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YUZA

Active
Private limited companyfounded 20215 yrs activeAvenue de la Laiterie 21, 4000 Liège, BelgiumKBO/BCE: BE 0771.767.632
Summary

YUZA has been active since 2021 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €65,750 and a net result of -€13,994. Equity is growing by ~39.2% per year across the filed fiscal years. Its solvency ranks better than 52% of 31942 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.5% (low).

Checked score

Score 2025
Axes · tick = 2024
Profitability3▼-97
Solvency83▼-15
Growth52▼-26
Track record94
Bankruptcy probability, 12 months
0.5% Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €4,000 at 30 days acceptable
Liquidity ample (current ratio 2.37 against 3.7 in 2024; short-term debt: 42.2% and cash: 69.7% of total assets), and 42.2% of the assets are financed with debt.
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Signals

Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Activities of head offices; management consultancy activities (NACE 70)
about 69% fewer bankruptcies
← fewer bankruptcies more bankruptcies →
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation date
Age against the risk zone
highest failure risk from 2 to 8 years 5 years 0 10 y
raises risk · Higher-failure-rate region
In this region companies fail more often than in the rest of the country.
KBO · registered office
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025
Solvency, return and age of the figures
Solvency
57.8%
Return on assets
-12.3%
Age of the figures
9 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 21-08-2026, 21 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 4 filings
Deviation from the deadline
2025
21 d late
2024
11 d late
2023
27 d late
2022
23 d late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 4 accounts on average 21 days after the deadline; the sector median for financial year 2024 is 9 days before the deadline, and 32% of the sector filed late.

Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven months
Position in the running window
28-09-2026 today31-12-2026 close31-07-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

History

On 27 July 2021, YUZA was incorporated as a Private limited company.1 Total assets went from EUR 122,723 in 2022 to EUR 113,676 in 2025.2

  1. 1Crossroads Bank for Enterprises
  2. 2National Bank, annual accounts 2022 and 2025

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Financials · fiscal year 2025, micro schema

Source amounts without an identifiable currency are assumed to be EUR.

Equity
€65,750▼ 40.1%
2024 · €109,744
Total assets
€113,676▼ 24.1%
2024 · €149,699
Net result
-€13,994
2024 · €45,941
Working capital
€65,750▼ 39.0%
2024 · €107,819
Trend over the years

Click a name to add, emphasise or remove a line.Band: the middle half (P25 to P75) of NACE 70, Activities of head offices; management consultancy activities, each year against the same schema; no band under 30 filings. Dashed line: the median.

Every figure with its change against the fiscal year before
favourable unfavourable
Line2022202320242025
Operating result€29,259-€47,693▲ 63.0%€58,094▲ 21.8%-€13,774
Net result€23,158within the sector's middle half-€37,645within the sector's middle half▲ 62.6%€45,941within the sector's middle half▲ 22.0%-€13,994below the sector's middle half
Equity€26,158below the sector's middle half-€63,803within the sector's middle half▲ 144%€109,744within the sector's middle half▲ 72.0%€65,750within the sector's middle half▼ 40.1%
Total assets€122,723within the sector's middle half-€85,004within the sector's middle half▼ 30.7%€149,699within the sector's middle half▲ 76.1%€113,676within the sector's middle half▼ 24.1%
Debt€96,565-€21,201▼ 78.0%€39,955▲ 88.5%€47,926▲ 19.9%
Working capital€43,256within the sector's middle half-€67,294within the sector's middle half▲ 55.6%€107,819within the sector's middle half▲ 60.2%€65,750within the sector's middle half▼ 39.0%
Solvency21.3%below the sector's middle half-75.1%within the sector's middle half▲ 53.7pp73.3%within the sector's middle half▼ 1.7pp57.8%within the sector's middle half▼ 15.5pp
Current ratio1.60within the sector's middle half-6.20above the sector's middle half▲ 4.593.70within the sector's middle half▼ 2.502.37within the sector's middle half▼ 1.33
Return on assets (ROA)18.9%within the sector's middle half-44.3%above the sector's middle half▲ 25.4pp30.7%within the sector's middle half▼ 13.6pp-12.3%below the sector's middle half▼ 43.0pp
above within below the middle half (P25 to P75) of NACE 70, Activities of head offices; management consultancy activities, each year against the same schema; no band under 30 filings.
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
-€20,000€0€20,000€40,000€60,000Operating result 2022: €29,259€29,259Net result 2022: €23,158€23,158Operating result 2023: €47,693€47,693Net result 2023: €37,645€37,645Operating result 2024: €58,094€58,094Net result 2024: €45,941€45,941Operating result 2025: -€13,774-€13,774Net result 2025: -€13,994-€13,9942022202320242025-€20,000€0€20,000€40,000€60,000Operating result 2023: €47,693€47,700Net result 2023: €37,645€37,600Operating result 2024: €58,094€58,100Net result 2024: €45,941€45,900Operating result 2025: -€13,774-€13,800Net result 2025: -€13,994-€14,000202320242025
The operating result turns negative in 2025: a loss of €13,774 after €58,094 in 2024, the lowest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Equity and liabilities €113,676
Equity €65,750 ▼ 40.1%
Debt €47,926 ▲ 19.9%
Debt's share of the balance-sheet total rises from 26.7% to 42.2%. Equity is lower and debt is higher.
Key figures and ratios
2025 value · change against 2024
EBITDA
-€11,849▼
2024 · €60,927
Cash flow
-€12,069▼
2024 · €48,775
Debt to equity
0.73▲
2024 · 0.36
ROE
-21.3%▼
2024 · 41.9%
Interest coverage
-148.89▼
2024 · 1032.13
Debt ≤ 1 year
€47,926▲
2024 · €39,955
Income taxes
€141▼
2024 · €12,093
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.

Peer companies

Historical observation

Of the 3,597 companies that looked in July 2024 the way this one looks now, 2.8% went bankrupt within 24 months and 87% are still going.

  • Micro
  • 5 to 10 years old
  • solvency 30% or more
  • a loss of 10% of the balance sheet or more
2.8% went bankrupt
9.2% stopped otherwise
87% still going

A further 0.8% stopped, but we cannot tell whether within those 24 months.

For this company itself Checked computes a lower bankruptcy probability: 0.5% over twelve months. The score reads more about this company than the group's four characteristics; both figures are right about what they measure.

How reliable is this rule?

Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,662 companies of July 2024 its group's bankruptcy share. Expected: 1.5%; actually bankrupt within 24 months: 1.6%.

The companies in ten equal groups, from lowest to highest expected share.
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.4%
3 0.5% 0.5%
4 0.6% 0.7%
5 0.8% 0.9%
6 1.2% 1.3%
7 1.5% 1.7%
8 1.7% 1.7%
9 2.7% 2.8%
10 5.3% 5.7%

The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 75% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.

An observation about 3,597 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.

Annual accounts
Filed annual accounts As filed with the NBB · 2025 against 2024 · 42 lines
Balance sheet Code20242025
Assets
Total assets20/58€149,699€113,676▼
Fixed assets21/28€1,925€0▼
Tangible fixed assets22/27€1,925€0▼
Furniture and vehicles24€1,925€0▼
Current assets29/58€147,774€113,676▼
Amounts receivable within one year40/41€63,487€26,380▼
Trade receivables40€61,361€24,898▼
Other amounts receivable41€2,126€1,482▼
Cash at bank and in hand54/58€75,251€79,244▲
Deferred charges and accrued income490/1€9,036€8,052▼
Equity and liabilities
Total equity and liabilities10/49€149,699€113,676▼
Equity10/15€109,744€65,750▼
Contributions10/11€3,000€3,000=
Profit (loss) carried forward14€106,744€62,750▼
Amounts payable17/49€39,955€47,926▲
Amounts payable within one year42/48€39,955€47,926▲
Financial debts43€62€85▲
Credit institutions430/8€0-
Other loans439€62€85▲
Trade debts44€15,985€11,710▼
Suppliers440/4€15,985€11,710▼
Taxes, remuneration and social security45€23,182€9,820▼
Taxes450/3€17,182€6,820▼
Remuneration and social security454/9€6,000€3,000▼
Other amounts payable47/48€727€26,311▲
Accrued charges and deferred income492/3€0-
Income statement Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€2,833€1,925▼
Other operating charges640/8€952€1,194▲
Gross operating margin9900€61,878-€10,655▼
Operating profit (loss)9901€58,094-€13,774▼
Financial income75/76B-€0
Recurring financial income75-€0
Financial charges65/66B€59€80▲
Recurring financial charges65€59€80▲
Profit (loss) for the period before taxes9903€58,035-€13,853▼
Income taxes67/77€12,093€141▼
Profit (loss) for the period9904€45,941-€13,994▼
Profit (loss) for the period to be appropriated9905€45,941-€13,994▼
Appropriation of the result
Profit (loss) to be appropriated9906€106,744€92,750▼
Profit (loss) brought forward from the previous period14P€60,803€106,744▲
Profit to be distributed694/7-€30,000
Return on contributions (dividend)694-€30,000

The notes to these accounts (12 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Line2022202320242025Change
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€908€2,833€2,833€1,925▼ 32.1%
Other operating charges640/8€129€780€952€1,194▲ 25.4%
Gross operating margin9900€30,296€51,306€61,878-€10,655▼ 117%
Operating profit (loss)9901€29,259€47,693€58,094-€13,774▼ 124%
Financial income75/76B---€0-
Recurring financial income75---€0-
Financial charges65/66B€77€57€59€80▲ 34.8%
Recurring financial charges65€77€57€59€80▲ 34.8%
Profit (loss) for the period before taxes9903€29,182€47,636€58,035-€13,853▼ 124%
Income taxes67/77€6,024€9,991€12,093€141▼ 98.8%
Profit (loss) for the period9904€23,158€37,645€45,941-€13,994▼ 130%
Profit (loss) for the period to be appropriated9905€23,158€37,645€45,941-€13,994▼ 130%
Line2022202320242025Change
Assets
Total assets20/58€122,723€85,004€149,699€113,676▼ 24.1%
Fixed assets21/28€7,592€4,758€1,925€0▼ 100%
Tangible fixed assets22/27€7,592€4,758€1,925€0▼ 100%
Furniture and vehicles24€7,592€4,758€1,925€0▼ 100%
Current assets29/58€115,131€80,245€147,774€113,676▼ 23.1%
Amounts receivable within one year40/41€10,876€9€63,487€26,380▼ 58.4%
Trade receivables40€4,913-€61,361€24,898▼ 59.4%
Other amounts receivable41€5,963€9€2,126€1,482▼ 30.3%
Cash at bank and in hand54/58€102,812€78,582€75,251€79,244▲ 5.3%
Deferred charges and accrued income490/1€1,442€1,654€9,036€8,052▼ 10.9%
Equity and liabilities
Total equity and liabilities10/49€122,723€85,004€149,699€113,676▼ 24.1%
Equity10/15€26,158€63,803€109,744€65,750▼ 40.1%
Contributions10/11€3,000€3,000€3,000€3,000=
Profit (loss) carried forward14€23,158€60,803€106,744€62,750▼ 41.2%
Amounts payable17/49€96,565€21,201€39,955€47,926▲ 19.9%
Amounts payable within one year42/48€71,875€12,951€39,955€47,926▲ 19.9%
Financial debts43€380€30€62€85▲ 37.7%
Credit institutions430/8€380€30€0--
Other loans439--€62€85▲ 37.7%
Trade debts44€67,107€8,141€15,985€11,710▼ 26.7%
Suppliers440/4€67,107€8,141€15,985€11,710▼ 26.7%
Taxes, remuneration and social security45€4,186€4,136€23,182€9,820▼ 57.6%
Taxes450/3€4,186€1,136€17,182€6,820▼ 60.3%
Remuneration and social security454/9-€3,000€6,000€3,000▼ 50.0%
Other amounts payable47/48€202€644€727€26,311▲ 3,520%
Accrued charges and deferred income492/3€24,689€8,250€0--
Line2022202320242025Change
Profit (loss) for the period9904€23,158€37,645€45,941-€13,994▼ 130%
+ Depreciation and write-downs630€908€2,833€2,833€1,925▼ 32.1%
Operating cash flow (approximation)€24,066€40,478€48,775-€12,069▼ 125%
Investment in fixed assets (approximation)-€0€0€0-
Change in cash--€24,231-€3,331€3,992▲ 220%

Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.

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Timeline · acts, filings and financial milestones

Next filing, fiscal year 2026, expected by 31-07-2027
2026
21-08
NBB filing Annual accounts filed
fiscal year 2025 · micro schema · 21 days late
2025
31-12
Financial Weakest financial yearnet -€13,994
Net result drops to -€13,994, the lowest in the series.
11-08
NBB filing Annual accounts filed
fiscal year 2024 · micro schema · 11 days late
2024
31-12
Financial Highest result since 2022net €45,941 ▲22%
Operating result €58,094, net result €45,941, both a record.
31-12
Financial Equity above €100,000Eq €109,744 ▲72%
3 profitable years in a row build equity to €109,744.
27-08
NBB filing Annual accounts filed
fiscal year 2023 · micro schema · 27 days late
2023
31-12
Financial Liquidity quadruplescurrent ratio 6.20
Current ratio from 1.60 to 6.20; short-term debt falls from €71,875 to €12,951.
23-08
NBB filing Annual accounts filed
fiscal year 2022 · micro schema · 23 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 1 act read
About the unread acts

We know of 1 Belgian State Gazette act for this company. It has not been read yet: what they contain is neither established nor disproved here.

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Directors · office · real estate

Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Liège · 1 establishment unit since 2021
seat establishment The establishment unit on the map
Ground area
118 m²
Building footprint
124 m²
Volume, LiDAR
935 m³
Parcel 62078A0431/00G017, Wallonia · tallest building 10.2 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
YUZA
Avenue de la Laiterie 21, 4000 LiègeBusiness consulting
since 20212.320.421.033
1 parcel
Wallonia 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
62078A0431/00G017 Wallonia 118 m² 1 · 124 m² 10.2 m · 3 fl.
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Similar companies · same sector, comparable size

Of 82,642 companies in sector 70200 we hold annual accounts for 52,626. 39,412 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector

Identification & contact

Identification
Legal formPrivate limited company
Founded27-07-2021
Fiscal year end31-12
Activities, NACEBEL 2025
70200Business and other management consultancy
73200Market research and public opinion polling
E-invoicing
Reachable via Peppol
Peppol ID 0208:0771767632
Also 9925:BE0771767632
Registered 12-09-2025

Register as of 28 September 2026 · Peppol Directory

Scores and ratios are computed by Checked and are not a credit decision.