YVKKV
ActiveYVKKV has been active since 2022 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €105k and a net result of €-24k. Equity is growing by ~29.8% per year across the filed fiscal years. Its solvency ranks better than 92% of 1894 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.7% (low).
Checked score
Score 2025
66
/ 100
Healthy
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability0▼-100
Solvency100=
Growth52▼-26
Track record94
Bankruptcy probability, 12 months
0.7%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €6k at 30 days acceptable
Liquidity ample (current ratio 14.81 against 35.21 in 2024; short-term debt: 6.8% and cash: 26.5% of total assets), and 6.8% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 63
Relative position
BE, all sectors
reference
Sector 63
lower
← fewer bankruptcies
more bankruptcies →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 16-07-2026, 15 days ahead of the deadline.
NBB · 4 filingsDeviation from the deadline
2025
15 d early
2024
27 d early
2023
8 d early
2022
31 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
16-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€105k▼ 18.9%
2024 · €129k
2022: €47k
2023: €83k
2024: €129k
2022 → 2025
Total assets
€113k▼ 15.5%
2024 · €133k
2022: €63k
2023: €93k
2024: €133k
2022 → 2025
Net result
€-24k
2024 · €46k
2022: €42k
2023: €41k
2024: €46k
2022 → 2025
Working capital
€105k▼ 18.9%
2024 · €129k
2022: €47k
2023: €83k
2024: €129k
2022 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line2022202320242025Trend
Equity€47k-€83k▲ 78.6%€129k▲ 55.0%€105k▼ 18.9%
Operating result€53k-€57k▲ 6.9%€57k▼ 0.7%€-32k
Net result€42k-€41k▼ 2.9%€46k▲ 13.2%€-24k
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result turns negative in 2025: a loss of €32k after €57k in 2024, the lowest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Equity and liabilities €113k
Equity
€105k▼ 18.9%
Debt
€8k▲ 101%
The debt ratio rises from 2.8% to 6.8%. Equity is lower and debt is higher.
Key figures and ratios
Solvency
93.2%▼
2024 · 97.2%
Current ratio
14.81▼
2024 · 35.21
Quick ratio
14.81▼
2024 · 35.21
Debt / equity
0.07▲
2024 · 0.03
ROE
-23.3%▼
2024 · 35.5%
ROA
-21.7%▼
2024 · 34.5%
Debt
€8k▲
2024 · €4k
Debt ≤ 1 year
€8k▲
2024 · €4k
Income taxes
€0▼
2024 · €11k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€133k€113k▼
Current assets29/58€133k€113k▼
Amounts receivable within one year40/41€2k€2k▼
Trade receivables40-€106
Other amounts receivable41€2k€2k▼
Current investments50/53€93k€81k▼
Cash at bank and in hand54/58€38k€30k▼
Equity and liabilities
Total equity and liabilities10/49€133k€113k▼
Equity10/15€129k€105k▼
Contributions10/11€5k€5k=
Reserves13€124k€100k▼
Distributable reserves133€124k€100k▼
Amounts payable17/49€4k€8k▲
Amounts payable within one year42/48€4k€8k▲
Financial debts43€279€105▼
Credit institutions430/8€279€105▼
Trade debts44€18€0▼
Suppliers440/4€18€0▼
Taxes, remuneration and social security45€20€123▲
Taxes450/3€20€123▲
Other amounts payable47/48€3k€7k▲
Income statement
Code20242025
Other operating charges640/8€408€418▲
Gross operating margin9900€57k€-31k▼
Operating profit (loss)9901€57k€-32k▼
Financial income75/76B€266€8k▲
Recurring financial income75€266€8k▲
Financial charges65/66B€25€417▲
Recurring financial charges65€25€417▲
Profit (loss) for the period before taxes9903€57k€-24k▼
Income taxes67/77€11k€0▼
Profit (loss) for the period9904€46k€-24k▼
Profit (loss) for the period to be appropriated9905€46k€-24k▼
Appropriation of the result
Profit (loss) to be appropriated9906€46k€-24k▼
Transfer from equity791/2-€24k
Transfer to equity691/2€46k€0▼
To other reserves6921€46k€0▼
The notes to these accounts (1 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
16-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial
Weakest financial yearnet €-24k ▼153%
Net result drops to €-24k, the lowest in the series.
04-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Highest result since 2022net €46k ▲13.2%
Net result €46k, the highest in the series.
31-12
Financial
Liquidity quadruplescurrent ratio 35.21
Current ratio from 9.40 to 35.21; short-term debt falls from €10k to €4k.
31-12
Financial
Equity above €100kEq €129k ▲55%
3 profitable years in a row build equity to €129k.
23-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial
Liquidity doublescurrent ratio 9.40
Current ratio from 3.95 to 9.40; short-term debt falls from €16k to €10k.
31-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 31 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Zaventem · 1 establishment unit since 2022
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Kouterlaan 81930 ZaventemGround area
279 m²
Building footprint
69 m²
Volume, LiDAR
540 m³
Parcel 23772C0251/00G005, Flanders · tallest building 11.3 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
YVKKV
since 20222.329.299.008
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 23772C0251/00G005 | Flanders | 279 m² | 1 · 69 m² | 11.3 m · 3 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2023 to 2025 · 2 entries · 347 EUR awarded · 522 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2025 | 1 | 347 EUR | 347 EUR |
| 2023 | 1 | 0 EUR | 175 EUR |
Schemes
Subsidie voor opleiding en advies voor kmo's en zelfstandigen (kmo-portefeuille)
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Of 3,150 companies in sector 63920 we hold annual accounts for 1,522. 1,255 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded25-03-2022
Fiscal year end31-12
Activities, NACEBEL
63920Other information service activities
63990Computing infrastructure, data processing, hosting and other information service activities
Sources
Crossroads Bank for EnterprisesNational Bank · 4 filingsAddress and cadastre registers
Data from official sources, last processed on 14-09-2026. Scores and ratios are computed by Checked and are not a credit decision.