YVH
ActiveYVH has been active since 2012 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €325k and a net result of €134k. Equity remains stable across the filed fiscal years (±2.4% per year). Its solvency ranks better than 36% of 7684 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.8% (low).
Checked score
Score 2025
70
/ 100
Healthy▼ -24 vs 2024
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100=
Solvency62▼-3
Growth32=
Stability100
Bankruptcy probability, 12 months
0.8%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €23k at 30 days acceptable
Liquidity tight (current ratio 1.5 against 1.53 in 2024), and 67.4% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 43
Relative position
BE, all sectors
reference
Sector 43
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
32.6%
Return on assets
13.5%
Age of the figures
8 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-07-2026, 0 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
on the day
2024
15 d early
2023
5 d early
2022
33 d early
2021
2 d early
2020
52 d early
2019
39 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
13-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Equity
€325k▼ 4.4%
2024 · €339k
2018: €589k
2019: €389k
2020: €331k
2021: €338k
2022: €339k
2023: €339k
2024: €339k
2018 → 2025
Total assets
€997k▼ 0.4%
2024 · €1.00M
2018: €831k
2019: €893k
2020: €981k
2021: €745k
2022: €749k
2023: €894k
2024: €1.00M
2018 → 2025
Net result
€134k▼ 7.3%
2024 · €145k
2018: €198k
2019: €155k
2020: €141k
2021: €130k
2022: €93k
2023: €117k
2024: €145k
2018 → 2025
Working capital
€321k▼ 5.4%
2024 · €340k
2018: €598k
2019: €358k
2020: €276k
2021: €264k
2022: €298k
2023: €310k
2024: €340k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€338k-€339k▲ 0.1%€339k▲ 0.1%€339k▲ 0.1%€325k▼ 4.4%
Operating result€167k-€119k▼ 28.5%€151k▲ 26.4%€190k▲ 25.7%€177k▼ 6.5%
Net result€130k-€93k▼ 28.1%€117k▲ 25.5%€145k▲ 23.5%€134k▼ 7.3%
Turnover and EBIT margin not published: the abbreviated schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 7% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €997k
Fixed assets
€27k▲ 21.7%
Current assets
€970k▼ 0.9%
Equity and liabilities €997k
Equity
€325k▼ 4.4%
Debt
€672k▲ 1.7%
The debt ratio rises from 66.1% to 67.4%: debt grows while equity shrinks.
Key figures and ratios
EBITDA
€193k▼
2024 · €216k
Cash flow
€150k▼
2024 · €171k
Solvency
32.6%▼
2024 · 33.9%
Current ratio
1.50▼
2024 · 1.53
Quick ratio
0.79▼
2024 · 1.11
Debt / equity
2.07▲
2024 · 1.95
ROE
41.4%▼
2024 · 42.7%
ROA
13.5%▼
2024 · 14.5%
Interest coverage
11.87▼
2024 · 14.62
Debt
€672k▲
2024 · €661k
Debt ≤ 1 year
€648k▲
2024 · €638k
Income taxes
€29k▼
2024 · €33k
Staff costs
€155k▲
2024 · €131k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€1.00M€997k▼
Fixed assets21/28€22k€27k▲
Tangible fixed assets22/27€22k€27k▲
Plant, machinery and equipment23€8k€22k▲
Furniture and vehicles24€0-
Other tangible fixed assets26€15k€5k▼
Current assets29/58€978k€970k▼
Amounts receivable after more than one year29€0-
Other amounts receivable291€0-
Stocks and contracts in progress3€268k€456k▲
Stocks30/36€107k€137k▲
Contracts in progress37€161k€319k▲
Amounts receivable within one year40/41€539k€269k▼
Trade receivables40€462k€187k▼
Other amounts receivable41€77k€82k▲
Cash at bank and in hand54/58€160k€239k▲
Deferred charges and accrued income490/1€12k€5k▼
Equity and liabilities
Total equity and liabilities10/49€1.00M€997k▼
Equity10/15€339k€325k▼
Contributions10/11€6k€6k=
Reserves13€333k€318k▼
Distributable reserves133€333k€318k▼
Profit (loss) carried forward14€0€0=
Amounts payable17/49€661k€672k▲
Amounts payable within one year42/48€638k€648k▲
Trade debts44€77k€104k▲
Suppliers440/4€77k€104k▲
Taxes, remuneration and social security45€8k€8k▲
Taxes450/3€3k€3k=
Remuneration and social security454/9€5k€5k▲
Other amounts payable47/48€553k€537k▼
Accrued charges and deferred income492/3€23k€24k▲
Income statement
Code20242025
Remuneration, social security and pensions62€131k€155k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€26k€16k▼
Write-downs on stocks, contracts in progress and trade receivables: additions (reversals)631/4€0-
Other operating charges640/8€1k€2k▲
Gross operating margin9900€349k€351k▲
Operating profit (loss)9901€190k€177k▼
Financial income75/76B€2k€2k▲
Recurring financial income75€2k€2k▲
Financial charges65/66B€15k€16k▲
Recurring financial charges65€15k€16k▲
Profit (loss) for the period before taxes9903€177k€164k▼
Income taxes67/77€33k€29k▼
Profit (loss) for the period9904€145k€134k▼
Profit (loss) for the period to be appropriated9905€145k€134k▼
Appropriation of the result
Profit (loss) to be appropriated9906€145k€134k▼
Transfer from equity791/2-€15k
Transfer to equity691/2€367€0▼
To other reserves6921€367€0▼
Profit to be distributed694/7€145k€149k▲
Return on contributions (dividend)694€92k€100k▲
Directors or managers695€53k€49k▼
Social balance
Average headcount (FTE)90872.62.6=
The notes to these accounts (7 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
31-07
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema
2025
16-07
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema
2024
26-07
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema
2023
28-06
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema
2022
31-12
Financial
Weakest financial yearnet €93k ▼28.1%
Net result drops to €93k, the lowest in the series; recovery starts the following year.
29-07
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema
2021
09-06
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema
2020
22-06
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema
2019
28-06
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema
2018
13-06
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema
2017
26-06
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
6 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Hoogstraten · 1 establishment unit since 2012
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Bredaseweg 242322 HoogstratenGround area
1,275 m²
Building footprint
175 m²
Volume, LiDAR
691 m³
Parcel 13024C0144/00P007, Flanders · tallest building 7.5 m, ±1 floor. Linked by address, not a title deed.
1 establishment unit
YVH
since 20122.214.131.995
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 13024C0144/00P007 | Flanders | 1,275 m² | 1 · 175 m² | 7.5 m · 1 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2023 to 2024 · 2 entries · 120 EUR awarded · 120 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2024 | 1 | 45 EUR | 45 EUR |
| 2023 | 1 | 75 EUR | 75 EUR |
Schemes
Subsidie voor opleiding en advies voor kmo's en zelfstandigen (kmo-portefeuille)
Similar companies · same sector, comparable size
MACOVA
BE 0447.720.623
Hulshout · Eq €325k
WAUTHIER Contractor and Trading Partners
BE 0434.341.848
Walhain · Eq €325k
MARC VAN LEEUWE
BE 0859.590.145
Eeklo · Eq €325k
SECURYCAM
BE 0795.195.112
Mouscron · Eq €324k
Be SMART, move to improve
BE 0649.429.450
Torhout · Eq €325k
Of 22,728 companies in sector 43211 we hold annual accounts for 10,270. 7,393 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded15-11-2012
Fiscal year end31-12
Activities, NACEBEL
43211General electrical installation work
43120Site preparation
43221Plumbing work
43222Installation of electric heating, air conditioning, cooling and ventilation
46643Wholesale of electrical equipment, including installation materials
Sources
Crossroads Bank for EnterprisesNational Bank · 11 filingsAddress and cadastre registers
Data from official sources, last processed on 12-09-2026. Scores and ratios are computed by Checked and are not a credit decision.