Z advies

Active

Private limited companyfounded 2016active for 10 yearsSint-Pietersplein 3, 9620 Zottegem, BelgiumKBO/BCE: BE 0651.848.512

Summary

The computed 12-month bankruptcy probability of Z advies is 1.9% (moderate). The 2025 annual accounts show equity of €6,999 and a net result of -€5,841. Its solvency ranks better than 22% of 2,316 sector peers (NACE 25, financial year 2025). The company has been active since 2016 and the Belgian Official Gazette contains no insolvency or warning signals.

Risk analysisFollow Report Compare

Z adviesActiveChecked score 52/100

Risk analysis Report Compare

Activity

Manufacture of fabricated metal products, except machinery and equipment

NACE 25999

1 site

Size

€39,376total assets 2025

Staff: ≈ 0.1 FTE, estimated
Equity: €6,999
Loss: -€5,841

Turnover not published (micro format)

Financial health

52 Fair Checked score 2025

Bankruptcy probabilitywithin 12 months: 1.9%

Structure

Sammy PorrezDirector

2025 accounts 32 days early2 of 5 deeds summarised

Why 52raises riskLoss of €5,841 (financial year 2025)Sector: Manufacture of fabricated metal products, except machinery and equipment (NACE 25)Figures for financial year 2025 (filed 29-09-2025)lowers riskSize: total assets €39,376Show the evidence

Checked score

Score 2025

52 / 100

Fair

Probability in this band: 1.5% to 4.2%

Financially better than 11% of its sector peers (NACE 25, micro)

Every signal that counts is listed under Signals.

Financial strength · tick = 2024

Weak

Solvency 43-57

equity 17.8% of total assets

Liquidity 11-31

short-term debt 82.2% · cash 5.1%

Profitability 0-50

return on assets -14.8%

Bankruptcy probability, 12 months

1.9% Moderate

0%0.5%1.5%4%10%≥ 25%

About 2 in 100 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.5% (3,702 companies, NACE 25, micro)

Last 24 months 11-2024: 2.4%highest value 12-2024: 1.2%▼ -1.2 percentage points vs 11-2024 01-2025: 1.2%● unchanged vs 12-2024lowest value 02-2025: 1.2%● unchanged vs 01-2025lowest value 03-2025: 1.2%● unchanged vs 02-2025lowest value 04-2025: 1.2%● unchanged vs 03-2025lowest value 05-2025: 1.2%● unchanged vs 04-2025lowest value 06-2025: 1.2%● unchanged vs 05-2025 07-2025: 1.3%▲ +0.1 percentage points vs 06-2025 08-2025: 1.5%▲ +0.2 percentage points vs 07-2025 09-2025: 1.5%● unchanged vs 08-2025 10-2025: 2.1%▲ +0.6 percentage points vs 09-2025 11-2025: 2.1%● unchanged vs 10-2025 12-2025: 2.1%● unchanged vs 11-2025 01-2026: 2.1%● unchanged vs 12-2025 02-2026: 2.1%● unchanged vs 01-2026 03-2026: 2.1%● unchanged vs 02-2026 04-2026: 2.1%● unchanged vs 03-2026 05-2026: 1.4%▼ -0.7 percentage points vs 04-2026 06-2026: 1.5%▲ +0.1 percentage points vs 05-2026 07-2026: 1.6%▲ +0.1 percentage points vs 06-2026 08-2026: 1.6%● unchanged vs 07-2026 09-2026: 1.5%▼ -0.1 percentage points vs 08-2026 10-2026: 1.9%▲ +0.4 percentage points vs 09-2026

How it is calculated

The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:

75-100	Excellent	under 0.55%
60-74	Healthy	0.55% to 1.5%
45-59	Fair	1.5% to 4.2%
25-44	Weak	4.2% to 15.0%
0-24	Critical	over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 25, micro): better than 20% on solvency, 6% on liquidity, 8% on profitability and 9% on growth.

The bankruptcy probability was computed on 28-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).

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Signals

Six signals.

lowers riskraises riskneutral

Loss of €5,841 (financial year 2025)

NBB · annual accounts

Size: total assets €39,376

Companies of this size fail less often; how much that weighs depends on the rest of its profile.

NBB · annual accounts

Sector: Manufacture of fabricated metal products, except machinery and equipment (NACE 25)

KBO

Figures for financial year 2025 (filed 29-09-2025)

NBB · annual accounts

Weak solvency vs sector

Solvency (equity / total assets) is in the sector's weakest quartile: better than 22% of 2316 sector peers (2025).

NBB · sector comparison

Position among 2316 sector peers

Solvency

better than 22%

← weakest strongest →

Latest accounts filed on time

The financial year that closed on 31-03-2025 was due by 31-10-2025 and was filed on 29-09-2025, 32 days ahead of the deadline.

NBB · 2 filings

Deviation from the deadline

2025

32 days early

2024

25 days late

← before the deadline after the deadline →

tick = median of all Belgian filingsring = median in the sector

This company filed its last 2 accounts on average 4 days before the deadline; the sector median (NACE 25) for financial year 2024 is 7 days before the deadline, and 35% of those companies filed late.

Searched, nothing found (2)

Next filing not due yet

The financial year that closed on 31-03-2026 is due by 31-10-2026. Nothing is late today.

Companies Code · seven months

Where today falls in the filing period

31-03-2026 year end28-10-2026 today31-10-2026 deadline

No strike-offs in the KBO publications

Searched since 2021.

KBO publications · our coverage

04-06-2026 Resignation: Tim Zwaenepoel (director)Appointment: Sammy Porrez (director) ·…
29-09-2025 Annual accounts filedfinancial year 2025 · micro…
25-11-2024 Annual accounts filedfinancial year 2024 · micro…

Key points

Caution: Among the weakest 14% on equitysector median €72,839 · 2,319 companies €6,999 View
Caution: Board changedlatest change 30-06-2026 · 1 in office 1 joined · 1 left View
Total assets 20252 financial years filed €39,376 View

By topic

Financials

Financial year: 2025
Total assets: €39,376
Loss: -€5,841
Solvency: 17.8%

Total assets▲ 131%

Net result

20242025

Go to Financials

Board & ownership

Board: 1 member

Sammy PorrezDirector

Go to Board & ownership

Timeline

Events: 4
Since: 2024
Next accounts: by 31-10-2026

19-04-2024Resignation: ZWAENEPOEL,Tim Georges (manager)

Go to Timeline

Company details

Sites: 1

Legal form: Private limited company
Activity: Manufacture of fabricated metal products, except machinery and…NACE 25999
Founded: 12-04-2016
Year ends: 31-03
Peppol: Reachable for e-invoices

Go to Company details

Articles of association

Provisions read: 22

Annual meeting: Last Saturday of September at 11:00
Purpose: “Het commercialiseren en verkopen van alle vormen van wegmarkeringen, als tussenpersoon of…” (deed in Dutch)

Go to Articles of association

Key facts about Z advies

What is the company number of Z advies?: 0651.848.512. In Belgium the VAT number is the company number with BE in front: BE 0651.848.512.
Where is Z advies based?: The registered office is at Sint-Pietersplein 3, 9620 Zottegem.Company details
What does Z advies do?: According to the KBO register, the main activity is manufacture of fabricated metal products, except machinery and equipment (NACE 25999).
What is the legal form of Z advies?: Private limited company (BV).
When was Z advies founded?: On 12-04-2016.
Is Z advies still active?: Yes, Z advies is an active enterprise in the KBO register.
What is the turnover of Z advies?: Not stated in the processed annual accounts. The abridged format for small companies does not require turnover.Financials
Is Z advies profitable?: In financial year 2025, Z advies made a loss of €5,841.
Where can I find the annual accounts of Z advies?: Z advies filed 2 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
When are the next annual accounts of Z advies due?: By 31-10-2026, for financial year 2026.Timeline