ZAMBELLI
ActiveZAMBELLI has been active since 2018 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €96k and a net result of €17k. Equity is growing by ~43.1% per year across the filed fiscal years. Its solvency ranks better than 46% of 31540 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).
Checked score
Score 2025
77
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability80▲+41
Solvency76▼-24
Growth78=
Track record100
Bankruptcy probability, 12 months
0.2%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €7k at 30 days acceptable
Liquidity ample (current ratio 3.58 against 16.71 in 2024; short-term debt: 23.4% and cash: 8.2% of total assets), and 49% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Sector 70
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
51%
Return on assets
9.3%
Age of the figures
15 mo
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
neutral · Latest accounts filed on time
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 17-12-2025, 45 days ahead of the deadline.
NBB · 7 filingsDeviation from the deadline
2025
45 d early
2024
44 d early
2023
44 d early
2021
41 d early
2020
1 d early
2019
59 d late
2018
14 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 30-06-2026 and is due by 31-01-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
30-06-2026 close17-09-2026 today31-01-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€96k▲ 22.2%
2024 · €78k
2018: €12k
2019: €25k
2020: €9k
2021: €29k
2023: €77k
2024: €78k
2018 → 2025
Total assets
€188k▲ 127%
2024 · €83k
2018: €16k
2019: €114k
2020: €97k
2021: €294k
2023: €187k
2024: €83k
2018 → 2025
Net result
€17k▲ 1,072%
2024 · €1k
2018: €-1k
2019: €21k
2020: €-15k
2021: €19k
2023: €48k
2024: €1k
2018 → 2025
Working capital
€114k▲ 76.8%
2024 · €64k
2018: €7k
2019: €-2k
2020: €-14k
2021: €-53k
2023: €44k
2024: €64k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20202021202320242025Trend
Equity€9k-€29k▲ 204%€77k▲ 167%€78k▲ 1.9%€96k▲ 22.2%
Operating result€-14k-€31k€71k▲ 125%€3k▼ 95.8%€26k▲ 782%
Net result€-15k-€19k€48k▲ 149%€1k▼ 96.9%€17k▲ 1,072%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2025; 2025 is 782% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €188k
Fixed assets
€31k▲ 112%
Current assets
€158k▲ 131%
Equity and liabilities €188k
Equity
€96k▲ 22.2%
Debt
€92k▲ 2,054%
The debt ratio rises from 5.2% to 49.0%. Equity and debt are higher.
Key figures and ratios
EBITDA
€31k▲
2024 · €7k
Cash flow
€22k▲
2024 · €6k
Solvency
51.0%▼
2024 · 94.8%
Current ratio
3.58▼
2024 · 16.71
Quick ratio
3.58▼
2024 · 16.71
Debt / equity
0.96▲
2024 · 0.05
ROE
18.2%▲
2024 · 1.9%
ROA
9.3%▲
2024 · 1.8%
Interest coverage
16.57▲
2024 · 2.18
Debt
€92k▲
2024 · €4k
Debt ≤ 1 year
€44k▲
2024 · €4k
Debt > 1 year
€47k▲
2024 · €0
Income taxes
€10k▲
2024 · €756
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€83k€188k▲
Fixed assets21/28€14k€31k▲
Tangible fixed assets22/27€13k€30k▲
Land and buildings22€0-
Plant, machinery and equipment23€3k€2k▼
Furniture and vehicles24€4k€23k▲
Other tangible fixed assets26€6k€5k▼
Financial fixed assets28€900€900=
Current assets29/58€68k€158k▲
Amounts receivable after more than one year29€57k€67k▲
Other amounts receivable291€57k€67k▲
Amounts receivable within one year40/41€4k€72k▲
Other amounts receivable41€4k€72k▲
Cash at bank and in hand54/58€6k€15k▲
Deferred charges and accrued income490/1€1k€3k▲
Equity and liabilities
Total equity and liabilities10/49€83k€188k▲
Equity10/15€78k€96k▲
Contributions10/11€14k€14k=
Reserves13€65k€82k▲
Distributable reserves133€65k€82k▲
Amounts payable17/49€4k€92k▲
Amounts payable after more than one year17€0€47k▲
Financial debts170/4€0€47k▲
Amounts payable within one year42/48€4k€44k▲
Current portion of amounts payable after more than one year42€0€12k▲
Financial debts43-€11k
Other loans439-€11k
Trade debts44€2k€7k▲
Suppliers440/4€2k€7k▲
Taxes, remuneration and social security45€2k€14k▲
Taxes450/3€1k€14k▲
Remuneration and social security454/9€500€0▼
Accrued charges and deferred income492/3€192€1k▲
Income statement
Code20242025
Remuneration, social security and pensions62€0-
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€4k€5k▲
Other operating charges640/8€131€967▲
Gross operating margin9900€7k€32k▲
Operating profit (loss)9901€3k€26k▲
Financial income75/76B€3k€3k▲
Recurring financial income75€3k€3k▲
Financial charges65/66B€3k€2k▼
Recurring financial charges65€3k€2k▼
Profit (loss) for the period before taxes9903€2k€28k▲
Income taxes67/77€756€10k▲
Profit (loss) for the period9904€1k€17k▲
Profit (loss) for the period to be appropriated9905€1k€17k▲
Appropriation of the result
Profit (loss) to be appropriated9906€1k€17k▲
Transfer to equity691/2€1k€17k▲
To other reserves6921€1k€17k▲
The notes to these accounts (10 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2025
17-12
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2024
18-12
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
30-06
Financial
Liquidity times 8current ratio 16.71
Current ratio from 1.97 to 16.71; short-term debt falls from €46k to €4k.
2023
18-12
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
30-06
Financial
Highest result since 2018net €48k ▲149%
Operating result €71k, net result €48k, both a record.
30-06
Financial
Liquidity quadruplescurrent ratio 1.97
Current ratio from 0.45 to 1.97; short-term debt falls from €97k to €46k.
2022
20-06
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
31-12
Financial
Back to profitnet €19k
Net result €19k after one loss-making year.
30-07
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
31-12
Financial
Weakest financial yearnet €-15k ▼171%
Net result drops to €-15k, the lowest in the series; recovery starts the following year.
28-09
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 59 days late
2019
31-12
Financial
Back to profitnet €21k
Net result €21k after one loss-making year.
14-08
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 14 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Boom · 1 establishment unit since 2018
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Beukenlaan 482850 BoomGround area
845 m²
Building footprint
139 m²
Volume, LiDAR
847 m³
Parcel 11622C0152/00K003, Flanders · tallest building 7.2 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
ZAMBELLI
since 20182.273.113.836
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 11622C0152/00K003 | Flanders | 845 m² | 1 · 139 m² | 7.2 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 82,546 companies in sector 70200 we hold annual accounts for 52,562. 40,532 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded03-01-2018
Fiscal year end30-06
Activities, NACEBEL
70200Business and other management consultancy
70220Business consulting
68201Renting and operating of own or leased residential real estate, excluding social housing
68203Renting and operating of own or leased non-residential real estate, excluding land
82990Other business support services
Sources
Crossroads Bank for EnterprisesNational Bank · 7 filingsAddress and cadastre registers
Data from official sources, last processed on 16-09-2026. Scores and ratios are computed by Checked and are not a credit decision.