Equity
€3.6m ▲ 16.5%
ZANIMO has made a profit without a break since 2008.
ZANIMO
Lifetime
20 annual accounts with figures on one time axis, 27 filings since 1999peak €1.4m (2024)
€370,020▼ 73.0%
lowest -€17,384 (2007)
€512,541▼ 48.2%
peak €3.6m (2025)
€3.6m▲ 16.5%
€1.3m▼ 21.0%
peak 19.6 FTE (2018)
5.7 FTEunchanged
Board2 names since 1998
1 directorGARNIER Christophe Jean Victor José
Documentsfilings and deeds
08-07-202623 days before the deadline
2025abbreviated format
Gross margin from €1.4m to €370,020Result from €990,241 to €512,541Equity from €3.1m to €3.6mDebts from €1.6m to €1.3m
Key points
from the 2025 annual accountsInvestments
€995 0.0 × depreciation
Green is investment, beige is depreciation.
Staff
5.7 FTE from 19.6 in 2018
Between 2018 and 2025, 71% of the full-time equivalents disappeared.
Filings
27 annual accounts since 1999
Seven of the last ten came late. The 2019 accounts came latest: 26 days after the end of the period.
At the same address
50 companies
Position in the sector
€512,541
Higher net result than 95% of companies in retail trade. Sector median €27,425 · 12,844 companies.
Checked score
97
Excellent
Financially stronger than 79% of micro companies in retail trade (NACE 47)
Probability in this band: under 0.55%
Bankruptcy probability within 12 months
< 0.1% Very low
0%0.5%1.5%4%10%≥ 25%
The dashed line is the sector median: 0.6% across 40,275 companies (NACE 47, micro).
Fewer than 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
12-2024: 0.2%
01-2025: 0.2%● unchanged vs 12-2024
02-2025: 0.2%● unchanged vs 01-2025
03-2025: 0.2%● unchanged vs 02-2025
04-2025: 0.2%● unchanged vs 03-2025
05-2025: 0.3%▲ +0.1 percentage points vs 04-2025
06-2025: 0.3%● unchanged vs 05-2025
07-2025: 0.3%● unchanged vs 06-2025highest value
08-2025: 0.1%▼ -0.2 percentage points vs 07-2025
09-2025: 0.1%● unchanged vs 08-2025
10-2025: 0.1%● unchanged vs 09-2025
11-2025: 0.1%● unchanged vs 10-2025
12-2025: 0.1%● unchanged vs 11-2025
01-2026: 0.1%● unchanged vs 12-2025
02-2026: 0.1%● unchanged vs 01-2026
03-2026: < 0.1%▼ -0.1 percentage points vs 02-2026
04-2026: < 0.1%● unchanged vs 03-2026
05-2026: < 0.1%● unchanged vs 04-2026
06-2026: < 0.1%● unchanged vs 05-2026
07-2026: < 0.1%● unchanged vs 06-2026
08-2026: < 0.1%● unchanged vs 07-2026
09-2026: < 0.1%● unchanged vs 08-2026
10-2026: < 0.1%● unchanged vs 09-2026lowest value
11-2026: < 0.1%● unchanged vs 10-2026lowest value
Financial strengthStrong
Score breakdown
lowers risk
Liquidity: current ratio 3.73, cash €1.4m
Size: 5.7 FTE, total assets €4.9m
Founded in 1998
Equity €3.6m (74.0% of total assets)
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 47, micro). It does better than 84% of them on solvency, 88% on liquidity, 74% on profitability and 69% on growth.
The bankruptcy probability was computed on 10-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
The probability rests on the annual accounts with balance sheet date 31-12-2025.
Of the companies with a bankruptcy probability in the very low class on 30-06-2025, 0.1% went bankrupt within twelve months.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
Comparable companies, two years later
In July 2024, 31,368 companies had the same profile as ZANIMO has now. Each dot stands for 79 companies, two years later.
93.5%
were still trading
5.9%
stopped another way
0.5%
went bankrupt
Another 0.1% stopped without a precise date, possibly only after those two years.
That fits the bankruptcy probability of ZANIMO itself: < 0.1% within 12 months.
Test of the method
The method was tested on the 497,447 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 31,368 companies, not a prediction for ZANIMO. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Credit verdict
Credit of up to €350,000 on 30-day terms is acceptable
Liquidity is ample, with a current ratio of 3.73 (2.33 in 2024), above the usual 1.5. Short-term debt is 8.3% and cash 28.4% of total assets. 26% of the assets are financed with debt and provisions.
Credit check for an amount and term of your choice
Show the recommended maximum and see how the verdict changes with amount, term and advance.
The scores and ratios are Checked's own calculations, not a credit decision.
Signals
5 signals, none raises the risk
Five signals.
lowers riskneutral
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 08-07-2026, 23 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
23 days early
2024
1 day early
2023
1 day early
2022
24 days late
2021
5 days late
2020
6 days late
2019
26 days late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
The company filed its last 7 accounts on average 5 days after the deadline. In the sector (NACE 47), the median for financial year 2024 was on the deadline day, and 47% of those companies filed late.
Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 31 July (5 of the last 5 accounts filed within 30 days either side of that date).
Companies Code · seven monthsWhere today falls in the filing period
10-11-2026 today31-12-2026 year end31-07-2027 deadline
Board and ownership
- GARNIER Christophe Jean Victor José all the sharesdeed of 12-04-2022
Shares in 3 companies, including ANIMALAIN and CASH EXPRESS DEV
Board & ownershipRecent changes
Registered in the Peppol Directory
Reachable for e-invoices through 0208:0464204584
Registered office moved from Ans to Awans
New registered office: rue de Bruxelles n°10/22 4340 Awans · Previous registered office: rue des Français n°369 4430 Ans · General meeting of 05-01-2024 · Gazette deed
Change of role: GARNIER Christophe Jean Victor José, from manager to director
Appointment: DELVIGNE Aurore Paul Marie (director) · GARNIER Christophe Jean Victor José holds all the shares · General meeting of 07-04-2022 · Gazette deed
First establishment
TOM & CO HOGNOUL, Rue de Bruxelles 10, Awans
Comparable companies
same main activity, similar in size and age| Company | ||||
|---|---|---|---|---|
| ZANIMO Awans | €4.9m | €370,020 | 74.0% | 5.7 |
| NIROLUX Oostkamp | €4.2m | €522,749 | 23.6% | 3.8 |
| MOULINS BURETTE Nandrin | €2.2m | €626,871 | 41.6% | 6.1 |
| ROLLAND - DELBART et Cie Beloeil | €2.6m | €698,784 | 54.7% | 7.6 |
| NIKY Aalst | €1.9m | €368,561 | 33.2% | 4.9 |
| M.T.C. Soumagne | €4.1m | €446,479 | 1.5% | - |
| LOVERIX Tongeren-Borgloon | €4.8m | €787,014 | 50.2% | 3.5 |
These companies have the same main activity as ZANIMO: retail sale of pets, pet food and pet supplies (NACE 47762). They are comparable in size and age: total assets between €1.9m and €4.8m, founded between 1989 and 2002.
Official details
Source: KBO- Status
- Active since 24-09-1998Normal situation
- Registered office
- 51 active companies are registered at this address3 started in the 12 months before. Source: KBO register, as of 10 November 2026.
- Activity
- Retail sale of pets, pet food and pet suppliesNACE 47762
- Joint committee
- 201Independent retail · annual accounts 2025
- Establishment unit
- 2.237.157.7184340 Awans, since 01-03-2012
- Financial year end
- 31 December
- Peppol
- Reachable since 20-02-2026
Annual accounts 2025
- ≈ €1.3mestimated
- €4.9m▲ 3.7%
- Employeeson 31-12-2025
- 7▲ 16.7%
- Filing
- Filed on 08-07-2026, 23 days before the end of the filing period
Companies linked to ZANIMO
Subsidiaries and holdings
- Cash HR20%
Insights on ZANIMO
ZANIMO files the abbreviated format. That format states no turnover. The gross margin rose from €113,391 in 2006 to €370,020 in 2025.
Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.
Key facts about ZANIMO
- What is the company number of ZANIMO?
- The company number of ZANIMO is 0464.204.584. The VAT number is the same number with BE in front: BE 0464.204.584.
- Where is ZANIMO based?
- The registered office is at Rue de Bruxelles 10, 4340 Awans.Company details
- What does ZANIMO do?
- According to the KBO register, the main activity is retail sale of pets, pet food and pet supplies (NACE 47762).
- What is the legal form of ZANIMO?
- ZANIMO is a private limited company (BV).
- When was ZANIMO founded?
- ZANIMO was founded on 24-09-1998.
- Is ZANIMO still active?
- Yes, ZANIMO is an active enterprise in the KBO register.
- How many employees does ZANIMO have?
- ZANIMO had an average of 5.7 full-time equivalents in financial year 2025, according to the filed annual accounts.Financials
- Which joint committee does ZANIMO fall under?
- In its 2025 annual accounts, ZANIMO states joint committee 201 (Independent retail).
- What is the turnover of ZANIMO?
- The turnover in financial year 2025 is ≈ €1.3m. This figure is estimated from the gross margin of €370,020 and 47 comparable companies (NACE 477). It probably lies between €1.0m and €2.1m.
- Is ZANIMO profitable?
- In financial year 2025, ZANIMO made a profit of €512,541.
- Where can I find the annual accounts of ZANIMO?
- ZANIMO filed 27 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
- When are the next annual accounts of ZANIMO due?
- ZANIMO must file the annual accounts for financial year 2026 by 31-07-2027.Timeline
Next steps
Work out how much credit to give this customer and on what payment terms.Credit check Check what to know before you do business with this company.Supplier due diligence Check whether you can accept this company as a client under the anti-money-laundering law.AML client file Check which of your other customers you can e-invoice via Peppol.Peppol check Compare this company with its sector.Sector benchmark See what changed in the latest annual accounts.What changed
See how customers, suppliers and banks see your own company and what to improve first.