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ZABKA TRADING

Active
Private limited companyfounded 20242 yrs activeLt. Graffplein 15, 1780 Wemmel, BelgiumKBO/BCE: BE 1013.666.430
Summary

The computed 12-month bankruptcy probability of ZABKA TRADING is 4.0% (elevated). The 2025 annual accounts show negative equity (-€44,828) and a net result of -€46,828. Its solvency ranks better than 5% of 22026 sector peers (fiscal year 2025). The company has been active since 2024 and the Belgian State Gazette contains no insolvency or warning signals.

Overview

Activity
Non-specialised retail sale with food, beverages or tobacco predominating
NACE 47110Supermarkets NACE 47114
Size
€9,749total assets 2025
Equity
-€44,828
Loss
-€46,828
Turnover not published (abridged schema)
Financial health
47 Fair Checked score 2025
Bankruptcy chance 12 m
4.0%
Structure
Accounts filed 28 d late1 of 2 deeds read
Why 47- 1 change of registered office in 24 months- No establishment unit in the KBO+ Size: total assets €9,749+ Liquidity: current ratio 0.15, cash €6,993Show the evidence

Checked score

Score 2025
47 / 100
Fair
Probability in this band: 1.5% to 4.2%
Better than 21% of its sector peers (NACE 47, micro)
Performance against the sector, not lower risk
Financial strength
Weak
Solvency 0
equity -459.8% of total assets
Liquidity 50
short-term debt 559.8% · cash 71.7%
Profitability 0
return on assets -480.3%
Bankruptcy probability, 12 months
4.0% Elevated
0%0.5%1.5%4%10%≥ 25%

About 4 in 100 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.6% (40,156 companies)
Last 24 months 10-2025: 3.0%lowest value 11-2025: 3.0%● 0.0% vs 10-2025lowest value 12-2025: 3.2%▲ +4.7% vs 11-2025 01-2026: 3.7%▲ +16.5% vs 12-2025 02-2026: 3.9%▲ +5.6% vs 01-2026 03-2026: 4.3%▲ +10.2% vs 02-2026 04-2026: 8.3%▲ +93.0% vs 03-2026 05-2026: 8.3%● 0.0% vs 04-2026 06-2026: 8.2%▼ -0.7% vs 05-2026 07-2026: 8.2%● 0.0% vs 06-2026 08-2026: 8.7%▲ +6.2% vs 07-2026highest value 09-2026: 4.0%▼ -53.8% vs 08-2026 10-2026: 4.0%● 0.0% vs 09-2026
  • 1 change of registered office in 24 months raises the probability
  • No establishment unit in the KBO raises the probability
  • Size: total assets €9,749 lowers the probability for this profile
  • Liquidity: current ratio 0.15, cash €6,993 lowers the probability
No credit on open account
Liquidity short (current ratio 0.15; short-term debt: 559.8% and cash: 71.7% of total assets), and equity is negative.
How it is calculated

The band comes from the bankruptcy probability on a scale of 0 to 100: every 10 points more double the odds of getting through the year without bankruptcy.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Place inside the band: half the bankruptcy probability, half how the company does against its sector peers (NACE 47, micro). Better than this share of them on solvency 6%, liquidity 52%, profitability 6%. That is performance, not lower risk; the band itself always comes from the probability.

Bankruptcy probability: model pd-v3.202610021621, computed on 04-10-2026. The model learns from Belgian bankruptcies and reads the registers, the annual accounts and the gazette.

Ceilings: negative or zero equity, a heavy loss, a special KBO legal situation and a missing filing 59 (two missing 44), an ongoing judicial reorganisation or an ending 24. Financial strength does not count in the score.

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Signals

Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · 1 change of registered office in 24 months
In the bankruptcy model this factor raises the probability.
Belgian State Gazette
raises risk · No establishment unit in the KBO
In the bankruptcy model this factor raises the probability.
KBO · seat and establishments
lowers risk · Size: total assets €9,749
In the bankruptcy model this factor lowers the probability for this profile.
NBB · annual accounts
lowers risk · Liquidity: current ratio 0.15, cash €6,993
In the bankruptcy model this factor lowers the probability.
NBB · annual accounts
raises risk · Negative equity
The 2025 annual accounts show negative equity and a net loss.
NBB · annual accounts 2025
raises risk · Young company
Founded in 2024, under 3 years in business. Failure risk is statistically highest between 2 and 8 years after founding.
KBO · incorporation date
Age against the risk zone
highest failure risk from 2 to 8 years 2 years 0 10 y
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 28-08-2026, 28 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 1 filing
Deviation from the deadline
2025
28 d late
← before the deadline after the deadline →
Checked, nothing found (1)
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage
  1. Annual accounts filedfiscal year 2025 · micro…
  2. Registered officeRegistered-office move

Key points

  • Risk: Negative equityfiscal year 2025: debts exceed assets -€44,828 View
  • Caution: Among the weakest 5% on solvencysector median 33.9% · 22,026 companies -459.8% View
  • Total assets 2025first fiscal year filed €9,749 View

By topic

Financials

Fiscal year
2025
Total assets
€9,749
Loss
-€46,828
Solvency
-459.8%
Go to Financials

Timeline

Events
2
Since
2026
  1. 28-08-2026Annual accounts filed
  2. 25-03-2026Registered office
Go to Timeline

Company details

Legal form
Private limited company
Activity
Non-specialised retail sale with food, beverages or tobacco…NACE 47110
Founded
17-09-2024
Year ends
31-12
Peppol
Not found in the Peppol directory
Go to Company details

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