,672 | |
21/28 |
1,198 | 1,863 | |
22/27 |
1,198 | 1,863 | |
24 |
1,198 | 1,863 | |
29/58 |
118,164 | 59,809 | |
40/41 |
29,773 | 14,352 | |
40 |
29,766 | 13,352 | |
41 |
7 | 1,000 | |
50/53 |
22,000 | - | |
54/58 |
66,391 | 44,915 | |
490/1 |
- | 542 | |
| Balance sheet: equity and liabilities | |||
10/49 |
119,362 | 61,672 | |
10/15 |
93,150 | 44,313 | |
10/11 |
5,000 | 5,000 | |
14 |
88,150 | 39,313 | |
17/49 |
26,212 | 17,359 | |
42/48 |
26,212 | 12,021 | |
44 |
12,823 | 1,162 | |
440/4 |
12,823 | 1,162 | |
45 |
10,869 | 9,659 | |
450/3 |
10,869 | 9,659 | |
47/48 |
2,521 | 1,200 | |
492/3 |
- | 5,338 | |
| Income statement | |||
9900 |
60,440 | 50,246 | |
630 |
665 | 253 | |
640/8 |
189 | 63 | |
9901 |
59,586 | 49,930 | |
75/76B |
0 | - | |
75 |
0 | - | |
65/66B |
120 | 116 | |
65 |
120 | 116 | |
9903 |
59,466 | 49,813 | |
67/77 |
10,630 | 10,500 | |
9904 |
48,836 | 39,313 | |
9905 |
48,836 | 39,313 | |
| Appropriation of the result | |||
9906 |
88,150 | 39,313 | |
14P |
39,313 | - | |
| Document | |||
The notes to these accounts have 4 items, including the statement of assets and debts, the cost breakdown and rights and commitments. You find them in the accounts filed with the NBB.
Source: Annual accounts 2025 at the NBB, filed on 15-06-2026.
Filings
each dot is a set of accounts, on the day it reached the National BankKey figures and ratios
per financial year, computed from the annual accounts| Line | Trend | 2025 | 2024 |
|---|---|---|---|
| 60,251 | 50,183 | ||
| 49,501 | 39,567 | ||
| 0 | 2,116 | ||
| 21,475 | - | ||
| 91,951 | 47,788 | ||
| 78.0% | 71.9% | ||
| 4.51 | 4.98 | ||
| 0.28 | 0.39 | ||
| 52.4% | 88.7% | ||
| 40.9% | 63.7% | ||
| over 100 | over 100 |
A Belgian filing has no cash-flow statement. Cash flow is therefore an approximation, derived from the income statement. Investment is the acquisitions in the notes and, without them, the balance-sheet move.
Investments
fixed assets acquired| Item | 2025 | 2024 |
|---|---|---|
| Tangible fixed assets | - | €2,116 |
| €665 | €253 |
Source: notes to the 2024 to 2025 annual accounts (statement of fixed assets)
Insights on ZAP.DEV
The operating result for 2025 is 19% higher than in 2024.
Debt's share of the balance-sheet total falls from 28.1% to 22.0%. Equity and debt are higher.
Board & ownership
Board
1 director, since incorporationDirector (not named in the articles)
since 11-01-2024
term without a fixed end
listed in the 2025 annual accounts, filed on 15-06-2026
- Signing authorityThe articles say who may bind the company, for example by signing a contract.
- “Iedere bestuurder vertegenwoordigt de vennootschap jegens derden en in rechte als eiser of als verweerder. Alle akten die de ven-nootschap…”deed of 16-01-2024
Mandates through the years
1 name, the dashed line is todayNOMES Carlo
Director (not named in the articles)
Director (not named in the articles)
Board
Mandates as a list
- NOMES Carlo
- Director (not named in the articles), from 11-01-2024 to date
Control
Capital
- Contribution
- €5,000
- Shares
- 100
- Contribution per share
- €50
- Equity per share
- €931 in 2025
- Source
- deed of 16-01-2024
Articles of association
deed of 16-01-2024 (in Dutch)- DurationMost companies exist for an unlimited period, until they are dissolved.
- Unlimited
- Annual meetingThe shareholders approve the annual accounts, among other things, at the annual meeting.
- Last Friday of May at 10:00
Shareholders
At incorporation
deed of 16-01-2024 ↗
- NOMES Carlo 100 shares (100%) · €5,000 in cash
Network & group
No group
ZAP.DEV has no parent and no holdings in its annual accounts. NOMES Carlo is the only director. ZAP.DEV shares no director with another company.
At the same address
Secretaris Meyerlei 85, 2170 Antwerp · 1 other company| Vereniging van Mede-eigenaars van het gebouw te Antwerpen-Merksem, Secretaris Meyerlei 85-87
registered office since 15-09-2011 |
founded in 2011 0839.815.409 |
Timeline
Timeline
5 events since 2024Filings
Establishments
202420252026
Deadline for the 2026 accounts: 31-07-2027
2026
Annual accounts 2025 filed NBBmicro format · 46 days before the deadline
2025
Annual accounts 2024 filed PDFmicro format · 59 days before the deadline
Registered in the Peppol Directory Reachable for e-invoices through 0208:1004599306
2024
IncorporationFounding capital of €5,000, 100 shares · Founder: NOMES Carlo (comparant oprichter) · Appointment: NOMES Carlo (director) · published on 16-01-20246 points ▸
- Founder, NOMES Carlo (comparant oprichter)
- Founding capital, €5,000, 100 shares
- Capital contribution, €5,000
- Registered office clause, Secretaris Meyerlei 85 bus 2, 2170 Merksem (Antwerpen)
- Director appointment, NOMES Carlo (director (not named in the articles))
- Permanent representative, NOMES Carlo
- The deed holds 5 more points.
First establishment Secretaris Meyerlei 85, Antwerp
Sources: Publications in the Belgian Official GazetteFilings with the National Bank
History
ZAP.DEV was incorporated on 11 January 2024 as a private limited company by one natural person, with a starting capital of €5,000.12 Since 2024, NOMES Carlo has served as director.3 The company has filed 2 sets of annual accounts, the latest for financial year 2025.3
Company details
Identity
- Enterprise number
- 1004.599.306
- VAT number
- BE 1004.599.306
- Peppol ID
- 0208:1004599306
- Legal form
- Private limited company
- Status
- Active, normal situation
- Founded
- 11-01-2024
- Financial year
- ends on 31 December
- Annual meetingThe shareholders approve the annual accounts, among other things, at the annual meeting.
- Last Friday of May at 10:00deed of 16-01-2024 (in Dutch)
- Peppol
- Reachable since 25-03-2025Follow this company and you will hear the next morning if it leaves the Peppol register.
- Name
- ZAP.DEV in Dutch
- Entity type
- Legal entity
- DurationMost companies exist for an unlimited period, until they are dissolved.
- Unlimiteddeed of 16-01-2024 (in Dutch)
- Registered office clauseThe articles name the region of the registered office. The language of official documents depends on that region, among other things.
- “Vlaams Gewest”deed of 16-01-2024 (in Dutch)
Activities
NACEBEL 202562200
Computer consultancy and computer facilities management main activity
Codes under NACEBEL 2008
62020
IT consultancy main activity
- PurposeThe purpose describes the activities the company may carry out under its articles.
- “Diensten i.v.m. beveiligingssystemen: verkoop, onderhoud en advies; Adviesverlening voor aankoop bij computerhardware en software; IT…”deed of 16-01-2024 (in Dutch)
24 activities
- Diensten i.v.m. beveiligingssystemen: verkoop, onderhoud en advies
- Adviesverlening voor aankoop bij computerhardware en software
- IT Consultancy activiteiten
- De organisatie, reorganisatie en analyse van bedrijven en instellingen; het verlenen van totaal advies- en trainingsbureau in informatica; de opleiding en inrichting van cursussen en seminaries, de aankoop en verkoop, de kleinhandel, de import en export van computer- en randapparatuur, evenals de ontwikkeling van software
- Het ontwerpen, maken en verhandelen van promotioneel materiaal
- Het ontwerpen, maken en verhandelen van videografisch materiaal, zowel statisch als bewegende producties
- Public relations activiteiten voor diverse bedrijven of industrieën
- Het ontwerpen en commercialiseren onder welke vorm ook van toepassingen inzake voormelde werkzaamheden
- Het aannemen en beheren van promotionele en sales acties
- Het ontwerpen, maken en verhandelen van grafische en digitale designs
- Het waarnemen van het bestuur, management en leiding van andere bedrijven, ondernemingen, verenigingen of vennootschappen
- Advies en dienstverlening inzake algemeen management, bedrijfsvoering en beheer
- Advies en dienstverlening inzake public relations en communicatie, marketing en publiciteit, reclamewezen in het algemeen
- Diverse zakelijke dienstverlening
- Webwinkel; Detailhandel in allerlei producten via het internet (e-commerce)
- Webdesign; Ontwerpen en programmeren van computerprogramma’s + het ontwerpen en onderhouden van websites en webwinkels
- Alle handelingen en verrichtingen inzake werving-, selectie-, rekruterings- en screeningsopdrachten; outplacementactiviteiten en opdrachten van herplaatsing; testing- en assessments, carrièrebegeleiding
- Studie en advies inzake diverse bedrijfsaangelegenheden. Dit omvat alle taken in de ruime zin die hiermee gepaard gaan, zowel tijdens de ontwerpfase als tijdens de uitvoeringsfase
- Het beheer van vermogens (met dien verstande evenwel dat de werking van de vennootschap buiten de toepassing van de wet over de financiële verrichtingen en de financiële markten blijft), zowel roerende als onroerende goederen, daaronder verstaan:
- De verwerving van deelnemingen, onder om het even welke vorm, in alle commerciële, industriële, dienstverlenende of financiële ondernemingen, zowel Belgische als buitenlandse
- De verwerving door inbreng, deelneming, inschrijving, aankoop, optie, versmelting, geldschieting of door enig ander middel, van aandelen, obligaties, waarden en effecten
- Het kopen en verkopen, beheren enzovoort van alle roerende goederen en waarden, het beleggen en investeren van gelden en waarden
- Het kopen en verkopen, beheren enzovoort van alle onroerende goederen en zakelijke rechten over onroerende goederen
- De verwerving van brevetten en licenties welke de vennootschap zal kunnen behouden, exploiteren, beheren of afstaan
Registered office and establishments
1 establishment| Establishment | Since | Unit number |
|---|---|---|
| Secretaris Meyerlei 85 registered office 2170 Antwerp | 11-01-2024 | 2.354.970.453 |
Buildings and parcels at the address
- Ground area
- 451 m²
- Buildings
- 186 m²
- Volume, LiDAR
- 1,737 m³
- Tallest building
- 10.6 m
Buildings to scale, each on its own parcel
Parcels
| Cadastral parcel | Area | Buildings | Height / floors |
|---|---|---|---|
| 11423B0265/00B010 | 451 m² | 1 · 186 m² | 10.6 m · 3 |
Contact
E-mail
nomes.carlo@gmail.com
Phone
32499414370