ZAMAX
ActiveZAMAX is a financial institution; the bankruptcy model is trained on trading and manufacturing companies and does not apply here. The 2024 annual accounts show equity of €76k and a net result of €17k. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 75% of 9863 sector peers (fiscal year 2024). The company has been active since 2018 and the Belgian State Gazette contains no insolvency or warning signals.
Signals
Two signals. The signal on the left, the evidence on the right.
○neutral
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 24-07-2025, 7 days ahead of the deadline.
NBB · 7 filingsDeviation from the deadline
2025
not confirmed
2024
7 d early
2023
12 d late
2022
31 d late
2021
31 d late
2020
5 d early
2019
2 d early
← before the deadline
after the deadline →
Financials · fiscal year 2024, micro schema
Equity
€76k▲ 27.8%
2023 · €60k
2018: €17k
2019: €46k
2020: €87k
2021: €148k
2022: €188k
2023: €60k
2018 → 2024
Net result
€17k▼ 24.9%
2023 · €22k
2018: €11k
2019: €28k
2020: €41k
2021: €49k
2022: €39k
2023: €22k
2018 → 2024
Total assets
€97k▼ 20.2%
2023 · €121k
2018: €46k
2019: €88k
2020: €124k
2021: €229k
2022: €233k
2023: €121k
2018 → 2024
Solvency
78.7%▲ 29.6pp
2023 · 49.2%
2018: 37.3%
2019: 51.9%
2020: 70.2%
2021: 64.9%
2022: 80.6%
2023: 49.2%
2018 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20202021202220232024Trend
Equity€87k-€148k▲ 70.3%€188k▲ 26.5%€60k▼ 68.2%€76k▲ 27.8%
Operating result€54k-€64k▲ 18.6%€52k▼ 18.8%€30k▼ 41.9%€23k▼ 23.2%
Net result€41k-€49k▲ 17.8%€39k▼ 19.5%€22k▼ 43.8%€17k▼ 24.9%
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result has fallen three years in a row; 2024 is 23% below 2023 and is the lowest year so far.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €97k
Fixed assets
€18k▼ 38.8%
Current assets
€79k▼ 14.3%
Equity and liabilities €97k
Equity
€76k▲ 27.8%
Debt
€21k▼ 66.6%
The debt ratio falls from 50.8% to 21.3%: equity grows while debt is paid down.
Key figures and ratios
Solvency
78.7%▲
2023 · 49.2%
ROE
21.7%▼
2023 · 37.0%
ROA
17.1%▼
2023 · 18.2%
Debt
€21k▼
2023 · €62k
Debt ≤ 1 year
€21k▼
2023 · €58k
Debt > 1 year
€0▼
2023 · €4k
Income taxes
€7k▼
2023 · €8k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2024 against 2023
Balance sheet
Code20232024
Assets
Total assets20/58€121k€97k▼
Fixed assets21/28€29k€18k▼
Tangible fixed assets22/27€29k€18k▼
Plant, machinery and equipment23€266€0▼
Furniture and vehicles24€29k€18k▼
Current assets29/58€92k€79k▼
Amounts receivable within one year40/41€5k€62k▲
Trade receivables40€857€0▼
Other amounts receivable41€4k€62k▲
Cash at bank and in hand54/58€85k€15k▼
Deferred charges and accrued income490/1€2k€2k▲
Equity and liabilities
Total equity and liabilities10/49€121k€97k▼
Equity10/15€60k€76k▲
Contributions10/11€19k€19k=
Reserves13€2k€2k=
Non-distributable reserves130/1€0-
Other1319€0-
Distributable reserves133€2k€2k=
Profit (loss) carried forward14€39k€56k▲
Amounts payable17/49€62k€21k▼
Amounts payable after more than one year17€4k€0▼
Financial debts170/4€4k€0▼
Amounts payable within one year42/48€58k€21k▼
Current portion of amounts payable after more than one year42€24k€4k▼
Trade debts44€3k€3k▼
Suppliers440/4€3k€3k▼
Taxes, remuneration and social security45€29k€14k▼
Taxes450/3€29k€14k▼
Other amounts payable47/48€2k€0▼
Income statement
Code20232024
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€12k€11k▼
Other operating charges640/8€582€594▲
Gross operating margin9900€42k€35k▼
Operating profit (loss)9901€30k€23k▼
Financial income75/76B€0€1k▲
Recurring financial income75€0€1k▲
Financial charges65/66B€275€879▲
Recurring financial charges65€275€879▲
Profit (loss) for the period before taxes9903€30k€23k▼
Income taxes67/77€8k€7k▼
Profit (loss) for the period9904€22k€17k▼
Profit (loss) for the period to be appropriated9905€22k€17k▼
Appropriation of the result
Profit (loss) to be appropriated9906€189k€56k▼
Profit (loss) brought forward from the previous period14P€167k€39k▼
Profit to be distributed694/7€150k€0▼
Return on contributions (dividend)694€150k€0▼
The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2025
24-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Liquidity doublescurrent ratio 3.83
Current ratio from 1.59 to 3.83; short-term debt falls from €58k to €21k.
12-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 12 days late
2023
31-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 31 days late
2022
31-12
Financial
Equity above €150kEq €188k ▲26.5%
5 profitable years in a row build equity to €188k.
31-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 31 days late
2021
31-12
Financial
Highest result since 2018net €49k ▲17.8%
Operating result €64k, net result €49k, both a record.
31-12
Financial
Equity above €100kEq €148k ▲70.3%
4 profitable years in a row build equity to €148k.
26-07
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema
2020
29-07
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema
2019
21-08
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 21 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Putte · 1 establishment unit since 2018
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Leemstraat 12C2580 PutteGround area
1,016 m²
Building footprint
120 m²
Volume, LiDAR
176 m³
Parcel 12029A0514/00G000, Flanders · tallest building 11.5 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
ZAMAX
since 20182.275.091.646
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 12029A0514/00G000 | Flanders | 1,016 m² | 1 · 120 m² | 11.5 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 24,637 companies in sector 64210 we hold annual accounts for 19,690. 11,590 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded29-03-2018
Fiscal year end31-12
Activities, NACEBEL
64200Holdings
64210Activities of holding companies
63920Other information service activities
63990Computing infrastructure, data processing, hosting and other information service activities
70100Activities of head offices
70200Business and other management consultancy
70220Business consulting
82990Other business support services
Sources
Crossroads Bank for EnterprisesNational Bank · 7 filingsAddress and cadastre registers
Data from official sources, last processed on 13-09-2026. Scores and ratios are computed by Checked and are not a credit decision.