ZANKO
ActiveZANKO has been active since 2023 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €145k and a net result of €57k. Equity is growing by ~60.4% per year across the filed fiscal years. Its solvency ranks better than 59% of 17007 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.4% (very low).
Checked score
Score 2025
92
/ 100
Excellent
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100=
Solvency93▲+7
Growth78=
Track record94
Bankruptcy probability, 12 months
0.4%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €13k at 30 days acceptable
Liquidity ample (current ratio 3.18 against 3.14 in 2024; short-term debt: 26.1% and cash: 69.5% of total assets), and 32% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 62
Relative position
BE, all sectors
reference
Sector 62
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
68%
Return on assets
26.6%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 13-04-2026, 109 days ahead of the deadline.
NBB · 3 filingsDeviation from the deadline
2025
109 d early
2024
25 d late
2023
26 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
20-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€145k▲ 64.3%
2024 · €88k
2023: €38k
2024: €88k
2023 → 2025
Total assets
€213k▲ 47.2%
2024 · €144k
2023: €89k
2024: €144k
2023 → 2025
Net result
€57k▲ 11.8%
2024 · €51k
2023: €37k
2024: €51k
2023 → 2025
Working capital
€121k▲ 55.5%
2024 · €78k
2023: €27k
2024: €78k
2023 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line202320242025Trend
Equity€38k-€88k▲ 130%€145k▲ 64.3%
Operating result€49k-€66k▲ 36.0%€74k▲ 11.9%
Net result€37k-€51k▲ 37.4%€57k▲ 11.8%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result has risen two years in a row; 2025 is 12% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €213k
Fixed assets
€36k▲ 19.1%
Current assets
€177k▲ 54.8%
Equity and liabilities €213k
Equity
€145k▲ 64.3%
Debt
€68k▲ 20.7%
The debt ratio falls from 39.1% to 32.0%. Equity and debt are higher.
Key figures and ratios
EBITDA
€87k▲
2024 · €76k
Cash flow
€70k▲
2024 · €61k
Solvency
68.0%▲
2024 · 60.9%
Current ratio
3.18▲
2024 · 3.14
Quick ratio
3.18▲
2024 · 3.14
Debt / equity
0.47▼
2024 · 0.64
ROE
39.1%▼
2024 · 57.5%
ROA
26.6%▼
2024 · 35.0%
Interest coverage
45.81▲
2024 · 41.48
Debt
€68k▲
2024 · €56k
Debt ≤ 1 year
€56k▲
2024 · €36k
Debt > 1 year
€13k▼
2024 · €20k
Income taxes
€16k▲
2024 · €14k
Staff costs
€0▼
2024 · €250
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€144k€213k▲
Fixed assets21/28€30k€36k▲
Tangible fixed assets22/27€30k€36k▲
Plant, machinery and equipment23€1k€1k▼
Furniture and vehicles24€1k€16k▲
Leasing and similar rights25€28k€19k▼
Current assets29/58€114k€177k▲
Amounts receivable within one year40/41€23k€27k▲
Trade receivables40€23k€27k▲
Other amounts receivable41€0-
Cash at bank and in hand54/58€90k€148k▲
Deferred charges and accrued income490/1€511€1k▲
Equity and liabilities
Total equity and liabilities10/49€144k€213k▲
Equity10/15€88k€145k▲
Contributions10/11€3k€3k=
Reserves13€85k€142k▲
Distributable reserves133€85k€142k▲
Profit (loss) carried forward14€0€0=
Amounts payable17/49€56k€68k▲
Amounts payable after more than one year17€20k€13k▼
Financial debts170/4€20k€13k▼
Amounts payable within one year42/48€36k€56k▲
Current portion of amounts payable after more than one year42€9k€18k▲
Financial debts43€116€90▼
Credit institutions430/8€116€90▼
Trade debts44€369€412▲
Suppliers440/4€369€412▲
Taxes, remuneration and social security45€20k€32k▲
Taxes450/3€20k€32k▲
Remuneration and social security454/9€160€160=
Other amounts payable47/48€7k€5k▼
Income statement
Code20242025
Remuneration, social security and pensions62€250€0▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€10k€13k▲
Other operating charges640/8€991€2k▲
Gross operating margin9900€77k€89k▲
Operating profit (loss)9901€66k€74k▲
Financial income75/76B€3€0▼
Recurring financial income75€3€0▼
Financial charges65/66B€2k€2k▲
Recurring financial charges65€2k€2k▲
Profit (loss) for the period before taxes9903€64k€72k▲
Income taxes67/77€14k€16k▲
Profit (loss) for the period9904€51k€57k▲
Profit (loss) for the period to be appropriated9905€51k€57k▲
Appropriation of the result
Profit (loss) to be appropriated9906€51k€57k▲
Transfer to equity691/2€50k€57k▲
To other reserves6921€50k€57k▲
Profit to be distributed694/7€833€0▼
Return on contributions (dividend)694€833€0▼
The notes to these accounts (6 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
13-04
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial
Highest result since 2023net €57k ▲11.8%
Operating result €74k, net result €57k, both a record.
31-12
Financial
Equity above €100kEq €145k ▲64.3%
3 profitable years in a row build equity to €145k.
25-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 25 days late
2024
05-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Roeselare · 1 establishment unit since 2023
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Klaproosstraat 358800 RoeselareGround area
294 m²
Building footprint
74 m²
Volume, LiDAR
22 m³
Parcel 36502B1942/00P000, Flanders · tallest building 2.2 m. Linked by address, not a title deed.
1 establishment unit
ZANKO
since 20232.342.520.702
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 36502B1942/00P000 | Flanders | 294 m² | 1 · 74 m² | 2.2 m |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 30,000 companies in sector 62200 we hold annual accounts for 18,392. 15,361 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded02-03-2023
Fiscal year end31-12
Activities, NACEBEL
62020IT consultancy
62200Computer consultancy and computer facilities management
62010Computer programming, consultancy and related activities
62900Other information technology and computer services
62100Computer programming
63920Other information service activities
63990Computing infrastructure, data processing, hosting and other information service activities
70200Business and other management consultancy
70220Business consulting
82990Other business support services
Sources
Crossroads Bank for EnterprisesNational Bank · 3 filingsAddress and cadastre registers
Data from official sources, last processed on 20-09-2026. Scores and ratios are computed by Checked and are not a credit decision.