YVON & LEON
ActiveThe computed 12-month bankruptcy probability of YVON & LEON is 1.9% (moderate). The 2024 annual accounts show equity of €57k and a net result of €24k. Equity is growing by ~31.7% per year across the filed fiscal years. Its solvency ranks better than 31% of 26056 sector peers (fiscal year 2024). The company has been active since 2019 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2024
Axes · tick = 2023
Profitability100▲+51
Solvency14▲+2
Growth78▲+26
Stability100
Bankruptcy probability, 12 months
1.9%
Moderate
0%0.5%1.5%4%10%≥ 25%
Credit up to €3k at 30 days acceptable
Liquidity short (current ratio 0.77 against 0.84 in 2023), and 88.5% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 47
Relative position
BE, all sectors
reference
Sector 47
higher
← fewer bankruptcies
more bankruptcies →
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2024Solvency, return and age of the figures
Solvency
11.5%
Return on assets
4.8%
Age of the figures
20 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 27-10-2025, 88 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 6 filingsDeviation from the deadline
2025
not confirmed
2024
88 d late
2023
68 d late
2022
60 d late
2021
30 d late
2020
31 d late
2019
105 d late
← before the deadline
after the deadline →
Financials · fiscal year 2024, micro schema
Equity
€57k▲ 70.7%
2023 · €34k
2019: €14k
2020: €2k
2021: €29k
2022: €30k
2023: €34k
2019 → 2024
Total assets
€499k▼ 11.0%
2023 · €561k
2019: €169k
2020: €223k
2021: €522k
2022: €516k
2023: €561k
2019 → 2024
Net result
€24k▲ 626%
2023 · €3k
2019: €8k
2020: €-13k
2021: €4k
2022: €1k
2023: €3k
2019 → 2024
Working capital
€-30k▼ 16.3%
2023 · €-26k
2019: €-125k
2020: €-43k
2021: €-34k
2022: €-44k
2023: €-26k
2019 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20202021202220232024Trend
Equity€2k-€29k▲ 1,392%€30k▲ 5.0%€34k▲ 10.8%€57k▲ 70.7%
Operating result€-12k-€5k€8k▲ 42.9%€14k▲ 78.5%€41k▲ 204%
Net result€-13k-€4k€1k▼ 65.1%€3k▲ 126%€24k▲ 626%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result has risen four years in a row; 2024 is 204% above 2023 and is the highest year so far.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €499k
Fixed assets
€400k▼ 5.9%
Current assets
€99k▼ 26.8%
Equity and liabilities €499k
Equity
€57k▲ 70.7%
Debt
€442k▼ 16.2%
The debt ratio falls from 94.0% to 88.5%: equity grows while debt is paid down.
Key figures and ratios
EBITDA
€68k▲
2023 · €68k
Cash flow
€51k▼
2023 · €57k
Solvency
11.5%▲
2023 · 6.0%
Current ratio
0.77▼
2023 · 0.84
Quick ratio
0.65▼
2023 · 0.75
Debt / equity
7.69▼
2023 · 15.66
ROE
41.4%▲
2023 · 9.7%
ROA
4.8%▲
2023 · 0.6%
Interest coverage
6.95▲
2023 · 6.58
Debt
€442k▼
2023 · €527k
Debt ≤ 1 year
€130k▼
2023 · €162k
Debt > 1 year
€304k▼
2023 · €337k
Income taxes
€8k▲
2023 · €61
Staff costs
€8k▼
2023 · €11k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2024 against 2023
Balance sheet
Code20232024
Assets
Total assets20/58€561k€499k▼
Formation expenses20-€0
Fixed assets21/28€425k€400k▼
Intangible fixed assets21€3k€0▼
Tangible fixed assets22/27€422k€400k▼
Land and buildings22€381k€358k▼
Plant, machinery and equipment23€36€0▼
Furniture and vehicles24€536€2k▲
Assets under construction and advance payments27€40k€40k=
Current assets29/58€136k€99k▼
Stocks and contracts in progress3€14k€15k▲
Stocks30/36€14k€15k▲
Amounts receivable within one year40/41€51k€19k▼
Trade receivables40€45k€18k▼
Other amounts receivable41€6k€717▼
Cash at bank and in hand54/58€68k€63k▼
Deferred charges and accrued income490/1€3k€2k▼
Equity and liabilities
Total equity and liabilities10/49€561k€499k▼
Equity10/15€34k€57k▲
Contributions10/11€6k€6k=
Profit (loss) carried forward14€27k€51k▲
Amounts payable17/49€527k€442k▼
Amounts payable after more than one year17€337k€304k▼
Financial debts170/4€337k€304k▼
Amounts payable within one year42/48€162k€130k▼
Current portion of amounts payable after more than one year42€32k€33k▲
Financial debts43-€2k
Credit institutions430/8-€2k
Trade debts44€67k€26k▼
Suppliers440/4€67k€26k▼
Taxes, remuneration and social security45€3k€9k▲
Taxes450/3€751€8k▲
Remuneration and social security454/9€2k€2k▼
Other amounts payable47/48€59k€60k▲
Accrued charges and deferred income492/3€28k€8k▼
Income statement
Code20232024
Remuneration, social security and pensions62€11k€8k▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€54k€27k▼
Other operating charges640/8€5k€3k▼
Gross operating margin9900€84k€80k▼
Operating profit (loss)9901€14k€41k▲
Financial income75/76B€45€378▲
Recurring financial income75€45€378▲
Financial charges65/66B€10k€10k▼
Recurring financial charges65€10k€10k▼
Profit (loss) for the period before taxes9903€3k€32k▲
Income taxes67/77€61€8k▲
Profit (loss) for the period9904€3k€24k▲
Profit (loss) for the period to be appropriated9905€3k€24k▲
Appropriation of the result
Profit (loss) to be appropriated9906€27k€51k▲
Profit (loss) brought forward from the previous period14P€24k€27k▲
The notes to these accounts (9 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2025
27-10
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 88 days late
2024
31-12
Financial
Highest result since 2019net €24k ▲626%
Operating result €41k, net result €24k, both a record.
07-10
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 68 days late
2023
29-09
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 60 days late
2022
30-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 30 days late
2021
31-12
Financial
Back to profitnet €4k
Net result €4k after one loss-making year.
31-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 31 days late
2020
31-12
Financial
Weakest financial yearnet €-13k ▼251%
Net result drops to €-13k, the lowest in the series; recovery starts the following year.
13-11
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 105 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Enghien · 1 establishment unit since 2019
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Kapucijnenstraat(E) 467850 EnghienGround area
289 m²
Building footprint
125 m²
Volume, LiDAR
1,712 m³
Parcel 55010B0158/00F000, Wallonia · tallest building 15.5 m, ±5 floors. Linked by address, not a title deed.
1 establishment unit
Floral Artists
since 20192.286.251.594
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 55010B0158/00F000 | Wallonia | 289 m² | 1 · 125 m² | 15.5 m · 5 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 3,375 companies in sector 47761 we hold annual accounts for 1,153. 834 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company (pre-2019)
Founded08-02-2019
Fiscal year end31-12
Activities, NACEBEL
47761Retail sale of flowers, plants, seeds and fertilisers
47559Retail sale of other household articles
47599Retail trade
47784Retail sale of souvenirs and religious articles
47786Retail trade
82300Organisation of conventions and trade shows
85520Cultural education
90022Arts creation and performing arts activities
90031Arts creation and performing arts activities
90032Arts creation and performing arts activities
90311Arts creation and performing arts activities
90111Literary creation
90120Visual arts creation
90392Design and construction of stages and sets
Sources
Crossroads Bank for EnterprisesNational Bank · 6 filingsAddress and cadastre registers
Data from official sources, last processed on 15-09-2026. Scores and ratios are computed by Checked and are not a credit decision.