ZAAM
ActiveZAAM has been active since 2001 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €44k and a net result of €28k. Equity is shrinking by ~5.7% per year across the filed fiscal years. Its solvency ranks better than 43% of 1973 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).
Checked score
Score 2025
86
/ 100
Excellent
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100▲+42
Solvency67▲+18
Growth78▲+46
Track record100
Bankruptcy probability, 12 months
0.2%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €3.5k at 30 days acceptable
Liquidity tight (current ratio 1.29 against 0.68 in 2024; short-term debt: 58.4% and cash: 36.4% of total assets), and 58.4% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 90
Relative position
BE, all sectors
reference
Sector 90
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
41.6%
Return on assets
26.9%
Age of the figures
9 mo
lowers risk · Growing equity
Reported equity is higher than in 2023 and did not fall compared with 2024. These amounts do not establish the cause of the change.
NBB · annual accounts 2025Equity per financial year
1819202122232425
2018 to 2025 · latest year €44k
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 30-07-2026, 1 day ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
1 d early
2024
24 d early
2023
on the day
2022
27 d early
2021
26 d early
2020
32 d early
2019
1 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
17-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€44k▲ 183%
2024 · €15k
2018: €37k
2019: €52k
2020: €37k
2021: €57k
2022: €55k
2023: €21k
2024: €15k
2018 → 2025
Total assets
€105k▲ 65.5%
2024 · €64k
2018: €102k
2019: €106k
2020: €83k
2021: €107k
2022: €109k
2023: €69k
2024: €64k
2018 → 2025
Net result
€28k
2024 · €-6k
2018: €18k
2019: €15k
2020: €-16k
2021: €21k
2022: €-3k
2023: €-34k
2024: €-6k
2018 → 2025
Working capital
€18k
2024 · €-15k
2018: €27k
2019: €34k
2020: €11k
2021: €29k
2022: €23k
2023: €-17k
2024: €-15k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€57k-€55k▼ 4.8%€21k▼ 61.5%€15k▼ 26.4%€44k▲ 183%
Operating result€20k-€-1k€-33k▼ 2,247%€-5k▲ 83.6%€28k
Net result€21k-€-3k€-34k▼ 1,116%€-6k▲ 83.4%€28k
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result returns to profit in 2025: €28k after a loss of €5k in 2024, the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €105k
Fixed assets
€26k▼ 16.9%
Current assets
€79k▲ 143%
Equity and liabilities €105k
Equity
€44k▲ 183%
Debt
€61k▲ 27.8%
The debt ratio falls from 75.7% to 58.4%. Equity and debt are higher.
Key figures and ratios
EBITDA
€33k▲
2024 · €2k
Cash flow
€33k▲
2024 · €2k
Solvency
41.6%▲
2024 · 24.3%
Current ratio
1.29▲
2024 · 0.68
Quick ratio
1.27▲
2024 · 0.60
Debt / equity
1.41▼
2024 · 3.11
ROE
64.7%▲
2024 · -35.9%
ROA
26.9%▲
2024 · -8.7%
Interest coverage
295.56▲
2024 · 8.05
Debt
€61k▲
2024 · €48k
Debt ≤ 1 year
€61k▲
2024 · €48k
Income taxes
€-833▼
2024 · €-67
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€64k€105k▲
Fixed assets21/28€31k€26k▼
Tangible fixed assets22/27€30k€25k▼
Land and buildings22€25k€22k▼
Plant, machinery and equipment23€1k€142▼
Furniture and vehicles24€3k€2k▼
Financial fixed assets28€1k€1k=
Current assets29/58€33k€79k▲
Stocks and contracts in progress3€4k€1k▼
Stocks30/36€4k€1k▼
Amounts receivable within one year40/41€7k€37k▲
Trade receivables40€7k€35k▲
Other amounts receivable41€102€1k▲
Cash at bank and in hand54/58€21k€38k▲
Deferred charges and accrued income490/1€943€3k▲
Equity and liabilities
Total equity and liabilities10/49€64k€105k▲
Equity10/15€15k€44k▲
Contributions10/11€19k€19k=
Reserves13€25k€25k=
Distributable reserves133€25k€25k=
Profit (loss) carried forward14€-28k€-68▲
Amounts payable17/49€48k€61k▲
Amounts payable within one year42/48€48k€61k▲
Current portion of amounts payable after more than one year42€572-
Trade debts44€6k€10k▲
Suppliers440/4€6k€10k▲
Advances received on contracts in progress46€4k-
Taxes, remuneration and social security45€3k€310▼
Taxes450/3€3k€310▼
Other amounts payable47/48€34k€51k▲
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€7k€5k▼
Other operating charges640/8€1k€1k▲
Gross operating margin9900€3k€34k▲
Operating profit (loss)9901€-5k€28k▲
Financial charges65/66B€250€111▼
Recurring financial charges65€250€111▼
Profit (loss) for the period before taxes9903€-6k€27k▲
Income taxes67/77€-67€-833▼
Profit (loss) for the period9904€-6k€28k▲
Profit (loss) for the period to be appropriated9905€-6k€28k▲
Appropriation of the result
Profit (loss) to be appropriated9906€-28k€-68▲
Profit (loss) brought forward from the previous period14P€-23k€-28k▼
The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
30-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial
Back to profitnet €28k
Net result €28k after 3 loss-making years.
07-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial
Weakest financial yearnet €-34k
Net result drops to €-34k, the lowest in the series; recovery starts the following year.
04-07
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
05-07
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
31-12
Financial
Back to profitnet €21k
Net result €21k after one loss-making year.
29-06
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
30-07
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
29-07
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
28-08
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 28 days late
2017
21-08
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema · 21 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
4 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Antwerpen · 1 establishment unit since 2003
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Dianalaan 352600 AntwerpenGround area
5,109 m²
Building footprint
96 m²
Volume, LiDAR
1,080 m³
2 parcels, Flanders · tallest building 12.5 m, ±4 floors. Linked by address, not a title deed.
1 establishment unit
Dianalaan 215, 2600 Antwerpen
since 20032.131.574.010
2 parcels
Flanders
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 11302A0058/00F005 | Flanders | 4,866 m² | - | - |
| 11302A0049/00E013 | Flanders | 242 m² | 1 · 96 m² | 12.5 m · 4 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
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NAGALM
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Alejo Perez
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Antwerpen · Eq €43k
Musicalcompagnie Mithe
BE 0816.872.830
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ICE-DIMENSION
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Of 8,304 companies in sector 90201 we hold annual accounts for 601. 477 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded20-11-2001
Fiscal year end31-12
Activities, NACEBEL
90201Performing arts by independent artists
92311
90393Specialised image, lighting and sound technical services
92313
Sources
Crossroads Bank for EnterprisesNational Bank · 24 filingsAddress and cadastre registers
Data from official sources, last processed on 17-09-2026. Scores and ratios are computed by Checked and are not a credit decision.