Zandberg
ActiveZandberg has been active since 2016 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €8.38M and a net result of €-34. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 89% of 8092 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 0.2% (very low).
Checked score
Score 2024
70
/ 100
Healthy
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2023
Profitability21▼-68
Solvency100=
Growth78=
Track record100
Bankruptcy probability, 12 months
0.2%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €550k at 30 days acceptable
Liquidity ample (current ratio 31.46 against 6.42 in 2023; short-term debt: 0.3% and cash: 0% of total assets), and 7.4% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Three signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Sector 70
lower
← fewer bankruptcies
more bankruptcies →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 20-06-2025, 41 days ahead of the deadline.
NBB · 9 filingsDeviation from the deadline
2025
not confirmed
2024
41 d early
2023
35 d early
2022
14 d early
2021
29 d late
2020
31 d late
2019
90 d late
← before the deadline
after the deadline →
Financials · fiscal year 2024, abbreviated schema
Equity
€8.38M=
2023 · €8.38M
2018: €57k
2019: €553k
2020: €549k
2021: €513k
2022: €528k
2023: €8.38M
2018 → 2024
Total assets
€9.06M▼ 2.4%
2023 · €9.28M
2018: €58k
2019: €557k
2020: €552k
2021: €815k
2022: €1.01M
2023: €9.28M
2018 → 2024
Net result
€-34
2023 · €6.81M
2018: €-7k
2019: €-4k
2020: €-4k
2021: €-36k
2022: €15k
2023: €6.81M
2018 → 2024
Working capital
€691k▼ 12.7%
2023 · €791k
2018: €51k
2019: €549k
2020: €548k
2021: €13k
2022: €428k
2023: €791k
2018 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20202021202220232024Trend
Equity€549k-€513k▼ 6.6%€528k▲ 3.0%€8.38M▲ 1,487%€8.38M=
Operating result€-3k-€-36k▼ 947%€19k€19k▲ 2.4%€3k▼ 82.6%
Net result€-4k-€-36k▼ 826%€15k€6.81M▲ 44,784%€-34
Turnover and EBIT margin not published: the abbreviated schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2024; 2024 is 83% below 2023.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €9.06M
Fixed assets
€8.34M=
Current assets
€713k▼ 23.9%
Equity and liabilities €9.06M
Equity
€8.38M=
Debt
€673k▼ 24.9%
The debt ratio falls from 9.7% to 7.4%. Debt is lower.
Key figures and ratios
EBITDA
€4k▼
2023 · €19k
Cash flow
€404▼
2023 · €6.81M
Solvency
92.6%▲
2023 · 90.3%
Current ratio
31.46▲
2023 · 6.42
Quick ratio
31.46▲
2023 · 6.42
Debt / equity
0.08▼
2023 · 0.11
ROE
0.0%▼
2023 · 81.2%
ROA
0.0%▼
2023 · 73.3%
Interest coverage
0.32▼
2023 · 4.63
Debt
€673k▼
2023 · €896k
Debt ≤ 1 year
€23k▼
2023 · €146k
Debt > 1 year
€650k▼
2023 · €750k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2024 against 2023
Balance sheet
Code20232024
Assets
Total assets20/58€9.28M€9.06M▼
Fixed assets21/28€8.34M€8.34M=
Intangible fixed assets21€1k€1k=
Tangible fixed assets22/27€690€1k▲
Plant, machinery and equipment23€690€406▼
Furniture and vehicles24-€1k
Financial fixed assets28€8.34M€8.34M=
Current assets29/58€937k€713k▼
Amounts receivable after more than one year29€650k€558k▼
Other amounts receivable291€650k€558k▼
Amounts receivable within one year40/41€264k€153k▼
Trade receivables40€260k€141k▼
Other amounts receivable41€3k€11k▲
Cash at bank and in hand54/58€22k€719▼
Deferred charges and accrued income490/1€2k€2k=
Equity and liabilities
Total equity and liabilities10/49€9.28M€9.06M▼
Equity10/15€8.38M€8.38M=
Contributions10/11€506k€506k=
Revaluation surpluses12€1.05M€1.05M=
Reserves13€6.83M€6.83M=
Non-distributable reserves130/1€0-
Reserves not available under the articles1311€0-
Distributable reserves133€6.83M€6.83M=
Amounts payable17/49€896k€673k▼
Amounts payable after more than one year17€750k€650k▼
Financial debts170/4€750k€650k▼
Amounts payable within one year42/48€146k€23k▼
Trade debts44€138k€21k▼
Suppliers440/4€138k€21k▼
Taxes, remuneration and social security45€4k€2k▼
Taxes450/3€4k€2k▼
Other amounts payable47/48€4k€0▼
Income statement
Code20232024
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€162€438▲
Other operating charges640/8€740€1k▲
Gross operating margin9900€20k€5k▼
Operating profit (loss)9901€19k€3k▼
Financial income75/76B€6.79M€9k▼
Recurring financial income75€174€9k▲
Non-recurring financial income76B€6.79M€0▼
Financial charges65/66B€4k€12k▲
Recurring financial charges65€4k€12k▲
Profit (loss) for the period before taxes9903€6.81M€-34▼
Profit (loss) for the period9904€6.81M€-34▼
Profit (loss) for the period to be appropriated9905€6.81M€-34▼
Appropriation of the result
Profit (loss) to be appropriated9906€6.81M€-34▼
Profit (loss) brought forward from the previous period14P€0-
Transfer from equity791/2€0€34▲
Transfer to equity691/2€6.81M€0▼
To other reserves6921€6.81M€0▼
Social balance
Average headcount (FTE)90870.00.0=
The notes to these accounts (15 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2025
20-06
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema
2024
31-12
Financial
Liquidity times 5current ratio 31.46
Current ratio from 6.42 to 31.46; short-term debt falls from €146k to €23k.
26-06
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema
2023
31-12
Financial
Highest result since 2018net €6.81M ▲44784%
Operating result €19k, net result €6.81M, both a record.
31-12
Financial
Equity above €5MEq €8.38M ▲1487%
2 profitable years in a row build equity to €8.38M.
17-07
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema
2022
31-12
Financial
Back to profitnet €15k
Net result €15k after 4 loss-making years.
31-12
Financial
Liquidity times 6current ratio 6.46
Current ratio from 1.04 to 6.46; short-term debt falls from €302k to €78k.
29-08
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema · 29 days late
2021
31-12
Financial
Weakest financial yearnet €-36k
Net result drops to €-36k, the lowest in the series; recovery starts the following year.
31-08
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema · 31 days late
2020
29-10
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema · 90 days late
2019
31-12
Financial
Liquidity triplescurrent ratio 150.76
Current ratio from 43.66 to 150.76.
31-12
Financial
Equity above €500kEq €553k ▲876%
Equity rises from €57k to €553k.
08-07
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema
2018
27-08
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 27 days late
2017
17-07
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Bonheiden · 1 establishment unit since 2016
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Zandbergstraat 102820 BonheidenGround area
1,595 m²
Building footprint
171 m²
Volume, LiDAR
1,190 m³
Parcel 12031A0500/00E000, Flanders · tallest building 19.0 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Zandberg
since 20162.250.837.983
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 12031A0500/00E000 | Flanders | 1,595 m² | 1 · 171 m² | 19.0 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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GROUPE MECA
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KATVIN
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Of 82,570 companies in sector 70200 we hold annual accounts for 52,574. 7,773 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded24-02-2016
Fiscal year end31-12
Activities, NACEBEL
70200Business and other management consultancy
70220Business consulting
71121Engineering and related technical consultancy, excluding land surveyors
74909Other professional, scientific and technical activities
74999Other professional, scientific and technical activities
82990Other business support services
85599Other education
Sources
Crossroads Bank for EnterprisesNational Bank · 9 filingsAddress and cadastre registers
Data from official sources, last processed on 21-09-2026. Scores and ratios are computed by Checked and are not a credit decision.