YVACO is a financial institution; the bankruptcy model is trained on trading and manufacturing companies and does not apply here. The 2024 annual accounts show equity of €20k and a net result of €20k. Its solvency ranks better than 60% of 9864 sector peers (fiscal year 2024). The company has been active since 2024 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Outside the general model
Model not applicable to financial institutions
The health score weighs liquidity, leverage and margins against norms for trading and manufacturing companies. A bank, insurer or financial holding has a fundamentally different balance-sheet structure, so those ratios, and hence the score, carry no meaning here. That is why we show no financial axes either.
Credit advice for your own amount and term
Signals
Three signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Young company
Founded in 2024, under 3 years, statistically higher risk.
KBO · incorporation dateAge against the risk zone
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 05-03-2025, 148 days ahead of the deadline.
NBB · 1 filingDeviation from the deadline
2024
148 d early
← before the deadline
after the deadline →
Financials · fiscal year 2024, micro schema
Equity
€20k
Net result
€20k
Total assets
€31k
Solvency
65.4%
Turnover and EBIT margin not published: the micro schema does not require them.
Balance-sheet composition
Assets €31k
Fixed assets
€3k
Current assets
€29k
Equity and liabilities €31k
Equity
€20k
Debt
€11k
Debt finances 34.6% of the balance-sheet total.
Key figures and ratios
Solvency
65.4%
ROE
98.6%
ROA
64.5%
Debt
€11k
Debt ≤ 1 year
€11k
Income taxes
€8k
Filed annual accounts
As filed with the NBB · 2024
Balance sheet
Code2024
Assets
Total assets20/58€31k
Fixed assets21/28€3k
Tangible fixed assets22/27€3k
Furniture and vehicles24€3k
Current assets29/58€29k
Amounts receivable within one year40/41€15k
Trade receivables40€14k
Other amounts receivable41€798
Current investments50/53€2k
Cash at bank and in hand54/58€11k
Deferred charges and accrued income490/1€1k
Equity and liabilities
Total equity and liabilities10/49€31k
Equity10/15€20k
Contributions10/11€2k
Reserves13€18k
Distributable reserves133€18k
Profit (loss) carried forward14€0
Amounts payable17/49€11k
Amounts payable within one year42/48€11k
Taxes, remuneration and social security45€8k
Taxes450/3€8k
Other amounts payable47/48€3k
Income statement
Code2024
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€610
Other operating charges640/8€50
Gross operating margin9900€29k
Operating profit (loss)9901€28k
Financial income75/76B€0
Recurring financial income75€0
Financial charges65/66B€385
Recurring financial charges65€385
Profit (loss) for the period before taxes9903€28k
Income taxes67/77€8k
Profit (loss) for the period9904€20k
Profit (loss) for the period to be appropriated9905€20k
Appropriation of the result
Profit (loss) to be appropriated9906€20k
Transfer to equity691/2€18k
To other reserves6921€18k
Profit to be distributed694/7€2k
Return on contributions (dividend)694€2k
The notes to these accounts (7 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2025
05-03
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
NBB filing
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Beerse · 1 establishment unit since 2024
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Hazenstraat 32340 BeerseGround area
1,853 m²
Building footprint
190 m²
Volume, LiDAR
1,065 m³
Parcel 13004E0001/00R072, Flanders · tallest building 8.7 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
YVACO
since 20242.359.748.791
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 13004E0001/00R072 | Flanders | 1,853 m² | 1 · 190 m² | 8.7 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 24,728 companies in sector 64210 we hold annual accounts for 19,762. 7,472 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded23-05-2024
Fiscal year end31-12
Activities, NACEBEL
64200Holdings
64210Activities of holding companies
70200Business and other management consultancy
70220Business consulting
82990Other business support services
Sources
Crossroads Bank for EnterprisesNational Bank · 1 filingAddress and cadastre registers
Data from official sources, last processed on 21-09-2026. Scores and ratios are computed by Checked and are not a credit decision.