zakdav07

Active

Private limited companyfounded 20241 yr activeRue Capitaine Piron(DAL) 42, 4607 Dalhem, BelgiumKBO/BCE: BE 1015.944.643

The computed 12-month bankruptcy probability of zakdav07 is 2.6% (moderate). The 2025 annual accounts show equity of €21k and a net result of €18k. Its solvency ranks better than 57% of 13204 sector peers (fiscal year 2025). The company has been active since 2024 and the Belgian State Gazette contains no insolvency or warning signals.

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Checked score

Score 2025

68 / 100

Healthy

The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.

Axes

Profitability100

Solvency63

Growth-

Track record67

Bankruptcy probability, 12 months

2.6% Moderate

0%0.5%1.5%4%10%≥ 25%

Credit up to €1k at 30 days acceptable

Liquidity tight (current ratio 1.49; short-term debt: 61.7% and cash: 87.2% of total assets), and 61.8% of the assets are financed with debt.

How do we compute the score and the probability?

Credit advice for your own amount and term

Signals

Six signals. The signal on the left, the evidence on the right.

−lowers risk+raises risk○neutral

Higher-failure-rate sector

In this sector companies fail more often than the Belgian average.

Gazette · bankruptcies per sector, NACE 56

Relative position

BE, all sectors

reference

Sector 56

higher

← fewer bankruptcies more bankruptcies →

Young company

A young company has little track record yet and statistically fails more often than an established one.

KBO · incorporation date

Age against the risk zone

Annual accounts: healthy financial profile

The latest annual accounts show a healthy profile in solvency, result and liquidity.

NBB · annual accounts 2025

Solvency, return and age of the figures

Solvency

38.2%

Return on assets

31.9%

Age of the figures

9 mo

Higher-failure-rate region

In this region companies fail more often than in the rest of the country.

KBO · registered office

Latest accounts filed on time

The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-07-2026, 0 days ahead of the deadline.

NBB · 1 filing

Deviation from the deadline

2025

on the day

← before the deadline after the deadline →

No strike-offs in the KBO publications

We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.

KBO publications · our coverage

Financials · fiscal year 2025, micro schema

Equity

€21k

Total assets

€55k

Net result

€18k

Working capital

€17k

Turnover and EBIT margin not published: the micro schema does not require them.

Balance-sheet composition

Assets €55k

92.1%

Fixed assets €4k

Current assets €51k

Equity and liabilities €55k

38.2%

61.8%

Equity €21k

Debt €34k

Debt finances 61.8% of the balance-sheet total.

Key figures and ratios

2025 value

EBITDA

€24k

Cash flow

€18k

Solvency

38.2%

Current ratio

1.49

Quick ratio

1.46

Debt / equity

1.62

ROE

83.5%

ROA

31.9%

Interest coverage

196.59

Debt

€34k

Debt ≤ 1 year

€34k

Income taxes

€5k

Staff costs

€39k

Filed annual accounts

As filed with the NBB · 2025

Balance sheet Code2025

Assets

Total assets20/58€55k

Fixed assets21/28€4k

Tangible fixed assets22/27€2k

Plant, machinery and equipment23€2k

Financial fixed assets28€3k

Current assets29/58€51k

Stocks and contracts in progress3€1k

Stocks30/36€1k

Amounts receivable within one year40/41€2k

Other amounts receivable41€2k

Cash at bank and in hand54/58€48k

Deferred charges and accrued income490/1€76

Equity and liabilities

Total equity and liabilities10/49€55k

Equity10/15€21k

Contributions10/11€4k

Reserves13€18k

Distributable reserves133€18k

Amounts payable17/49€34k

Amounts payable within one year42/48€34k

Trade debts44€15k

Suppliers440/4€15k

Taxes, remuneration and social security45€14k

Taxes450/3€5k

Remuneration and social security454/9€10k

Other amounts payable47/48€5k

Accrued charges and deferred income492/3€37

Income statement Code2025

Remuneration, social security and pensions62€39k

Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€420

Other operating charges640/8€4k

Non-recurring operating charges66A€4k

Gross operating margin9900€70k

Operating profit (loss)9901€23k

Financial income75/76B€0

Recurring financial income75€0

Financial charges65/66B€120

Recurring financial charges65€120

Profit (loss) for the period before taxes9903€23k

Income taxes67/77€5k

Profit (loss) for the period9904€18k

Profit (loss) for the period to be appropriated9905€18k

Appropriation of the result

Profit (loss) to be appropriated9906€18k

Transfer to equity691/2€18k

To other reserves6921€18k

The notes to these accounts (9 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

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Timeline · acts, filings and financial milestones

All 1Filings 1

2026

31-07

NBB filing Annual accounts filed

fiscal year 2025 · micro schema

NBB filing

Directors · office · real estate

Directors

2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.

Location & real-estate footprint

Registered office, Dalhem · 1 establishment unit since 2024

establishment The establishment unit on the map

Cannot be placed on the map

This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.

Rue Capitaine Piron(DAL) 424607 Dalhem

Ground area

303 m²

Building footprint

137 m²

Volume, LiDAR

1,140 m³

2 parcels, Wallonia · tallest building 10.7 m, ±3 floors. Linked by address, not a title deed.

1 establishment unit

zakdav07

Rue Gustave Baivy 15, 4101 SeraingIntermediation services for non-specialised retail

since 20242.366.494.350

2 parcels

Wallonia 2 (100%)

Parcel (capakey)	Region	Area	Buildings	Height / fl.
62058A0439/00W002	Wallonia	189 m²	1 · 47 m²	10.7 m · 3 fl.
62027A0545/00T000 ProtectedSite or landscape	Wallonia	114 m²	1 · 90 m²	9.4 m · 3 fl.

Linked by address, not proof of ownership

Methodology

via registered seat: 1 · via establishment units: 1

2 of 2 parcels with an exact address match; the rest are indicative.

Linked through address data, this is not proof of ownership.

1 of these parcels carry protected heritage (source: regional heritage registers, Onroerend Erfgoed / patrimoine.brussels).

Recognitions · licences · registrations

Food safety, FASFC

1 site

Seraing2.366.494.350

1 permission

Toelating · Eetgelegenheid · since 10-02-2025

Similar companies · same sector, comparable size

Of 21,896 companies in sector 56112 we hold annual accounts for 9,784. 8,129 are within a factor 10 of this equity.See the whole sector

Company data · Crossroads Bank

Identification

Legal formPrivate limited company

Founded06-11-2024

Fiscal year end31-12

Activities, NACEBEL

56102Limited-service restaurants

56112Limited-service restaurants, excluding mobile food services

46389Wholesale of other food products

47120Other non-specialised retail sale

47210Retail sale of fruit and vegetables

47810Retail trade

47910Retail trade

Sources

Crossroads Bank for EnterprisesNational Bank · 1 filingAddress and cadastre registers

Data from official sources, last processed on 17-09-2026. Scores and ratios are computed by Checked and are not a credit decision.