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ZAMANI

Active
Private limited companyfounded 2008active for 18 yearsRinglaan-Zuid 96, 8420 De Haan, BelgiumKBO/BCE: BE 0898.793.090
Summary

ZAMANI has been active since 2008 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €2.8m and a net result of €1.1m. Equity is growing by about 18% per year across the filed financial years. Its solvency ranks better than 69% of 1,055 sector peers (NACE 69, financial year 2025). The computed 12-month bankruptcy probability is below 0.1% (very low).

Risk analysisFollow ReportCompare
ZAMANIActiveChecked score 97/100
Risk analysis ReportCompare

Overview

Activity
Certified accountants and tax accountants
NACE 69201
5th largest company by equity in De Haan, Professional and technical services sector1 site
Size
€4.6mtotal assets 2025
Equity
€2.8m
Profit
€1.1m
Net result +297%: other schema
Financial health
97 Excellent Checked score 2025
Bankruptcy probabilitywithin 12 months
< 0.1%
Structure
Holdings
1
2025 accounts 22 days early1 of 4 deeds summarised
Why 97lowers riskSize: total assets €4.6mSector: Legal and accounting activities (NACE 69)Figures for financial year 2025 (filed 09-07-2026)Founded in 2008Show the evidence

Checked score

Score 2025
97 / 100
Excellent
Probability in this band: under 0.55%
Financially better than 75% of its sector peers (NACE 69, small)
Every signal that counts is listed under Signals.
Financial strength · tick = 2024
Strong
Solvency 85+11
equity 59.9% of total assets
Liquidity 60+1
short-term debt 5.8% · cash 7.8%
Profitability 98+20
return on assets 23.5%
Bankruptcy probability, 12 months
< 0.1% Very low
0%0.5%1.5%4%10%≥ 25%

Fewer than 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median < 0.1% (1,477 companies, NACE 69, small)
Last 24 months 11-2024: < 0.1% 12-2024: < 0.1%● unchanged vs 11-2024 01-2025: < 0.1%● unchanged vs 12-2024 02-2025: < 0.1%● unchanged vs 01-2025 03-2025: < 0.1%● unchanged vs 02-2025 04-2025: < 0.1%● unchanged vs 03-2025 05-2025: < 0.1%● unchanged vs 04-2025 06-2025: < 0.1%● unchanged vs 05-2025 07-2025: < 0.1%● unchanged vs 06-2025 08-2025: < 0.1%● unchanged vs 07-2025 09-2025: < 0.1%● unchanged vs 08-2025 10-2025: < 0.1%● unchanged vs 09-2025 11-2025: < 0.1%● unchanged vs 10-2025 12-2025: < 0.1%● unchanged vs 11-2025 01-2026: < 0.1%● unchanged vs 12-2025 02-2026: < 0.1%● unchanged vs 01-2026 03-2026: < 0.1%● unchanged vs 02-2026 04-2026: < 0.1%● unchanged vs 03-2026 05-2026: < 0.1%● unchanged vs 04-2026 06-2026: < 0.1%● unchanged vs 05-2026 07-2026: < 0.1%● unchanged vs 06-2026highest value 08-2026: < 0.1%● unchanged vs 07-2026lowest value 09-2026: < 0.1%● unchanged vs 08-2026lowest value 10-2026: < 0.1%● unchanged vs 09-2026lowest value
Credit of up to €260,000 on 30-day terms is acceptable
Liquidity ample (current ratio 9.6, compared with 1.81 in 2024, above the usual 1.5; short-term debt: 5.8% and cash: 7.8% of total assets), and 40.1% of the assets are financed with debt and provisions.
How it is calculated

The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 69, small): better than 59% on solvency, 65% on liquidity, 86% on profitability and 90% on growth.

The bankruptcy probability was computed on 26-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).

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Signals

Five signals.
lowers riskneutral
lowers risk · Size: total assets €4.6m
Companies of this size fail less often; how much that weighs depends on the rest of its profile.
NBB · annual accounts
lowers risk · Sector: Legal and accounting activities (NACE 69)
KBO
lowers risk · Figures for financial year 2025 (filed 09-07-2026)
NBB · annual accounts
lowers risk · Founded in 2008
Companies that have existed this long fail less often; how much that weighs depends on the rest of its profile.
KBO
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 09-07-2026, 22 days ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2025
22 days early
2024
78 days early
2023
153 days early
2022
146 days early
2021
152 days early
2020
170 days early
2019
148 days early
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 7 accounts on average 124 days before the deadline; the sector median (NACE 69) for financial year 2024 is 9 days before the deadline, and 32% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 7 March (4 of the last 5 filed years within 68 days of that day).
Companies Code · seven months
Where today falls in the filing period
27-10-2026 today31-12-2026 year end31-07-2027 deadline
neutral · No strike-offs in the KBO publications
Searched since 2021.
KBO publications · our coverage
  1. Annual accounts filedfinancial year 2025 · full…
  2. Highest result from 2018 to 2025net €1.1m ▲297%
  3. Liquidity more than 5 timescurrent ratio 9.60

Key points

  • Positive: Result rose in 2025different schema filed ▲ 297% View
  • Positive: Among the best 8% on net resultsector median €119,810 · 1,048 companies €1.1m View
  • Positive: Filed on time since financial year 2018accounts within the deadline every year 8 years View
  • Positive: 8 profitable years in a rowprofit 2025: €1.1m 8 years View

By topic

Financials

Financial year
2025
Total assets
€4.6m
Profit
€1.1m
Solvency
59.9%
Total assets▲ 27.3%
Net result
20182025
Go to Financials

Timeline

Events
25
Since
2010
Next accounts
by 31-07-2027
  1. 31-12-2025Equity above €2m
  2. 14-05-2025Annual accounts filed
  3. 31-12-2024Liquidity doubles
Go to Timeline

Company details

Sites
1
Legal form
Private limited company
Activity
Certified accountants and tax accountantsNACE 69201
Founded
19-06-2008
Year ends
31-12
Peppol
Reachable for e-invoices
Go to Company details

Key facts about ZAMANI

What is the company number of ZAMANI?
0898.793.090. In Belgium the VAT number is the company number with BE in front: BE 0898.793.090.
Where is ZAMANI based?
The registered office is at Ringlaan-Zuid 96, 8420 De Haan.Company details
What does ZAMANI do?
According to the KBO register, the main activity is certified accountants and tax accountants (NACE 69201).
What is the legal form of ZAMANI?
Private limited company (BV).
When was ZAMANI founded?
On 19-06-2008.
Is ZAMANI still active?
Yes, ZAMANI is an active enterprise in the KBO register.
What is the turnover of ZAMANI?
Not stated in the processed annual accounts. The abridged format for small companies does not require turnover.Financials
Is ZAMANI profitable?
In financial year 2025, ZAMANI made a profit of €1.1m.
Where can I find the annual accounts of ZAMANI?
ZAMANI filed 17 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
When are the next annual accounts of ZAMANI due?
By 31-07-2027, for financial year 2026.Timeline

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