Z & PARTNERS

Active

Private limited companyfounded 20224 yrs activeRue de Liège 23, 4800 Verviers, BelgiumKBO/BCE: BE 0790.636.607

Summary

The computed 12-month bankruptcy probability of Z & PARTNERS is 5.2% (elevated). The 2024 annual accounts show negative equity (-€16,315) and a net result of -€15,799. Equity is shrinking by ~1536.8% per year across the filed fiscal years. The company has been active since 2022 and the Belgian State Gazette contains no insolvency or warning signals.

Risk analysisWatch Report Compare

Z & PARTNERSActiveChecked score 14/100

Risk analysis Report Compare

What they do

Other building cleaning and industrial cleaning

NACE 81220General cleaning of buildings NACE 81210

1 site

How big

€50,612total assets 2024

Staff: 2.7 FTE
Equity: -€16,315
Loss: -€15,799

Turnover not published (abridged schema)

Financially healthy?

14 Critical Checked score 2024

Bankruptcy chance 12 m: 5.2%

Who decides

Accounts 42 d early0 of 1 deed read

Why 14- Limited track record- Annual accounts: weaker financial profile- Higher-failure-rate sector- Higher-failure-rate regionLatest accounts filed on timeShow the evidence

Checked score

Score 2024

14 / 100

Critical

Every signal that weighs is under Signals.

Axes · tick = 2023

Profitability0▼-54

Solvency0▼-24

Growth32▼-26

Track record94

Bankruptcy probability, 12 months

5.2% Elevated

0%0.5%1.5%4%10%≥ 25%

No credit on open account

Liquidity short (current ratio 0.5 against 2.42 in 2023; short-term debt: 92.7% and cash: 5.6% of total assets), and equity is negative.

Credit check for your own amount and term

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Signals

Five signals. The signal on the left, the evidence on the right.

+raises risk○neutral

Limited track record

This company has not been active as long as an established one and statistically fails somewhat more often.

KBO · incorporation date

Age against the risk zone

Annual accounts: weaker financial profile

The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.

NBB · annual accounts 2024

Solvency, return and age of the figures

Solvency

-32.2%

Return on assets

-31.2%

Age of the figures

21 mo

Higher-failure-rate sector

In this sector companies fail more often than the Belgian average.

Gazette · bankruptcies per sector, NACE 81

Relative position

BE, all sectors

reference

Services to buildings and landscape activities (NACE 81)

about 79% more bankruptcies

← fewer bankruptcies more bankruptcies →

Higher-failure-rate region

In this region companies fail more often than in the rest of the country.

KBO · registered office

Latest accounts filed on time

The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 19-06-2026, 42 days ahead of the deadline.

NBB · 4 filings

Deviation from the deadline

2025

42 d early

2024

7 d late

2023

19 d late

2022

24 d late

← before the deadline after the deadline →

tick = median of all Belgian filingsring = median in the sector

This company filed its last 4 accounts on average 2 days after the deadline; the sector median for financial year 2024 is 1 day before the deadline, and 43% of the sector filed late.

Checked, nothing found (2)

The next deadline is still running

The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 14 August (3 of the last 4 filed years within 30 days of that day).

Companies Code · seven months

Position in the running window

02-10-2026 today31-12-2026 close31-07-2027 deadline

No strike-offs in the KBO publications

We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.

KBO publications · our coverage