Financials
- Financial year
- 2025
- Total assets
- €904,535
- Loss
- -€16,114
- Solvency
- 14.9%
Total assets▲ 4.6%
Net result
20192025
Z-CONSTRUCT
ActiveSummary
Z-CONSTRUCT has been active since 2018 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €134,603 and a net result of -€16,114. Equity is growing by about 14% per year across the filed financial years. Its solvency ranks better than 37% of 17,021 sector peers (NACE 68, financial year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).
Overview
Activity
Buying and selling of own real estate
NACE 68110
5th largest company by total assets in Liedekerke, Real estate sector
Size
€904,535total assets 2025
- Equity
- €134,603
- Loss
- -€16,114
Turnover not published (abbreviated or micro format)
Why 85raises riskNo registered site in the KBOlowers riskSize: total assets €904,535Sector: Real estate activities (NACE 68)Figures for financial year 2025 (filed 31-01-2026)Show the evidence
Checked score
Score 2025
85
/ 100
Excellent
Probability in this band: under 0.55%
Financially better than 23% of its sector peers (NACE 68, micro)
Financial strength · tick = 2024
Weak
Solvency
40-2
equity 14.9% of total assets
Liquidity
7-2
short-term debt 85.1% · cash 3.2%
Profitability
17-31
return on assets -1.8%
Bankruptcy probability, 12 months
0.2%
Very low
0%0.5%1.5%4%10%≥ 25%
About 2 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
11-2024: 0.3%
12-2024: 0.3%● unchanged vs 11-2024
01-2025: 0.4%▲ +0.1 percentage points vs 12-2024
02-2025: 0.7%▲ +0.3 percentage points vs 01-2025highest value
03-2025: 0.2%▼ -0.5 percentage points vs 02-2025lowest value
04-2025: 0.2%● unchanged vs 03-2025lowest value
05-2025: 0.2%● unchanged vs 04-2025lowest value
06-2025: 0.2%● unchanged vs 05-2025lowest value
07-2025: 0.2%● unchanged vs 06-2025lowest value
08-2025: 0.2%● unchanged vs 07-2025
09-2025: 0.2%● unchanged vs 08-2025
10-2025: 0.2%● unchanged vs 09-2025
11-2025: 0.2%● unchanged vs 10-2025
12-2025: 0.3%▲ +0.1 percentage points vs 11-2025
01-2026: 0.4%▲ +0.1 percentage points vs 12-2025
02-2026: 0.2%▼ -0.2 percentage points vs 01-2026
03-2026: 0.2%● unchanged vs 02-2026
04-2026: 0.2%● unchanged vs 03-2026
05-2026: 0.2%● unchanged vs 04-2026
06-2026: 0.2%● unchanged vs 05-2026
07-2026: 0.2%● unchanged vs 06-2026
08-2026: 0.2%● unchanged vs 07-2026
09-2026: 0.2%● unchanged vs 08-2026
10-2026: 0.2%● unchanged vs 09-2026
Credit of up to €11,000 on 30-day terms is acceptable
Liquidity tight (current ratio 1.15, compared with 1.17 in 2024, below the usual 1.5; short-term debt: 85.1% and cash: 3.2% of total assets), and 85.1% of the assets are financed with debt and provisions.
How it is calculated
The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 68, micro): better than 36% on solvency, 9% on liquidity, 18% on profitability and 27% on growth.
The bankruptcy probability was computed on 23-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).
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Signals
Five signals.
lowers riskraises riskneutral
neutral · Latest accounts filed on time
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 29-01-2026, 2 days ahead of the deadline.
NBB · 7 filingsDeviation from the deadline
2025
2 days early
2024
on the day
2023
44 days early
2022
8 days late
2021
3 days early
2020
3 days early
2019
1 day early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 7 accounts on average 6 days before the deadline; the sector median (NACE 68) for financial year 2024 is 7 days before the deadline, and 36% of those companies filed late.
Searched, nothing found (2)
neutral · Next filing not due yet
The financial year that closed on 30-06-2026 is due by 31-01-2027. Nothing is late today. The company usually files around 29 January (4 of the last 5 filed years within 30 days of that day).
Companies Code · seven monthsWhere today falls in the filing period
30-06-2026 year end24-10-2026 today31-01-2027 deadline
- Annual accounts filedfinancial year 2025 · micro…
- Annual accounts filedfinancial year 2024 · abbreviated…
- Equity above €150,000equity €150,717 ▲11.7%
Key points
By topic
Board & ownership
- Board
- 1 member
- De Weghe JurgenDirector
Network & group
- Holdings
- 1
1 holding
Timeline
- Events
- 14
- Since
- 2020
- Next accounts
- by 31-01-2027
- 23-01-2024Resignations: De Weghe Jurgen (manager) and DE…
- 18-12-2023Annual accounts filed
- 08-02-2023Annual accounts filed
Company details
- Legal form
- Private limited company
- Activity
- Buying and selling of own real estateNACE 68110
- Founded
- 12-04-2018
- Year ends
- 30-06
- Peppol
- Reachable for e-invoices
Articles of association
- Provisions read
- 16
- Who signs
- Each director alone
- Purpose
- “De vennootschap mag alle roerende en onroerende goederen verwerven, vervreemden, huren…” (deed in Dutch)
Key facts about Z-CONSTRUCT
- What is the company number of Z-CONSTRUCT?
- 0694.708.258. In Belgium the VAT number is the company number with BE in front: BE 0694.708.258.
- Where is Z-CONSTRUCT based?
- The registered office is at Stationsstraat 140, 1770 Liedekerke.Company details
- What does Z-CONSTRUCT do?
- According to the KBO register, the main activity is buying and selling of own real estate (NACE 68110).
- What is the legal form of Z-CONSTRUCT?
- Private limited company (BV).
- When was Z-CONSTRUCT founded?
- On 12-04-2018.
- Is Z-CONSTRUCT still active?
- Yes, Z-CONSTRUCT is an active enterprise in the KBO register.
- What is the turnover of Z-CONSTRUCT?
- Not stated in the processed annual accounts. The abridged format for small companies does not require turnover.Financials
- Is Z-CONSTRUCT profitable?
- In financial year 2025, Z-CONSTRUCT made a loss of €16,114.
- Where can I find the annual accounts of Z-CONSTRUCT?
- Z-CONSTRUCT filed 7 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
- When are the next annual accounts of Z-CONSTRUCT due?
- By 31-01-2027, for financial year 2026.Timeline
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Subsidiaries and holdings
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