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ZAMIA

Active
Public limited companyfounded 2012active for 14 yearsBollebergen 2A, 9052 Gent, Belgium23 active companies are registered at this addressKBO/BCE: BE 0845.418.247
Summary

ZAMIA has been active since 2012 and the Belgian Official Gazette contains no insolvency or warning signals. The 2026 annual accounts show equity of €85,512 and a net result of €30,149. Equity is shrinking by about 13% per year and would, assuming unchanged policy, indicatively turn negative around financial year 2029. Its solvency ranks better than 53% of 33 sector peers (NACE 62, financial year 2026). The computed 12-month bankruptcy probability is below 0.1% (very low).

Overview

Activity
Other information technology and computer services
NACE 62900Computer programming NACE 62100
1 site
Size
€217,928total assets 2026
Staff
2.8 FTE
Equity
€85,512
Profit
€30,149
Financial health
94 Excellent Checked score 2026
Bankruptcy probabilitywithin 12 months
< 0.1%
Structure
Accounts 128 days early0 of 7 deeds read
Why 94lowers riskLiquidity: current ratio 1.97, cash €83,239Sector: Computer programming, consultancy and related activities (NACE 62)Equity €85,512 (39.2% of total assets)Figures for financial year 2026 (filed 25-06-2026)Show the evidence

Checked score

Score 2026
94 / 100
Excellent
Probability in this band: under 0.55%
Financially better than 55% of its sector peers (NACE 62, micro)
Financial strength · tick = 2025
Strong
Solvency 64+8
equity 39.2% of total assets
Liquidity 72+20
short-term debt 50.6% · cash 38.2%
Profitability 86+86
return on assets 13.8%
Bankruptcy probability, 12 months
< 0.1% Very low
0%0.5%1.5%4%10%≥ 25%

Fewer than 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.1% (25,855 companies, NACE 62, micro)
Last 24 months 11-2024: 0.3% 12-2024: 0.3%● unchanged vs 11-2024 01-2025: 0.3%● unchanged vs 12-2024 02-2025: 0.3%● unchanged vs 01-2025 03-2025: 0.3%● unchanged vs 02-2025 04-2025: 0.3%● unchanged vs 03-2025 05-2025: 0.3%● unchanged vs 04-2025 06-2025: 0.3%● unchanged vs 05-2025 07-2025: 0.3%● unchanged vs 06-2025highest value 08-2025: 0.3%● unchanged vs 07-2025 09-2025: 0.3%● unchanged vs 08-2025 10-2025: 0.3%● unchanged vs 09-2025 11-2025: 0.3%● unchanged vs 10-2025 12-2025: 0.3%● unchanged vs 11-2025 01-2026: 0.3%● unchanged vs 12-2025 02-2026: 0.3%● unchanged vs 01-2026 03-2026: 0.3%● unchanged vs 02-2026 04-2026: 0.3%● unchanged vs 03-2026 05-2026: 0.3%● unchanged vs 04-2026 06-2026: 0.3%● unchanged vs 05-2026 07-2026: < 0.1%▼ -0.3 percentage points vs 06-2026lowest value 08-2026: < 0.1%● unchanged vs 07-2026lowest value 09-2026: < 0.1%● unchanged vs 08-2026lowest value 10-2026: < 0.1%● unchanged vs 09-2026lowest value
Credit of up to €8,000 on 30-day terms is acceptable
Liquidity ample (current ratio 1.97, compared with 1.61 in 2025, above the usual 1.5; short-term debt: 50.6% and cash: 38.2% of total assets), but 60.8% of the assets are financed with debt and provisions.
How it is calculated

The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 62, micro): better than 35% on solvency, 56% on liquidity, 48% on profitability and 81% on growth.

The bankruptcy probability was computed on 13-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).

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Signals

Five signals.
lowers riskneutral
lowers risk · Liquidity: current ratio 1.97, cash €83,239
NBB · annual accounts
lowers risk · Sector: Computer programming, consultancy and related activities (NACE 62)
KBO
lowers risk · Equity €85,512 (39.2% of total assets)
NBB · annual accounts
lowers risk · Figures for financial year 2026 (filed 25-06-2026)
NBB · annual accounts
neutral · Latest accounts filed on time
The financial year that closed on 31-03-2026 was due by 31-10-2026 and was filed on 25-06-2026, 128 days ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2026
128 days early
2025
100 days early
2024
132 days early
2023
132 days early
2022
124 days early
2021
139 days early
2020
138 days early
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 7 accounts on average 128 days before the deadline; the sector median (NACE 62) for financial year 2024 is 9 days before the deadline, and 33% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-03-2027 and is due by 31-10-2027. Nothing is late today. The company usually files around 25 June (5 of the last 5 filed years within 30 days of that day).
Companies Code · seven months
Where today falls in the filing period
14-10-2026 today31-03-2027 year end31-10-2027 deadline
neutral · No strike-offs in the KBO publications
Searched since 2021.
KBO publications · our coverage
  1. Annual accounts filedfinancial year 2026 · full…
  2. Back to profitnet €30,149
  3. Annual accounts filedfinancial year 2025 · abbreviated…

Key points

  • Positive: Back in profit in 2026after -€56,923 in 2025 €30,149 View
  • Caution: Among the weakest 9% on equitysector median €1.8m · 33 companies €85,512 View
  • Positive: Filed on time since financial year 2019accounts within the deadline every year 8 years View

By topic

Financials

Financial year
2026
Total assets
€217,928
Profit
€30,149
Solvency
39.2%
Total assets▲ 20.4%
Net result
20192026
Go to Financials

Timeline

Events
17
Since
2014
Next accounts
by 31-10-2027
  1. 21-06-2024Annual accounts filed
  2. 31-03-2024Weakest financial year
  3. 21-06-2023Annual accounts filed
Go to Timeline

Company details

Sites
1
Legal form
Public limited company
Activity
Other information technology and computer servicesNACE 62900
Founded
18-04-2012
Year ends
31-03
Peppol
Reachable for e-invoices
Go to Company details

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