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ZAIDAN GEMS

Active
Private limited companyfounded 2011active for 15 yearsHoveniersstraat 30, 2018 Antwerpen, BelgiumKBO/BCE: BE 0840.118.483
Summary

The computed 12-month bankruptcy probability of ZAIDAN GEMS is 2.5% (moderate). The annual accounts of ZAIDAN GEMS for financial year 2025 show a net loss of 75% of the equity at the start of that year. The 2025 annual accounts show equity of €209,530 and a net result of -€644,515. Equity has been growing by about 5.8% per year since 2018. Its solvency ranks better than 17% of 9,848 sector peers (NACE 46, financial year 2025). The company has been active since 2011 and the Belgian Official Gazette contains no insolvency or warning signals.

Overview

Official details

Source: KBO
Status
Active since 07-10-2011 Normal situation
Registered office
257 active companies are registered at this address 5 started in the 12 months before. Source: KBO register, as of 3 November 2026.
Activity
Wholesale of diamonds and other precious stones NACE 46861and 2 others
Establishment unit
2.204.843.256 2018 Antwerpen, since 10-10-2011
Financial year end
31 December
Peppol
Reachable since 30-07-2024

Board and ownership

Board

Financial position

49 Fair Checked score 2025
Bankruptcy probabilitywithin 12 months
2.5%
Annual accounts 2025
Gross margin
-€663,183
▼ 84.4%
Loss
€644,515
▲ 33.4%
Equity
€209,530
▼ 75.5%
Total assets
€2.5m
▲ 32.6%
Staff
0.3 FTE
▼ 40.0%
  • 2025 accounts filed 40 days after the deadline
Turnover not published (abbreviated format)
Score breakdownraises riskLoss of €644,515, the second in a row (financial year 2025)Liquidity: current ratio 0.89, cash €7,885Last filed accounts filed 40 days late; 1 of the last 3 accounts latelowers riskSize: 0.3 FTE, total assets €2.5mShow the evidence

Checked score

Score 2025
49 / 100
Fair
Probability in this band: 1.5% to 4.2%
Financially stronger than 9% of micro companies in wholesale trade (NACE 46)
Financial strength · tick: 2024
Weak
Solvency 33-37
equity 8.3% of total assets
Liquidity 0-28
short-term debt 91.7% · cash 0.3%
Profitability 0=
return on assets -25.7%
Bankruptcy probability within 12 months
2.5% Moderate
0%0.5%1.5%4%10%≥ 25%

About 3 in 100 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.4% (26,899 companies, NACE 46, micro)
Last 24 months 12-2024: 0.2% 01-2025: 0.2%● unchanged vs 12-2024lowest value 02-2025: 0.2%● unchanged vs 01-2025lowest value 03-2025: 0.2%● unchanged vs 02-2025 04-2025: 0.2%● unchanged vs 03-2025 05-2025: 0.2%● unchanged vs 04-2025 06-2025: 0.2%● unchanged vs 05-2025 07-2025: 0.2%● unchanged vs 06-2025 08-2025: 1.7%▲ +1.5 percentage points vs 07-2025 09-2025: 1.7%● unchanged vs 08-2025 10-2025: 1.7%● unchanged vs 09-2025 11-2025: 1.7%● unchanged vs 10-2025 12-2025: 1.7%● unchanged vs 11-2025 01-2026: 1.7%● unchanged vs 12-2025 02-2026: 1.7%● unchanged vs 01-2026 03-2026: 1.7%● unchanged vs 02-2026 04-2026: 1.7%● unchanged vs 03-2026 05-2026: 1.7%● unchanged vs 04-2026 06-2026: 1.6%▼ -0.1 percentage points vs 05-2026 07-2026: 1.6%● unchanged vs 06-2026 08-2026: 2.5%▲ +0.9 percentage points vs 07-2026 09-2026: 2.6%▲ +0.1 percentage points vs 08-2026highest value 10-2026: 2.5%▼ -0.1 percentage points vs 09-2026 11-2026: 2.5%● unchanged vs 10-2026
Credit of up to €10,000 on 30-day terms, only on tighter conditions
Net loss of at least half of total assets or of the equity at the start of the financial year.
Liquidity is insufficient, with a current ratio of 0.89 (1.61 in 2024), below 1. Short-term debt is 91.7% and cash 0.3% of total assets. 91.7% of the assets are financed with debt and provisions.
Calculation

The band follows from the bankruptcy probability. 10 more points roughly halve it.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 46, micro). It does better than 22% of them on solvency, 3% on liquidity, 6% on profitability and 7% on growth.

The bankruptcy probability was computed on 02-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).

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The scores and ratios are Checked's own calculations, not a credit decision.

Signals

Seven signals.
lowers riskraises risk
raises risk · Loss of €644,515, the second in a row (financial year 2025)
NBB · annual accounts
raises risk · Liquidity: current ratio 0.89, cash €7,885
NBB · annual accounts
raises risk · Last filed accounts filed 40 days late; 1 of the last 3 accounts late
NBB · filings
lowers risk · Size: 0.3 FTE, total assets €2.5m
Companies of this size fail less often. How much that weighs depends on the rest of the company's profile.
NBB · annual accounts
raises risk · Persistent losses
Two consecutive loss-making years (2024 and 2025); equity is also lower. May indicate structural pressure on profitability.
NBB · annual accounts 2025
Net result per financial year
1819202122232425
2018 to 2025 · latest year -€644,515
raises risk · Weak solvency compared with the sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 17% of 9848 sector peers (2025).
NBB · sector comparison
Position among 9848 sector peers
Solvency
better than 17%
← weakest strongest →
raises risk · 2025 accounts filed 40 days late
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 09-09-2026, 40 days later. Nearly half (47%) of Belgian companies file late; of those that file 1 to 90 days late, 2.0% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers. A delay like this does not count in the score.
NBB · 10 filings
Deviation from the deadline
2025
40 days late
2024
8 days early
2023
1 day early
2022
31 days late
2021
23 days late
2020
23 days late
2019
46 days late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

The company filed its last 7 accounts on average 22 days after the deadline. In the sector (NACE 46), the median for financial year 2024 was 3 days before the deadline, and 39% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 23 August (4 of the last 5 accounts filed within 30 days either side of that date).
Companies Code · seven months
Where today falls in the filing period
03-11-2026 today31-12-2026 year end31-07-2027 deadline
neutral · No strike-offs in the KBO publications
That holds for every publication since 2021.
KBO publications

Key points

  • Risk: 3 loss-making years in a rowloss in financial year 2025 -€644,515 View
  • Caution: Equity fell in 2025from €854,045 to €209,530 ▼ 75.5% View
  • Caution: Lower net result than 95% of companies in wholesale tradesector median €26,853 · 9,827 companies -€644,515 View

Recent changes

  1. · Gazette deed Change of role: ZAIDAN,Mohamed, from manager to director
  2. · Gazette deed Incorporation
All 16 events

Comparable companies

These companies have the same main activity as ZAIDAN GEMS: wholesale of diamonds and other precious stones (NACE 46861). They are comparable in size and age: total assets between €1.2m and €4.7m, founded between 2005 and 2013.

CompanyTotal assetsGross margin
ZAIDAN GEMS Antwerpen€2.5m-€0.7m
ROCK'N STONES Antwerpen€1.7m-€0.06m
ANDRE MESSIKA Antwerpen€3.5m-€0.5m
PRIME INTERNATIONAL Antwerpen€3.8m-€0.6m
KRUPA DIMON Antwerpen€4.7m-€0.04m
HELICS GEMB Antwerpen€1.7m-€1.1m
DE TOLEDO DIAMONDS INTERNATIONAL Antwerpen€1.2m-€0.09m
Full comparison

Key facts about ZAIDAN GEMS

What is the company number of ZAIDAN GEMS?
The company number of ZAIDAN GEMS is 0840.118.483. The VAT number is the same number with BE in front: BE 0840.118.483.
Where is ZAIDAN GEMS based?
The registered office is at Hoveniersstraat 30, 2018 Antwerpen.Company details
What does ZAIDAN GEMS do?
According to the KBO register, the main activity is wholesale of diamonds and other precious stones (NACE 46861).
What is the legal form of ZAIDAN GEMS?
The legal form of ZAIDAN GEMS is Private limited company (BV).
When was ZAIDAN GEMS founded?
ZAIDAN GEMS was founded on 07-10-2011.
Is ZAIDAN GEMS still active?
Yes, ZAIDAN GEMS is an active enterprise in the KBO register.
How many employees does ZAIDAN GEMS have?
ZAIDAN GEMS had an average of 0.3 full-time equivalents in financial year 2025, according to the filed annual accounts.Financials
What is the turnover of ZAIDAN GEMS?
The annual accounts for financial year 2025 state no turnover. The abbreviated format does not require it.
Is ZAIDAN GEMS profitable?
In financial year 2025, ZAIDAN GEMS made a loss of €644,515.
Where can I find the annual accounts of ZAIDAN GEMS?
ZAIDAN GEMS filed 14 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
When are the next annual accounts of ZAIDAN GEMS due?
ZAIDAN GEMS must file the annual accounts for financial year 2026 by 31-07-2027.Timeline

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