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YUMBEL

Active
Private limited companyfounded 201610 yrs activeVarkensstraat 2, 2800 Mechelen, BelgiumKBO/BCE: BE 0661.996.294
Summary

The computed 12-month bankruptcy probability of YUMBEL is 4.4% (elevated). The 2025 annual accounts show negative equity (-€10,344) and a net result of -€1,798. Equity is growing by ~19.3% per year across the filed fiscal years. Its solvency ranks better than 22% of 14676 sector peers (fiscal year 2025). The company has been active since 2016 and the Belgian State Gazette contains no insolvency or warning signals.

Risk analysisWatch ReportCompare
YUMBELActiveChecked score 36/100
Risk analysis ReportCompare

Overview

Activity
Event catering
NACE 56210
1 site
Size
€102,014total assets 2025
Staff
4.3 FTE
Equity
-€10,344
Loss
-€1,798
Turnover not published (abridged schema)
Financial health
36 Weak Checked score 2025
Bankruptcy chance 12 m
4.4%
Structure
Accounts filed 59 d late0 of 6 deeds read
Why 36- Sector Food and beverage service activities (NACE 56)- Latest accounts 59 days late; 2 of the last 3 late- Negative equity -€10,344+ Size: total assets €102,014Show the evidence

Checked score

Score 2025
36 / 100
Weak
Probability in this band: 4.2% to 15.0%
Better than 20% of its sector peers (NACE 56, micro)
Performance against the sector, not lower risk
Every signal that weighs is under Signals.
Financial strength · tick = 2024
Weak
Solvency 15-4
equity -10.1% of total assets
Liquidity 7-14
short-term debt 110.1% · cash 5.6%
Profitability 28-71
return on assets -1.8%
Bankruptcy probability, 12 months
4.4% Elevated
0%0.5%1.5%4%10%≥ 25%

About 4 in 100 comparable companies go bankrupt within 12 months (an estimate).

Sector median 1.9% (23,449 companies)
Last 18 months 05-2025: 4.5% 06-2025: 4.4%▼ -4.0% vs 05-2025 07-2025: 4.4%▲ +1.1% vs 06-2025 08-2025: 5.2%▲ +17.0% vs 07-2025highest value 09-2025: 2.9%▼ -43.2% vs 08-2025 10-2025: 2.9%● 0.0% vs 09-2025 11-2025: 2.9%● 0.0% vs 10-2025 12-2025: 2.9%● 0.0% vs 11-2025 01-2026: 2.9%▼ -2.5% vs 12-2025 02-2026: 2.7%▼ -6.6% vs 01-2026 03-2026: 2.6%▼ -1.2% vs 02-2026 04-2026: 2.7%▲ +1.1% vs 03-2026 05-2026: 2.6%▼ -1.1% vs 04-2026 06-2026: 2.6%▼ -2.6% vs 05-2026lowest value 07-2026: 2.6%▲ +1.2% vs 06-2026 08-2026: 3.3%▲ +26.9% vs 07-2026 09-2026: 3.7%▲ +11.7% vs 08-2026 10-2026: 4.4%▲ +19.1% vs 09-2026
  • Sector Food and beverage service activities (NACE 56) raises the probability
  • Latest accounts 59 days late; 2 of the last 3 late raises the probability
  • Negative equity -€10,344 raises the probability
  • Size: total assets €102,014 lowers the probability for this profile
No credit on open account
Liquidity short (current ratio 0.89 against 0.92 in 2024; short-term debt: 110.1% and cash: 5.6% of total assets), and equity is negative.
How it is calculated

The band comes from the bankruptcy probability on a scale of 0 to 100: every 10 points more double the odds of getting through the year without bankruptcy.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Place inside the band: half the bankruptcy probability, half how the company does against its sector peers (NACE 56, micro). Better than this share of them on solvency 22%, liquidity 7%, profitability 27%, growth against the median 24%. That is performance, not lower risk; the band itself always comes from the probability.

Bankruptcy probability: model pd-v3.202610021621, computed on 02-10-2026. The model learns from Belgian bankruptcies and reads the registers, the annual accounts and the gazette.

Ceilings: negative or zero equity, a heavy loss, a special KBO legal situation and a missing filing 59 (two missing 44), an ongoing judicial reorganisation or an ending 24. Financial strength does not count in the score.

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Signals

Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Sector Food and beverage service activities (NACE 56)
In the bankruptcy model this factor raises the probability.
KBO
raises risk · Latest accounts 59 days late; 2 of the last 3 late
In the bankruptcy model this factor raises the probability.
NBB · filings
raises risk · Negative equity -€10,344
In the bankruptcy model this factor raises the probability.
NBB · annual accounts
lowers risk · Size: total assets €102,014
In the bankruptcy model this factor lowers the probability for this profile.
NBB · annual accounts
raises risk · Negative equity
The 2025 annual accounts show negative equity and a net loss.
NBB · annual accounts 2025
Equity per financial year
1819202122232425
2018 to 2025 · latest year -€10,344
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 28-09-2026, 59 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 9 filings
Deviation from the deadline
2025
59 d late
2024
1 d early
2023
31 d late
2022
31 d late
2021
29 d late
2020
30 d late
2019
61 d late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 7 accounts on average 34 days after the deadline; the sector median for financial year 2024 is 6 days after the deadline, and 53% of the sector filed late.

Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 31 August (4 of the last 5 filed years within 30 days of that day).
Companies Code · seven months
Position in the running window
02-10-2026 today31-12-2026 close31-07-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage
  1. Annual accounts filedfiscal year 2025 · micro…
  2. Annual accounts filedfiscal year 2024 · micro…
  3. Back to profitnet €32,008

Key points

  • Risk: Negative equityfiscal year 2025: debts exceed assets -€10,344 View
  • Caution: Among the weakest 20% on equitysector median €29,271 · 14,705 companies -€10,344 View
  • Total assets 20256 fiscal years filed €102,014 View

By topic

Financials

Fiscal year
2025
Total assets
€102,014
Loss
-€1,798
Solvency
-10.1%
Total assets▼ 22.7%
Net result
20182025
Go to Financials

Timeline

Events
12
Since
2018
Next accounts
by 31-07-2027
  1. 28-09-2026Annual accounts filed
  2. 30-07-2025Annual accounts filed
  3. 31-12-2024Back to profit
Go to Timeline

Company details

Sites
1
Legal form
Private limited company
Activity
Event cateringNACE 56210
Founded
06-09-2016
Year ends
31-12
Peppol
Reachable for e-invoices
Go to Company details

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