ZAGENCY

Active

Private limited companyfounded 20215 yrs activeKBO/BCE: BE 0770.515.342

Summary

The computed 12-month bankruptcy probability of ZAGENCY is 20.0% (high). The 2022 annual accounts show negative equity (-€159) and a net result of -€80,159. The company has been active since 2021 and the Belgian State Gazette contains no insolvency signals. The CBE does carry 1 administrative register entry (see administrative flags).

Risk analysisWatch Report Compare

ZAGENCYActive

Risk analysis Report Compare

Activity

Activity not known1 site

Size

€28,662total assets 2022

Equity: -€159
Loss: -€80,159

Turnover not published (abridged schema)

Financial health

Bankruptcy chance 12 m: 20.0%

2022 figures too old to score

Structure

Accounts filed 31 d late0 of 2 deeds read

Signals- Figures for FY 2022 (filed 04-09-2023)- Ex-officio strike-off in the KBO- No main activity registered- 3 financial years not filed after the legal deadline; latest accounts 31 days late; 1 of the last 3 late- Administrative warnings in the KBO publicationsFiled after the deadlineShow the evidence

Checked score

No current score

Figures too old

The available figures for FY 2022 are too old to assess current financial health.

Bankruptcy probability: High

Financial strength, FY 2022

Weak

Solvency 24

equity -0.6% of total assets

Liquidity 50

short-term debt 100.6% · cash 98.8%

Profitability 0

return on assets -279.7%

Bankruptcy probability, 12 months

20.0% High

0%0.5%1.5%4%10%≥ 25%

About 1 in 5 comparable companies go bankrupt within 12 months (an estimate).

Last 24 months 11-2024: 6.2%lowest value 12-2024: 7.6%▲ +23.0% vs 11-2024 01-2025: 9.9%▲ +30.5% vs 12-2024 02-2025: 10.1%▲ +1.6% vs 01-2025 03-2025: 10.1%● -0.0% vs 02-2025 04-2025: 9.6%▼ -4.3% vs 03-2025 05-2025: 9.6%● 0.0% vs 04-2025 06-2025: 9.5%▼ -1.5% vs 05-2025 07-2025: 9.5%● 0.0% vs 06-2025 08-2025: 9.9%▲ +4.3% vs 07-2025 09-2025: 9.9%● 0.0% vs 08-2025 10-2025: 13.3%▲ +34.5% vs 09-2025 11-2025: 13.3%● 0.0% vs 10-2025 12-2025: 13.3%● 0.0% vs 11-2025 01-2026: 13.3%● 0.0% vs 12-2025 02-2026: 13.3%● 0.0% vs 01-2026 03-2026: 13.3%● 0.0% vs 02-2026 04-2026: 13.3%● 0.0% vs 03-2026 05-2026: 13.3%● 0.0% vs 04-2026 06-2026: 13.3%● 0.0% vs 05-2026 07-2026: 21.9%▲ +64.0% vs 06-2026highest value 08-2026: 20.3%▼ -6.9% vs 07-2026 09-2026: 20.0%▼ -2.0% vs 08-2026 10-2026: 20.0%● 0.0% vs 09-2026

Figures for FY 2022 (filed 04-09-2023) raises the probability
Ex-officio strike-off in the KBO raises the probability
No main activity registered raises the probability
3 financial years not filed after the legal deadline; latest accounts 31 days late; 1 of the last 3 late raises the probability

Credit check for your own amount and term

Show the recommended maximum : and see how the verdict changes with amount, term and advance.

Signals

Six signals. The signal on the left, the evidence on the right.

+raises risk○neutral

Figures for FY 2022 (filed 04-09-2023)

In the bankruptcy model this factor raises the probability.

NBB · annual accounts

Ex-officio strike-off in the KBO

In the bankruptcy model this factor raises the probability.

KBO publications

No main activity registered

In the bankruptcy model this factor raises the probability.

KBO

3 financial years not filed after the legal deadline; latest accounts 31 days late; 1 of the last 3 late

In the bankruptcy model this factor raises the probability.

NBB · filings

Filed after the deadline

The financial year that closed on 31-12-2022 was due by 31-07-2023 and was filed on 31-08-2023, 31 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.

NBB · 1 filing

Deviation from the deadline

2022

31 d late

← before the deadline after the deadline →

tick = median of all Belgian filings

This company filed its 2022 accounts 31 days after the deadline; the Belgian median for financial year 2022 is 3 days before the deadline, and 42% of all filings were late.

Administrative warnings in the KBO publications

1 publication by the FPS Economy about this company, such as a strike-off for address, accounts or UBO, or its withdrawal.

KBO publications

Publications

Address struck