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Zahra

Active
Private limited companyfounded 2022active for 4 yearsZeedijk 158, 8370 Blankenberge, BelgiumKBO/BCE: BE 0783.447.719
Summary

The computed 12-month bankruptcy probability of Zahra is 7.0% (elevated). The 2025 annual accounts show negative equity (-€118,546) and a net result of -€33,345. Equity has been shrinking by about 19% per year since 2023. Its solvency ranks better than 5% of 12,757 sector peers (NACE 47, financial year 2025). The company has been active since 2022 and the Belgian Official Gazette contains no insolvency or warning signals.

Overview

Official details

Source: KBO
Status
Active since 15-03-2022 Normal situation
Activity
Retail sale of clothing and accessories for women, men, children and babies (general range) NACE 47716and 5 others
Establishment units
3 establishment units
Financial year end
31 December
Peppol
Reachable since 19-10-2026

Board and ownership

Board
  • Miya NajmaDirector

Financial position

32 Weak Checked score 2025
Bankruptcy probabilitywithin 12 months
7.0%
Annual accounts 2025
Gross margin
-€12,757
Loss
€33,345
Equity
-€118,546
▼ 39.1%
Total assets
€123,302
▼ 20.6%
Staff
≈ 0.3 FTE
estimated
  • Negative equity on 31-12-2025
  • 2025 accounts filed 74 days after the deadline
Turnover not published (abbreviated or micro format)
Filed on 13-10-2026
Score breakdownraises riskLast filed accounts filed 74 days late; 3 of the last 3 accounts lateLiquidity: current ratio 0.29, cash €265, halvedLoss of €33,345 (financial year 2025)Sector: Retail trade (NACE 47)Show the evidence

Checked score

Score 2025
32 / 100
Weak
Probability in this band: 4.2% to 15.0%
Financially stronger than 7% of micro companies in retail trade (NACE 47)
Financial strength · tick: 2024
Weak
Solvency 0=
equity -96.1% of total assets
Liquidity 0-3
short-term debt 196.1% · cash 0.2%
Profitability 0-55
return on assets -27.0%
Bankruptcy probability within 12 months
7.0% Elevated
0%0.5%1.5%4%10%≥ 25%

About 7 in 100 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.6% (40,272 companies, NACE 47, micro)
Last 24 months 12-2024: 7.7% 01-2025: 7.7%● unchanged vs 12-2024 02-2025: 7.7%● unchanged vs 01-2025 03-2025: 8.0%▲ +0.3 percentage points vs 02-2025 04-2025: 8.8%▲ +0.8 percentage points vs 03-2025 05-2025: 6.1%▼ -2.7 percentage points vs 04-2025 06-2025: 6.0%▼ -0.1 percentage points vs 05-2025lowest value 07-2025: 6.0%● unchanged vs 06-2025 08-2025: 7.0%▲ +1.0 percentage point vs 07-2025 09-2025: 7.4%▲ +0.4 percentage points vs 08-2025 10-2025: 9.2%▲ +1.8 percentage points vs 09-2025 11-2025: 8.8%▼ -0.4 percentage points vs 10-2025 12-2025: 10.1%▲ +1.3 percentage points vs 11-2025 01-2026: 13.4%▲ +3.3 percentage points vs 12-2025highest value 02-2026: 6.6%▼ -6.8 percentage points vs 01-2026 03-2026: 7.0%▲ +0.4 percentage points vs 02-2026 04-2026: 7.0%● unchanged vs 03-2026 05-2026: 7.1%▲ +0.1 percentage points vs 04-2026 06-2026: 6.9%▼ -0.2 percentage points vs 05-2026 07-2026: 6.8%▼ -0.1 percentage points vs 06-2026 08-2026: 7.5%▲ +0.7 percentage points vs 07-2026 09-2026: 7.8%▲ +0.3 percentage points vs 08-2026 10-2026: 7.0%▼ -0.8 percentage points vs 09-2026 11-2026: 7.0%● unchanged vs 10-2026
No credit on open account
Liquidity is insufficient, with a current ratio of 0.29 (0.44 in 2024), below 1. Short-term debt is 196.1% and cash 0.2% of total assets. Equity is negative.
Calculation

The band follows from the bankruptcy probability. 10 more points roughly halve it.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 47, micro). It does better than 6% of them on solvency, 2% on liquidity, 6% on profitability and 13% on growth.

The bankruptcy probability was computed on 01-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).

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The scores and ratios are Checked's own calculations, not a credit decision.

Signals

Six signals.
raises risk
raises risk · Last filed accounts filed 74 days late; 3 of the last 3 accounts late
NBB · filings
raises risk · Liquidity: current ratio 0.29, cash €265, halved
NBB · annual accounts
raises risk · Loss of €33,345 (financial year 2025)
NBB · annual accounts
raises risk · Sector: Retail trade (NACE 47)
KBO
raises risk · Negative equity
The 2025 annual accounts show negative equity and a net loss.
NBB · annual accounts 2025
Equity per financial year
232425
2023 to 2025 · latest year -€118,546
raises risk · 2025 accounts filed 74 days late
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 13-10-2026, 74 days later. Nearly half (47%) of Belgian companies file late; of those that file 1 to 90 days late, 2.0% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers. A delay like this does not count in the score.
NBB · 3 filings
Deviation from the deadline
2025
74 days late
2024
155 days late
2023
54 days late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

The company filed its last 3 accounts on average 94 days after the deadline. In the sector (NACE 47), the median for financial year 2024 was on the deadline day, and 47% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 13 October (3 of the last 3 accounts filed within 81 days either side of that date).
Companies Code · seven months
Where today falls in the filing period
01-11-2026 today31-12-2026 year end31-07-2027 deadline
neutral · No strike-offs in the KBO publications
That holds for every publication since incorporation in 2022.
KBO publications

Key points

  • Risk: Negative equitydebts exceed assets in financial year 2025 -€118,546 View
  • Caution: Lower solvency than 95% of companies in retail tradesector median 36.6% · 12,757 companies -96.1% View

Comparable companies

These companies have the same main activity as Zahra: retail sale of clothing and accessories for women, men, children and babies (general range) (NACE 47716). They are comparable in size and age: total assets between €107,000 and €159,000, founded between 2021 and 2022.

CompanyTotal assetsGross margin
Zahra Blankenberge€123,302-€12,757
KHAN BAZAAR Anderlecht€115,860-€6,107
Ivy’s Paradise Dessel€148,141-€10,510
Nanil Fashion Buggenhout€113,501-€17,951
LIO RETAIL Brussel€159,334-€98,874
SKÒN SUITS Antwerpen€106,652-€35,852
PARK LIFE Wanze€136,979-€28,640
Full comparison

Key facts about Zahra

What is the company number of Zahra?
The company number of Zahra is 0783.447.719. The VAT number is the same number with BE in front: BE 0783.447.719.
Where is Zahra based?
The registered office is at Zeedijk 158, 8370 Blankenberge.Company details
What does Zahra do?
According to the KBO register, the main activity is retail sale of clothing and accessories for women, men, children and babies (general range) (NACE 47716).
What is the legal form of Zahra?
The legal form of Zahra is Private limited company (BV).
When was Zahra founded?
Zahra was founded on 15-03-2022.
Is Zahra still active?
Yes, Zahra is an active enterprise in the KBO register.
What is the turnover of Zahra?
The annual accounts for financial year 2025 state no turnover. The abbreviated or micro format does not require it. In financial year 2024 turnover was €310,986.Financials
Is Zahra profitable?
In financial year 2025, Zahra made a loss of €33,345.
Where can I find the annual accounts of Zahra?
Zahra filed 3 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
When are the next annual accounts of Zahra due?
Zahra must file the annual accounts for financial year 2026 by 31-07-2027.Timeline

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