ZANZI
ActiveThe computed 12-month bankruptcy probability of ZANZI is 2.2% (moderate). The 2025 annual accounts show equity of €291k and a net result of €40k. Equity is growing by ~18% per year across the filed fiscal years. Its solvency ranks better than 91% of 13270 sector peers (fiscal year 2025). The company has been active since 2013 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
79
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability83▲+14
Solvency100=
Growth78▲+26
Track record100
Bankruptcy probability, 12 months
2.2%
Moderate
0%0.5%1.5%4%10%≥ 25%
Credit up to €22k at 30 days acceptable
Liquidity ample (current ratio 4.29 against 4.25 in 2024; short-term debt: 18.4% and cash: 46.8% of total assets), and 18.5% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 56
Relative position
BE, all sectors
reference
Sector 56
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
81.5%
Return on assets
11.3%
Age of the figures
9 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-08-2026, 31 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
31 d late
2024
29 d late
2023
51 d late
2022
31 d late
2021
31 d late
2020
31 d late
2019
31 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
22-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€291k▲ 16.1%
2024 · €251k
2018: €6k
2019: €64k
2020: €70k
2021: €209k
2022: €240k
2023: €251k
2024: €251k
2018 → 2025
Total assets
€357k▲ 19.6%
2024 · €299k
2018: €161k
2019: €253k
2020: €183k
2021: €278k
2022: €336k
2023: €298k
2024: €299k
2018 → 2025
Net result
€40k▲ 25,523%
2024 · €158
2018: €39k
2019: €58k
2020: €6k
2021: €140k
2022: €31k
2023: €10k
2024: €158
2018 → 2025
Working capital
€216k▲ 38.7%
2024 · €156k
2018: €-50k
2019: €15k
2020: €32k
2021: €163k
2022: €145k
2023: €141k
2024: €156k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€209k-€240k▲ 14.8%€251k▲ 4.2%€251k▲ 0.1%€291k▲ 16.1%
Operating result€143k-€43k▼ 70.3%€16k▼ 62.1%€2k▼ 85.3%€50k▲ 2,030%
Net result€140k-€31k▼ 77.8%€10k▼ 67.5%€158▼ 98.4%€40k▲ 25,523%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2025; 2025 is 2,030% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €357k
Fixed assets
€75k▼ 20.6%
Current assets
€282k▲ 38.3%
Equity and liabilities €357k
Equity
€291k▲ 16.1%
Debt
€66k▲ 37.9%
The debt ratio rises from 16.1% to 18.5%. Equity and debt are higher.
Key figures and ratios
EBITDA
€70k▲
2024 · €22k
Cash flow
€60k▲
2024 · €20k
Solvency
81.5%▼
2024 · 83.9%
Current ratio
4.29▲
2024 · 4.25
Quick ratio
4.03▲
2024 · 3.95
Debt / equity
0.23▲
2024 · 0.19
ROE
13.9%▲
2024 · 0.1%
ROA
11.3%▲
2024 · 0.1%
Interest coverage
34.33▲
2024 · 9.32
Debt
€66k▲
2024 · €48k
Debt ≤ 1 year
€66k▲
2024 · €48k
Income taxes
€15k▲
2024 · €591
Staff costs
€9k▲
2024 · €8k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€299k€357k▲
Fixed assets21/28€95k€75k▼
Tangible fixed assets22/27€94k€74k▼
Land and buildings22€46k€46k=
Plant, machinery and equipment23€25k€19k▼
Furniture and vehicles24€23k€9k▼
Financial fixed assets28€1k€1k=
Current assets29/58€204k€282k▲
Stocks and contracts in progress3€15k€17k▲
Stocks30/36€15k€17k▲
Amounts receivable within one year40/41€70k€97k▲
Trade receivables40€1k€1k=
Other amounts receivable41€69k€96k▲
Cash at bank and in hand54/58€117k€167k▲
Deferred charges and accrued income490/1€2k€476▼
Equity and liabilities
Total equity and liabilities10/49€299k€357k▲
Equity10/15€251k€291k▲
Contributions10/11€6k€6k=
Profit (loss) carried forward14€244k€285k▲
Amounts payable17/49€48k€66k▲
Amounts payable within one year42/48€48k€66k▲
Trade debts44€13k€17k▲
Suppliers440/4€13k€17k▲
Taxes, remuneration and social security45€22k€47k▲
Taxes450/3€13k€25k▲
Remuneration and social security454/9€9k€22k▲
Other amounts payable47/48€13k€2k▼
Accrued charges and deferred income492/3-€400
Income statement
Code20242025
Remuneration, social security and pensions62€8k€9k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€19k€20k▲
Other operating charges640/8€3k€2k▼
Gross operating margin9900€33k€81k▲
Operating profit (loss)9901€2k€50k▲
Financial income75/76B€718€7k▲
Recurring financial income75€718€7k▲
Financial charges65/66B€2k€2k▼
Recurring financial charges65€2k€2k▼
Profit (loss) for the period before taxes9903€749€56k▲
Income taxes67/77€591€15k▲
Profit (loss) for the period9904€158€40k▲
Profit (loss) for the period to be appropriated9905€158€40k▲
Appropriation of the result
Profit (loss) to be appropriated9906€244k€285k▲
Profit (loss) brought forward from the previous period14P€244k€244k▲
The notes to these accounts (8 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
31-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 31 days late
2025
29-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 29 days late
2024
31-12
Financial
Weakest financial yearnet €158 ▼98.4%
Net result drops to €158, the lowest in the series; recovery starts the following year.
20-09
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 51 days late
2023
31-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 31 days late
2022
31-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 31 days late
2021
31-12
Financial
Highest result since 2018net €140k ▲2326%
Operating result €143k, net result €140k, both a record.
31-12
Financial
Liquidity quadruplescurrent ratio 6.14
Current ratio from 1.52 to 6.14; short-term debt falls from €61k to €32k.
31-12
Financial
Equity above €200kEq €209k ▲201%
4 profitable years in a row build equity to €209k.
31-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 31 days late
2020
31-08
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 31 days late
2019
31-12
Financial
Liquidity doublescurrent ratio 1.11
Current ratio from 0.48 to 1.11.
30-08
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 30 days late
2018
26-08
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 26 days late
2016
28-09
NBB filing
Annual accounts filed
fiscal year 2015 · full schema · 59 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Sint-Lambrechts-Woluwe · 1 establishment unit since 2013
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Vootstraat 181200 Sint-Lambrechts-WoluweGround area
214 m²
Building footprint
150 m²
Volume, LiDAR
719 m³
Parcel 21674C0185/00L002, Brussels · tallest building 10.7 m, ±1 floor. Linked by address, not a title deed.
1 establishment unit
Vootstraat 18, 1200 Sint-Lambrechts-Woluwe
since 20132.216.194.533
1 parcel
Brussels
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 21674C0185/00L002 | Brussels | 214 m² | 1 · 150 m² | 10.7 m · 1 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Recognitions · licences · registrations
Food safety, FASFC
1 siteSint-Lambrechts-Woluwe2.216.194.533
Similar companies · same sector, comparable size
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MAST
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WILLY'S MOUSTACHE
BE 0449.913.516
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La Cambre
BE 0402.845.849
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THICO
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Of 335 companies in sector 56302 we hold annual accounts for 170. 111 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company (pre-2019)
Founded28-01-2013
Fiscal year end31-12
Activities, NACEBEL
56102Limited-service restaurants
56112Limited-service restaurants, excluding mobile food services
56302Nightclubs
56301Cafés and bars
Sources
Crossroads Bank for EnterprisesNational Bank · 12 filingsAddress and cadastre registers
Data from official sources, last processed on 22-09-2026. Scores and ratios are computed by Checked and are not a credit decision.