ZAENEN

Active

Private limited companyfounded 20232 yrs activeVijverstraat 10, 3945 Tessenderlo-Ham, BelgiumKBO/BCE: BE 1003.482.618

Summary

ZAENEN has been active since 2023 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €1,609 and a net result of €20,193. Its solvency ranks better than 10% of 34931 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.3% (very low).

Risk analysisWatch Report Compare

ZAENENActiveChecked score 85/100

Risk analysis Report Compare

Activity

Business and other management consultancy

NACE 70200Business consulting NACE 70220

1 site

Size

€441,866total assets 2025

Equity: €1,609
Profit: €20,193

Turnover not published (abridged schema)

Financial health

85 Excellent Checked score 2025

Bankruptcy chance 12 m: 0.3%

Structure

Accounts 27 d early0 of 1 deed read

Why 85- Founded in 2023- Liquidity: current ratio 0.09, cash €6,810+ Sector Activities of head offices; management consultancy activities (NACE 70)+ Size: total assets €441,866Show the evidence

Checked score

Score 2025

85 / 100

Excellent

Probability in this band: under 0.55%

Better than 35% of its sector peers (NACE 70, micro)

Performance against the sector, not lower risk

Every signal that weighs is under Signals.

Financial strength · tick = 2024

Weak

Solvency 25+4

equity 0.4% of total assets

Liquidity 30+3

short-term debt 45.0% · cash 1.5%

Profitability 65+53

return on assets 4.6%

Bankruptcy probability, 12 months

0.3% Very low

0%0.5%1.5%4%10%≥ 25%

About 3 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.1% (47,477 companies)

Last 12 months 11-2025: 0.5% 12-2025: 0.5%▲ +12.0% vs 11-2025highest value 01-2026: 0.5%▼ -0.8% vs 12-2025 02-2026: 0.5%▲ +0.2% vs 01-2026 03-2026: 0.5%● 0.0% vs 02-2026 04-2026: 0.3%▼ -49.6% vs 03-2026 05-2026: 0.3%● 0.0% vs 04-2026 06-2026: 0.3%● 0.0% vs 05-2026 07-2026: 0.3%● 0.0% vs 06-2026 08-2026: 0.3%● 0.0% vs 07-2026 09-2026: 0.3%▼ -0.8% vs 08-2026lowest value 10-2026: 0.3%▲ +1.9% vs 09-2026

Sector Activities of head offices; management consultancy activities (NACE 70) lowers the probability
Size: total assets €441,866 lowers the probability for this profile
Founded in 2023 raises the probability for this profile
Liquidity: current ratio 0.09, cash €6,810 raises the probability

How it is calculated

The band comes from the bankruptcy probability on a scale of 0 to 100: every 10 points more double the odds of getting through the year without bankruptcy.

75-100	Excellent	under 0.55%
60-74	Healthy	0.55% to 1.5%
45-59	Fair	1.5% to 4.2%
25-44	Weak	4.2% to 15.0%
0-24	Critical	over 15.0%

Place inside the band: half the bankruptcy probability, half how the company does against its sector peers (NACE 70, micro). Better than this share of them on solvency 9%, liquidity 13%, profitability 29%, growth against the median 90%. That is performance, not lower risk; the band itself always comes from the probability.

Bankruptcy probability: model pd-v3.202610021621, computed on 02-10-2026. The model learns from Belgian bankruptcies and reads the registers, the annual accounts and the gazette.

Ceilings: negative or zero equity, a heavy loss, a special KBO legal situation and a missing filing 59 (two missing 44), an ongoing judicial reorganisation or an ending 24. Financial strength does not count in the score.

Credit check for your own amount and term

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Signals

Six signals. The signal on the left, the evidence on the right.

−lowers risk+raises risk○neutral

Sector Activities of head offices; management consultancy activities (NACE 70)

In the bankruptcy model this factor lowers the probability.

KBO

Size: total assets €441,866

In the bankruptcy model this factor lowers the probability for this profile.

NBB · annual accounts

Founded in 2023

In the bankruptcy model this factor raises the probability for this profile.

KBO

Liquidity: current ratio 0.09, cash €6,810

In the bankruptcy model this factor raises the probability.

NBB · annual accounts

Weak solvency vs sector

Solvency (equity / total assets) is in the sector's weakest quartile: better than 10% of 34931 sector peers (2025).

NBB · sector comparison

Position among 34931 sector peers

Solvency

better than 10%

← weakest strongest →

Latest accounts filed on time

The financial year that closed on 31-08-2025 was due by 31-03-2026 and was filed on 04-03-2026, 27 days ahead of the deadline.

NBB · 2 filings

Deviation from the deadline

2025

27 d early

2024

12 d early

← before the deadline after the deadline →

tick = median of all Belgian filingsring = median in the sector

This company filed its last 2 accounts on average 20 days before the deadline; the sector median for financial year 2024 is 9 days before the deadline, and 32% of the sector filed late.

Checked, nothing found (2)

The next deadline is still running

The next financial year closes on 31-08-2026 and is due by 31-03-2027. Nothing is late today.

Companies Code · seven months

Position in the running window

31-08-2026 close02-10-2026 today31-03-2027 deadline

No strike-offs in the KBO publications

We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.

KBO publications · our coverage

04-03-26 Annual accounts filedfiscal year 2025 · micro…
31-08-25 Back to profitnet €20,193
19-03-25 Annual accounts filedfiscal year 2024 · micro…

Key points

Caution: Among the weakest 10% on solvencysector median 56.1% · 34,931 companies 0.4% View
Total assets 20252 fiscal years filed €441,866 View
Active since 2023founded 15-12-2023 2 years View