YR.CONSULT
ActiveYR.CONSULT has been active since 2020 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €15k and a net result of €345. Equity is growing by ~3.1% per year across the filed fiscal years. Its solvency ranks better than 34% of 31662 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.4% (very low).
Checked score
Score 2025
64
/ 100
Healthy
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability70▲+1
Solvency60▼-12
Growth52=
Track record94
Bankruptcy probability, 12 months
0.4%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €500 at 30 days acceptable
Liquidity tight (current ratio 1.49 against 1.74 in 2024; short-term debt: 64.5% and cash: 14.2% of total assets), and 64.5% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Sector 70
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 23-02-2026, 158 days ahead of the deadline.
NBB · 5 filingsDeviation from the deadline
2025
158 d early
2024
181 d early
2023
163 d early
2022
167 d early
2021
22 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
21-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€15k▲ 2.3%
2024 · €15k
2021: €13k
2022: €14k
2023: €15k
2024: €15k
2021 → 2025
Total assets
€44k▲ 35.3%
2024 · €32k
2021: €22k
2022: €33k
2023: €40k
2024: €32k
2021 → 2025
Net result
€345▲ 96.4%
2024 · €176
2021: €3k
2022: €750
2023: €696
2024: €176
2021 → 2025
Working capital
€14k▲ 9.5%
2024 · €13k
2021: €9k
2022: €9k
2023: €11k
2024: €13k
2021 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€13k-€14k▲ 5.6%€15k▲ 4.9%€15k▲ 1.2%€15k▲ 2.3%
Operating result€7k-€3k▼ 51.2%€2k▼ 52.5%€2k▲ 11.8%€2k▲ 7.0%
Net result€3k-€750▼ 78.5%€696▼ 7.2%€176▼ 74.7%€345▲ 96.4%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
After the dip in 2023 the operating result has climbed two years in a row; 2025 is 7% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €44k
Fixed assets
€2k▼ 25.4%
Current assets
€42k▲ 41.1%
Equity and liabilities €44k
Equity
€15k▲ 2.3%
Debt
€28k▲ 64.5%
The debt ratio rises from 53.1% to 64.5%. Equity and debt are higher.
Key figures and ratios
EBITDA
€3k▼
2024 · €3k
Cash flow
€1k▲
2024 · €1k
Solvency
35.5%▼
2024 · 46.9%
Current ratio
1.49▼
2024 · 1.74
Quick ratio
0.82▲
2024 · 0.53
Debt / equity
1.82▲
2024 · 1.13
ROE
2.2%▲
2024 · 1.2%
ROA
0.8%▲
2024 · 0.5%
Interest coverage
46.64▲
2024 · 21.26
Debt
€28k▲
2024 · €17k
Debt ≤ 1 year
€28k▲
2024 · €17k
Income taxes
€2k▲
2024 · €2k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€32k€44k▲
Formation expenses20€309€0▼
Fixed assets21/28€2k€2k▼
Tangible fixed assets22/27€2k€2k▼
Plant, machinery and equipment23€2k€2k▼
Furniture and vehicles24€190€0▼
Current assets29/58€30k€42k▲
Stocks and contracts in progress3€21k€19k▼
Stocks30/36€21k€19k▼
Amounts receivable within one year40/41€7k€16k▲
Trade receivables40€5k€15k▲
Other amounts receivable41€2k€500▼
Cash at bank and in hand54/58€2k€6k▲
Deferred charges and accrued income490/1€178€936▲
Equity and liabilities
Total equity and liabilities10/49€32k€44k▲
Equity10/15€15k€15k▲
Contributions10/11€10k€10k=
Reserves13€5k€5k▲
Distributable reserves133€5k€5k▲
Amounts payable17/49€17k€28k▲
Amounts payable within one year42/48€17k€28k▲
Trade debts44€3k€2k▼
Suppliers440/4€3k€2k▼
Taxes, remuneration and social security45€2k€2k▲
Taxes450/3€2k€2k▲
Other amounts payable47/48€12k€24k▲
Income statement
Code20242025
Goods, raw materials, services and sundry goods60/61€47k€47k▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€1k€851▼
Write-downs on stocks, contracts in progress and trade receivables: additions (reversals)631/4-€863
Other operating charges640/8€25€50▲
Gross operating margin9900€3k€4k▲
Operating profit (loss)9901€2k€2k▲
Financial income75/76B€1€44▲
Recurring financial income75€1€44▲
Financial charges65/66B€134€60▼
Recurring financial charges65€134€60▼
Profit (loss) for the period before taxes9903€2k€2k▲
Income taxes67/77€2k€2k▲
Profit (loss) for the period9904€176€345▲
Profit (loss) for the period to be appropriated9905€176€345▲
Appropriation of the result
Profit (loss) to be appropriated9906€176€345▲
Transfer to equity691/2€176€345▲
To other reserves6921€176€345▲
The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
23-02
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-01
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Weakest financial yearnet €176 ▼74.7%
Net result drops to €176, the lowest in the series; recovery starts the following year.
19-02
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
14-02
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
22-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 22 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Sprimont · 1 establishment unit since 2020
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Rue du Wayai(RVX) 44140 SprimontGround area
1,412 m²
Building footprint
120 m²
Volume, LiDAR
720 m³
Parcel 62091M0604/00S000, Wallonia · tallest building 8.4 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
-
since 20202.309.657.496
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 62091M0604/00S000 | Wallonia | 1,412 m² | 1 · 120 m² | 8.4 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Recognitions · licences · registrations
Food safety, FASFC
1 siteSprimont2.309.657.496
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Of 82,570 companies in sector 70200 we hold annual accounts for 52,574. 27,763 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded12-11-2020
Fiscal year end31-12
Activities, NACEBEL
70200Business and other management consultancy
70220Business consulting
01130Growing of vegetables, melons, roots and tubers
01210Crop and animal production, hunting and related service activities
01480Raising of other animals
01490Crop and animal production, hunting and related service activities
46349Wholesale of beverages, general range
47251Retail sale of wines and spirits
Sources
Crossroads Bank for EnterprisesNational Bank · 5 filingsAddress and cadastre registers
Data from official sources, last processed on 21-09-2026. Scores and ratios are computed by Checked and are not a credit decision.
Contact details
2 entriesE-mail:yves@renson.org
Phone:+32475251490