YUSPROC
ActiveYUSPROC has been active since 2014 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €117k and a net result of €44k. Equity is growing by ~7.4% per year across the filed fiscal years. Its solvency ranks better than 44% of 27619 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.9% (low).
Checked score
Score 2025
63
/ 100
Healthy
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability88▲+1
Solvency67▼-6
Growth78=
Track record100
Bankruptcy probability, 12 months
0.9%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €7k at 30 days acceptable
Liquidity ample (current ratio 1.71 against 1.92 in 2024; short-term debt: 58.3% and cash: 0% of total assets), but 58.3% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 43
Relative position
BE, all sectors
reference
Sector 43
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
41.7%
Return on assets
15.7%
Age of the figures
9 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 02-07-2026, 29 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
29 d early
2024
55 d early
2023
22 d early
2022
12 d early
2021
6 d early
2020
36 d early
2019
20 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
19-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€117k▼ 13.5%
2024 · €135k
2018: €55k
2019: €105k
2020: €107k
2021: €131k
2022: €147k
2023: €147k
2024: €135k
2018 → 2025
Total assets
€280k=
2024 · €280k
2018: €159k
2019: €185k
2020: €167k
2021: €169k
2022: €193k
2023: €249k
2024: €280k
2018 → 2025
Net result
€44k▲ 10.4%
2024 · €40k
2018: €27k
2019: €50k
2020: €19k
2021: €42k
2022: €17k
2023: €36k
2024: €40k
2018 → 2025
Working capital
€116k▼ 13.2%
2024 · €134k
2018: €58k
2019: €102k
2020: €103k
2021: €125k
2022: €142k
2023: €144k
2024: €134k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€131k-€147k▲ 12.0%€147k=€135k▼ 8.2%€117k▼ 13.5%
Operating result€53k-€20k▼ 62.7%€41k▲ 105%€44k▲ 7.5%€44k▲ 0.2%
Net result€42k-€17k▼ 60.3%€36k▲ 118%€40k▲ 10.5%€44k▲ 10.4%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
After the dip in 2022 the operating result has climbed three years in a row; 2025 is 0% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €280k
Fixed assets
€640▼ 51.0%
Current assets
€279k▲ 0.2%
Equity and liabilities €280k
Equity
€117k▼ 13.5%
Debt
€163k▲ 12.5%
The debt ratio rises from 51.8% to 58.3%. Equity is lower and debt is higher.
Key figures and ratios
EBITDA
€44k▼
2024 · €45k
Cash flow
€45k▲
2024 · €42k
Solvency
41.7%▼
2024 · 48.2%
Current ratio
1.71▼
2024 · 1.92
Quick ratio
1.71▼
2024 · 1.92
Debt / equity
1.40▲
2024 · 1.07
ROE
37.6%▲
2024 · 29.5%
ROA
15.7%▲
2024 · 14.2%
Interest coverage
34.84▼
2024 · 38.75
Debt
€163k▲
2024 · €145k
Debt ≤ 1 year
€163k▲
2024 · €145k
Income taxes
€11k▼
2024 · €15k
Staff costs
€0▲
2024 · €-1k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€280k€280k=
Fixed assets21/28€1k€640▼
Tangible fixed assets22/27€1k€640▼
Plant, machinery and equipment23€0-
Furniture and vehicles24€707€240▼
Other tangible fixed assets26€600€400▼
Current assets29/58€279k€279k▲
Amounts receivable after more than one year29€90k€87k▼
Other amounts receivable291€90k€87k▼
Amounts receivable within one year40/41€163k€180k▲
Trade receivables40€14k€8k▼
Other amounts receivable41€149k€172k▲
Cash at bank and in hand54/58€18€0▼
Deferred charges and accrued income490/1€25k€13k▼
Equity and liabilities
Total equity and liabilities10/49€280k€280k=
Equity10/15€135k€117k▼
Contributions10/11€19k€19k=
Reserves13€116k€98k▼
Distributable reserves133€116k€98k▼
Profit (loss) carried forward14€0€0=
Amounts payable17/49€145k€163k▲
Amounts payable within one year42/48€145k€163k▲
Current portion of amounts payable after more than one year42€48k€68k▲
Financial debts43€14k€13k▼
Credit institutions430/8€14k€13k▼
Trade debts44€16k€18k▲
Suppliers440/4€16k€18k▲
Taxes, remuneration and social security45€23k€6k▼
Taxes450/3€23k€6k▼
Other amounts payable47/48€45k€58k▲
Accrued charges and deferred income492/3€133€87▼
Income statement
Code20242025
Non-recurring operating income76A€0-
Remuneration, social security and pensions62€-1k€0▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€2k€667▼
Other operating charges640/8€960€980▲
Non-recurring operating charges66A€1k€0▼
Gross operating margin9900€47k€45k▼
Operating profit (loss)9901€44k€44k▲
Financial income75/76B€12k€13k▲
Recurring financial income75€12k€13k▲
Financial charges65/66B€1k€1k▲
Recurring financial charges65€1k€1k▲
Profit (loss) for the period before taxes9903€55k€55k▲
Income taxes67/77€15k€11k▼
Profit (loss) for the period9904€40k€44k▲
Profit (loss) for the period to be appropriated9905€40k€44k▲
Appropriation of the result
Profit (loss) to be appropriated9906€40k€44k▲
Transfer from equity791/2€52k€62k▲
Transfer to equity691/2€40k€44k▲
To other reserves6921€40k€44k▲
Profit to be distributed694/7€52k€62k▲
Return on contributions (dividend)694€52k€62k▲
The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
02-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
06-06
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
09-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
19-07
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
31-12
Financial
Weakest financial yearnet €17k ▼60.3%
Net result drops to €17k, the lowest in the series; recovery starts the following year.
25-07
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
25-06
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
20-08
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 20 days late
2019
31-12
Financial
Highest result since 2018net €50k ▲87.3%
Operating result €63k, net result €50k, both a record.
31-12
Financial
Equity above €100kEq €105k ▲91.7%
2 profitable years in a row build equity to €105k.
10-09
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 41 days late
2018
19-10
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 80 days late
2017
31-08
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema · 31 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
4 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Genk · 1 establishment unit since 2014
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Wildekerslaan 223600 GenkGround area
369 m²
Building footprint
78 m²
Volume, LiDAR
415 m³
Parcel 71308A0818/00T215, Flanders · tallest building 9.4 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
YUSPROC
since 20142.239.651.212
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 71308A0818/00T215 | Flanders | 369 m² | 1 · 78 m² | 9.4 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
STEVE VERHAEGHE
BE 0827.610.136
Gistel · Eq €117k
SOLYS
BE 0439.535.308
Schaarbeek · Eq €116k
MC DECOR
BE 0845.070.928
Ecaussinnes · Eq €117k
PEMA-DAKWERKEN
BE 0454.554.173
Waasmunster · Eq €116k
Vanbuel Schrijnwerkerij & Interieur
BE 0543.998.962
Oudsbergen · Eq €116k
Of 7,289 companies in sector 43350 we hold annual accounts for 2,361. 1,952 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded21-10-2014
Fiscal year end31-12
Activities, NACEBEL
43350Other building finishing work
43410Roofing work
43421Specialised construction activities
Sources
Crossroads Bank for EnterprisesNational Bank · 11 filingsAddress and cadastre registers
Data from official sources, last processed on 19-09-2026. Scores and ratios are computed by Checked and are not a credit decision.