ZAMANI
Open bankruptcyA bankruptcy procedure is open for ZAMANI according to publications in the Belgian State Gazette; curator: CHRISTINE VERMEIRE. The 2022 annual accounts show equity of €14k and a net result of €8k.
Signals
Three signals.
+raises risk○neutral
Financials · fiscal year 2022, full schema
Turnover
€96k▲ 2.6%
2021 · €94k
2020: €52k
2021: €94k
2020 → 2022
EBIT margin
11.3%▲ 7.8pp
2021 · 3.5%
2020: -1.2%
2021: 3.5%
2020 → 2022
Net result
€8k▲ 145%
2021 · €3k
2020: €-603
2021: €3k
2020 → 2022
Working capital
€14k▲ 175%
2021 · €5k
2020: €2k
2021: €5k
2020 → 2022
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line202020212022Trend
Turnover€52k-€94k▲ 82.2%€96k▲ 2.6%
Equity€3k-€6k▲ 117%€14k▲ 132%
Operating result€-603-€3k€11k▲ 233%
Net result€-603-€3k€8k▲ 145%
Result per fiscal year
Operating resultNet result
The operating result has risen two years in a row; 2022 is 233% above 2021 and is the highest result in the available series.
Balance-sheet composition
2022 in colour, 2021 as the grey bar beneath
Equity and liabilities €22k
Equity
€14k▲ 132%
Debt
€8k▲ 145%
The debt ratio rises from 34.5% to 35.8%. Equity and debt are higher.
Key figures and ratios
Solvency
64.2%▼
2021 · 65.5%
Current ratio
2.80▲
2021 · 2.60
Quick ratio
2.80▲
2021 · 2.60
Debt / equity
0.56▲
2021 · 0.53
ROE
56.9%▲
2021 · 53.9%
ROA
36.6%▲
2021 · 35.3%
Debt
€8k▲
2021 · €3k
Debt ≤ 1 year
€8k▲
2021 · €3k
Income taxes
€3k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2022 against 2021
Balance sheet
Code20212022
Assets
Total assets20/58€9k€22k▲
Formation expenses20€941-
Current assets29/58€8k€22k▲
Amounts receivable within one year40/41-€2k
Other amounts receivable41-€2k
Cash at bank and in hand54/58-€20k
Deferred charges and accrued income490/1€8k-
Equity and liabilities
Total equity and liabilities10/49€9k€22k▲
Equity10/15€6k€14k▲
Contributions10/11€3k€3k=
Reserves13-€537
Non-distributable reserves130/1-€537
Reserves not available under the articles1311-€537
Profit (loss) carried forward14€3k€10k▲
Amounts payable17/49€3k€8k▲
Amounts payable within one year42/48€3k€8k▲
Trade debts44-€2k
Suppliers440/4-€2k
Taxes, remuneration and social security45€3k€6k▲
Taxes450/3€2k€6k▲
Remuneration and social security454/9€2k-
Income statement
Code20212022
Turnover70€94k€96k▲
Goods, raw materials, services and sundry goods60/61€91k€86k▼
Gross operating margin9900€3k€11k▲
Operating profit (loss)9901€3k€11k▲
Financial charges65/66B-€197
Recurring financial charges65-€197
Profit (loss) for the period before taxes9903€3k€11k▲
Income taxes67/77-€3k
Profit (loss) for the period9904€3k€8k▲
Profit (loss) for the period to be appropriated9905€3k€8k▲
Appropriation of the result
Profit (loss) to be appropriated9906€3k€11k▲
Profit (loss) brought forward from the previous period14P€-603€3k▲
Transfer to equity691/2-€537
To the legal reserve6920-€537
The notes to these accounts (2 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2024
26-01
Bankruptcy
Opening
Ondernemingsrechtbank Gent, afdeling Oostende · ZAMANI BV DUINHELM- STRAAT 67, 8400 OOSTENDE · event 22-01-2024
2023
07-12
NBB filing
Annual accounts filed
fiscal year 2022 · full schema · 129 days late
19-09
NBB filing
Annual accounts filed
fiscal year 2021 · full schema · 415 days late
19-09
NBB filing
Annual accounts filed
fiscal year 2020 · full schema · 780 days late
2022
31-12
Financial
Highest result since 2020net €8k ▲145%
Operating result €11k, net result €8k, both a record.
2021
31-12
Financial
Back to profitnet €3k
Net result €3k after one loss-making year.
SignalFinancial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Oostende · 1 establishment unit since 2019
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Duinhelmstraat 678400 OostendeGround area
485 m²
Building footprint
467 m²
Volume, LiDAR
7,473 m³
2 parcels, Brussels, Flanders · tallest building 21.8 m, ±6 floors. Linked by address, not a title deed.
1 establishment unit
ZAMANI
since 20192.302.626.481
2 parcels
Flanders
1
(50%)
Brussels
1
(50%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 35385B0090/00V002 | Flanders | 423 m² | 1 · 406 m² | 21.8 m · 6 fl. |
| 21910E0124/00A004 | Brussels | 62 m² | 1 · 60 m² | 16.8 m · 5 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Insolvency mandates
1 mandate| Role | Name | Tenure |
|---|---|---|
| Curator | CHRISTINE VERMEIRE GROENDREEF 8,
8400 OOSTENDE |
22-01-2024 → present |
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Of 3,225 companies in sector 47400 we hold annual accounts for 1,806. 1,054 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded27-11-2019
Fiscal year end31-12
Activities, NACEBEL
47400Retail sale of information and communication equipment
47420Retail trade
47410Retail trade
Sources
Crossroads Bank for EnterprisesNational Bank · 3 filingsAddress and cadastre registers
Data from official sources, last processed on 17-09-2026. Scores and ratios are computed by Checked and are not a credit decision.
Contact details
1 entryE-mail:NAJIB_NESHAN@HOTMAIL.COM