ZAK
BankruptcyThe KBO register records for ZAK the legal situation: open bankruptcy (code 050); this is today's state according to the register itself, which carries no start date. The 2014 annual accounts show equity of €2k and a net result of €1k.
Signals
Three signals. The signal on the left, the evidence on the right.
+raises risk○neutral
neutral · Filed after the deadline
The financial year that closed on 31-12-2014 was due by 31-07-2015 and was filed on 31-08-2015, 31 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 9 filingsDeviation from the deadline
2025
not confirmed
2024
not filed
2023
not filed
2022
not filed
2021
not filed
2020
not filed
2019
not filed
← before the deadline
after the deadline →
Financials · fiscal year 2014, full schema
Turnover
Not included in this filing
EBIT margin
Not included in this filing
Net result
€1k
2013 · €-437
2010: €-1k
2011: €-3k
2012: €-723
2013: €-437
2010 → 2014
Working capital
€-6k
2013 · €660
2010: €5k
2011: €2k
2012: €1k
2013: €660
2010 → 2014
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20102011201220132014Trend
Equity€5k-€2k▼ 60.8%€1k▼ 39.7%€660▼ 39.8%€2k▲ 216%
Operating result€-1k-€-3k▼ 152%€-723▲ 74.4%€-437▲ 39.6%€3k
Net result€-1k-€-3k▼ 152%€-723▲ 74.4%€-437▲ 39.6%€1k
Result per fiscal year
Operating resultNet result
The operating result returns to profit in 2014: €3k after a loss of €437 in 2013, the highest result in the available series.
Balance-sheet composition
2014 in colour, 2013 as the grey bar beneath
Assets €17k
Fixed assets
€8k
Current assets
€9k
Equity and liabilities €17k
Equity
€2k▲ 216%
Debt
€14k▲ 1,580%
The debt ratio rises from 56.6% to 87.4%. Equity and debt are higher.
Key figures and ratios
EBITDA
€7k
Cash flow
€5k
Solvency
12.6%
Current ratio
0.61
Quick ratio
0.61
ROE
68.4%
ROA
8.6%
Debt
€14k▲
2013 · €862
Debt ≤ 1 year
€14k▲
2013 · €862
Income taxes
€0
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2014 against 2013
Balance sheet
Code20132014
Assets
Total assets20/58€2k€17k▲
Fixed assets21/28-€8k
Tangible fixed assets22/27-€8k
Current assets29/58€2k€9k▲
Amounts receivable within one year40/41€1k€6k▲
Cash at bank and in hand54/58€40€2k▲
Equity and liabilities
Total equity and liabilities10/49€2k€17k▲
Equity10/15€660€2k▲
Contributions10/11€19k€19k=
Reserves13€68€68▼
Profit (loss) carried forward14€-18k€-17k▲
Amounts payable17/49€862€14k▲
Amounts payable within one year42/48€862€14k▲
Trade debts44€862€605▼
Income statement
Code20132014
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630-€4k
Gross operating margin9900-€21k
Operating profit (loss)9901€-437€3k▲
Recurring financial income75-€0
Recurring financial charges65-€2k
Profit (loss) for the period before taxes9903€-437€1k▲
Income taxes67/77-€0
Profit (loss) for the period9904€-437€1k▲
Profit (loss) for the period to be appropriated9905€-437€1k▲
Timeline · acts, filings and financial milestones
2015
31-08
NBB filing
Annual accounts filed
fiscal year 2014 · full schema · 31 days late
26-02
NBB filing
Annual accounts filed
fiscal year 2013 · full schema · 210 days late
2014
31-12
Financial
Back to profitnet €1k
Net result €1k after 4 loss-making years.
2013
28-08
NBB filing
Annual accounts filed
fiscal year 2012 · full schema · 28 days late
2012
28-08
NBB filing
Annual accounts filed
fiscal year 2011 · full schema · 28 days late
2011
31-12
Financial
Weakest financial yearnet €-3k
Net result drops to €-3k, the lowest in the series.
31-08
NBB filing
Annual accounts filed
fiscal year 2010 · full schema · 31 days late
2010
14-08
NBB filing
Annual accounts filed
fiscal year 2009 · full schema · 14 days late
2009
30-06
NBB filing
Annual accounts filed
fiscal year 2008 · full schema
2008
02-07
NBB filing
Annual accounts filed
fiscal year 2007 · full schema
2007
04-07
NBB filing
Annual accounts filed
fiscal year 2006 · full schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
5 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Vorst · 1 establishment unit since 2005
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Belgradostraat 71190 VorstGround area
12.3 ha
Building footprint
69 m²
Volume, LiDAR
565 m³
2 parcels, Brussels, Flanders · tallest building 18.8 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
ZAK EBVBA
since 20052.147.545.653
2 parcels
Flanders
1
(50%)
Brussels
1
(50%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 31336G0001/00A000indicative | Flanders | 12.3 ha | - | - |
| 21007A0017/00X008 | Brussels | 91 m² | 1 · 69 m² | 18.8 m · 3 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
1 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 687 companies in sector 46412 we hold annual accounts for 517. 55 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company (pre-2019)
Founded13-05-2005
Fiscal year end31-12
Activities, NACEBEL
46412Wholesale of household textiles and bedding
51410
Sources
Crossroads Bank for EnterprisesNational Bank · 9 filingsAddress and cadastre registers
Data from official sources, last processed on 21-09-2026. Scores and ratios are computed by Checked and are not a credit decision.