ZAKALI
ActiveThe computed 12-month bankruptcy probability of ZAKALI is 3.9% (moderate). The 2024 annual accounts show negative equity (€-18k) and a net result of €-50k. Equity is shrinking by ~41.7% per year across the filed fiscal years. Its solvency ranks better than 15% of 26043 sector peers (fiscal year 2024). The company has been active since 2020 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2024
16
/ 100
Critical
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2023
Profitability0▼-21
Solvency0▼-55
Growth43=
Track record100
Bankruptcy probability, 12 months
3.9%
Moderate
0%0.5%1.5%4%10%≥ 25%
No credit on open account
Liquidity short (current ratio 0.75 against 1.29 in 2023; short-term debt: 126.7% and cash: 4.7% of total assets), and equity is negative.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2024Solvency, return and age of the figures
Solvency
-26.7%
Return on assets
-72.6%
Age of the figures
21 mo
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 47
Relative position
BE, all sectors
reference
Sector 47
higher
← fewer bankruptcies
more bankruptcies →
raises risk · Negative equity
The 2024 annual accounts show negative equity and a net loss.
NBB · annual accounts 2024Equity per financial year
21222324
2021 to 2024 · latest year €-18k
neutral · Filed after the deadline
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 26-08-2025, 26 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 4 filingsDeviation from the deadline
2025
not confirmed
2024
26 d late
2023
6 d early
2022
25 d late
2021
151 d late
← before the deadline
after the deadline →
Financials · fiscal year 2024, micro schema
Turnover
€86k▲ 0.7%
2022 · €85k
2021: €71k
2022: €85k
2021 → 2023
EBIT margin
-6.3%▼ 9.0pp
2022 · 2.7%
2021: 37.4%
2022: 2.7%
2021 → 2023
Net result
€-50k▼ 378%
2023 · €-10k
2021: €26k
2022: €828
2023: €-10k
2021 → 2024
Working capital
€-22k
2023 · €22k
2021: €18k
2022: €26k
2023: €22k
2021 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line2021202220232024Trend
Turnover€71k-€85k▲ 19.1%€86k▲ 0.7%
Equity€41k-€42k▲ 2.0%€31k▼ 24.9%€-18k
Operating result€27k-€2k▼ 91.4%€-5k€-49k▼ 808%
Net result€26k-€828▼ 96.8%€-10k€-50k▼ 378%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result stays negative: a loss of €49k in 2024 against €5k in 2023; the loss grows and 2024 has the lowest result in the available series.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €69k
Fixed assets
€3k▼ 65.3%
Current assets
€65k▼ 32.1%
Key figures and ratios
EBITDA
€-43k▼
2023 · €1k
Cash flow
€-43k▼
2023 · €-4k
Solvency
-26.7%▼
2023 · 29.7%
Current ratio
0.75▼
2023 · 1.29
Quick ratio
0.04▼
2023 · 0.05
Debt / equity
-4.74▼
2023 · 2.36
ROA
-72.6%▼
2023 · -9.8%
Interest coverage
-59.10▼
2023 · 1.58
Debt
€87k▲
2023 · €74k
Debt ≤ 1 year
€87k▲
2023 · €74k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2024 against 2023
Balance sheet
Code20232024
Assets
Total assets20/58€106k€69k▼
Fixed assets21/28€10k€3k▼
Intangible fixed assets21€198-
Tangible fixed assets22/27€10k€3k▼
Plant, machinery and equipment23€5k€3k▼
Furniture and vehicles24€5k-
Current assets29/58€96k€65k▼
Stocks and contracts in progress3€92k€62k▼
Stocks30/36€92k€62k▼
Amounts receivable within one year40/41€0€286▲
Trade receivables40€0€286▲
Other amounts receivable41€0-
Cash at bank and in hand54/58€4k€3k▼
Equity and liabilities
Total equity and liabilities10/49€106k€69k▼
Equity10/15€31k€-18k▼
Contributions10/11€15k€15k=
Profit (loss) carried forward14€16k€-33k▼
Amounts payable17/49€74k€87k▲
Amounts payable within one year42/48€74k€87k▲
Trade debts44€54k€66k▲
Suppliers440/4€54k€66k▲
Taxes, remuneration and social security45€19k€11k▼
Taxes450/3€6k€7k▲
Remuneration and social security454/9€13k€5k▼
Other amounts payable47/48€1k€10k▲
Income statement
Code20232024
Turnover70€86k-
Goods, raw materials, services and sundry goods60/61€84k-
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€6k€6k▼
Other operating charges640/8€747€613▼
Gross operating margin9900€2k€-42k▼
Operating profit (loss)9901€-5k€-49k▼
Financial charges65/66B€674€723▲
Recurring financial charges65€674€723▲
Profit (loss) for the period before taxes9903€-6k€-50k▼
Income taxes67/77€4k-
Profit (loss) for the period9904€-10k€-50k▼
Profit (loss) for the period to be appropriated9905€-10k€-50k▼
Appropriation of the result
Profit (loss) to be appropriated9906€16k€-33k▼
Profit (loss) brought forward from the previous period14P€27k€16k▼
The notes to these accounts (7 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2025
26-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 26 days late
2024
31-12
Financial
Weakest financial yearnet €-50k
Net result drops to €-50k, the lowest in the series.
25-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
25-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 25 days late
2022
29-12
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 151 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Liège · 1 establishment unit since 2020
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Rue du Moulin 2104020 LiègeGround area
257 m²
Building footprint
80 m²
Volume, LiDAR
1,003 m³
Parcel 62020A0338/00S000, Wallonia · tallest building 14.1 m, ±4 floors. Linked by address, not a title deed.
1 establishment unit
ZAKALI
since 20202.311.363.114
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 62020A0338/00S000 | Wallonia | 257 m² | 1 · 80 m² | 14.1 m · 4 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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VUMEDECO
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Wikinetix
BE 0836.703.489
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EVOLI
BE 0665.696.251
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Andersom
BE 0784.392.775
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Of 426 companies in sector 47553 we hold annual accounts for 169. 110 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded01-09-2020
Fiscal year end31-12
Activities, NACEBEL
47553Retail trade
47593Retail trade
47784Retail sale of souvenirs and religious articles
47786Retail trade
Sources
Crossroads Bank for EnterprisesNational Bank · 4 filingsAddress and cadastre registers
Data from official sources, last processed on 19-09-2026. Scores and ratios are computed by Checked and are not a credit decision.