Equity
€18,752 ▼ 38.8%
YPSILON paid out €26,020 in dividends. That is 184% of the 2025 profit.
YPSILON
Overview
Lifetime
5 annual accounts with figures on one time axispeak €22,342 (2025)
€22,342▲ 259%
peak €14,132 (2025)
€14,132▲ 646%
peak €30,640 (2024)
€18,752▼ 38.8%
€16,591▲ 21.6%
Board2 names since 2021
1 directorVAN dE SANDE Yaro Ludo Vera
Documentsfilings and deeds
14-07-202617 days before the deadline
2025micro format
Gross margin from €6,216 to €22,342Result from €1,896 to €14,132Dividend €26,020Equity from €30,640 to €18,752Debts from €13,647 to €16,591Investments €2,543
Key points
from the 2025 annual accountsTurnover
≈ €100,000 estimated
The micro format states no turnover.
Investments
€3,097 3.0 × depreciation
Green is investment, beige is depreciation. Machinery stands 172.4% higher than in 2024.
Checked score
94
Excellent
Financially stronger than 55% of micro companies in head offices and management consultancy (NACE 70)
Probability in this band: under 0.55%
Bankruptcy probability within 12 months
< 0.1% Very low
0%0.5%1.5%4%10%≥ 25%
The dashed line is the sector median: 0.1% across 48,570 companies (NACE 70, micro).
Fewer than 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
12-2024: < 0.1%
01-2025: < 0.1%● unchanged vs 12-2024
02-2025: < 0.1%● unchanged vs 01-2025
03-2025: < 0.1%● unchanged vs 02-2025
04-2025: < 0.1%● unchanged vs 03-2025
05-2025: 0.1%▲ +0.1 percentage points vs 04-2025
06-2025: < 0.1%▼ -0.1 percentage points vs 05-2025
07-2025: < 0.1%● unchanged vs 06-2025
08-2025: 0.1%▲ +0.1 percentage points vs 07-2025
09-2025: 0.1%● unchanged vs 08-2025
10-2025: 0.1%● unchanged vs 09-2025
11-2025: 0.1%● unchanged vs 10-2025
12-2025: 0.1%● unchanged vs 11-2025
01-2026: 0.1%● unchanged vs 12-2025
02-2026: 0.1%● unchanged vs 01-2026
03-2026: 0.1%● unchanged vs 02-2026
04-2026: 0.1%● unchanged vs 03-2026
05-2026: 0.1%● unchanged vs 04-2026
06-2026: 0.1%● unchanged vs 05-2026
07-2026: 0.1%● unchanged vs 06-2026highest value
08-2026: < 0.1%▼ -0.1 percentage points vs 07-2026
09-2026: < 0.1%● unchanged vs 08-2026
10-2026: < 0.1%● unchanged vs 09-2026lowest value
11-2026: < 0.1%● unchanged vs 10-2026lowest value
Financial strengthStrong
Score breakdown
lowers risk
Sector: Activities of head offices; management consultancy activities (NACE 70)
Liquidity: current ratio 2.14, cash €13,140
Figures for financial year 2025 (filed on 14-07-2026)
Size: total assets €35,343
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 70, micro). It does better than 49% of them on solvency, 71% on liquidity, 84% on profitability and 15% on growth.
The bankruptcy probability was computed on 08-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
The probability rests on the annual accounts with balance sheet date 31-12-2025.
Of the companies with a bankruptcy probability in the very low class on 30-06-2025, 0.1% went bankrupt within twelve months.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
Comparable companies, two years later
In July 2024, 26,972 companies had the same profile as YPSILON has now. Each dot stands for 68 companies, two years later.
94.9%
were still trading
3.4%
stopped another way
1.6%
went bankrupt
Another 0.1% stopped without a precise date, possibly only after those two years.
The bankruptcy probability of YPSILON itself is lower: < 0.1% within 12 months. It rests on far more data about YPSILON than the profile alone.
Test of the method
The method was tested on the 497,447 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 26,972 companies, not a prediction for YPSILON. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Credit verdict
Credit of up to €1,500 on 30-day terms is acceptable
Liquidity is ample, with a current ratio of 2.14 (2.88 in 2024), above the usual 1.5. Short-term debt is 38.1% and cash 37.2% of total assets. 46.9% of the assets are financed with debt and provisions.
Credit check for an amount and term of your choice
Show the recommended maximum and see how the verdict changes with amount, term and advance.
The scores and ratios are Checked's own calculations, not a credit decision.
Signals
5 signals, none raises the risk
Five signals.
lowers riskneutral
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 14-07-2026, 17 days ahead of the deadline.
NBB · 5 filingsDeviation from the deadline
2025
17 days early
2024
7 days early
2023
5 days early
2022
5 days early
2021
5 days early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
The company filed its last 5 accounts on average 8 days before the deadline. In the sector (NACE 70), the median for financial year 2024 was 9 days before the deadline, and 32% of those companies filed late.
Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 26 July (5 of the last 5 accounts filed within 30 days either side of that date).
Companies Code · seven monthsWhere today falls in the filing period
09-11-2026 today31-12-2026 year end31-07-2027 deadline
Recent changes
Registered in the Peppol Directory
Reachable for e-invoices through 0208:0774371883
Incorporation
Founder: VAN dE SANDE Yaro Ludo Vera · 100 shares · Appointments: VAN dE SANDE Yaro Ludo Vera (director) and VAN DEN BERGH Moreen (director) · published on 23-09-2021 · Gazette deed
First establishment
Lambrechtshoekenlaan 211 G6, Antwerp
Comparable companies
same main activity, similar in size and age| Company | ||||
|---|---|---|---|---|
| YPSILON Antwerp | €35,343 | €22,342 | 53.1% | - |
| W’HUÎTRES Antwerp | €35,283 | €21,323 | 94.0% | - |
| Tribus Belgium Sint-Katelijne-Waver | €37,344 | €22,478 | 69.9% | - |
| NALUMA Stabroek | €41,501 | €21,037 | 4.8% | - |
| IMD Herenthout | €40,456 | €19,673 | 27.0% | - |
| La Gardienne Herentals | €29,858 | €20,647 | 10.0% | - |
| BERSAR Bornem | €33,591 | €18,728 | 71.9% | - |
These companies have the same main activity as YPSILON: business and other management consultancy (NACE 70200). They are comparable in size and age: total assets between €29,900 and €41,500, founded between 2021 and 2022.
Official details
Source: KBO- Status
- Active since 21-09-2021Normal situation
- Registered office
- 11 active companies are registered at this addressSource: KBO register, as of 9 November 2026.
- Activity
- Business and other management consultancyNACE 70200and 1 other
- Establishment unit
- 2.321.918.1972170 Antwerp, since 21-09-2021
- Financial year end
- 31 December
- Peppol
- Reachable since 31-10-2023
Annual accounts 2025
- €22,342▲ 259%
- €14,132▲ 646%
- €18,752▼ 38.8%
- €35,343▼ 20.2%
- Filing
- Filed on 14-07-2026, 17 days before the end of the filing period
Insights on YPSILON
YPSILON files the micro format. That format states no turnover. The gross margin rose from €4,094 in 2021 to €22,342 in 2025.
Sources: KBO register, filings at the National Bank, Belgian Official Gazette.
Financials
Annual accounts 2025
micro format, filed on 14-07-2026, 17 days before the deadline€22,342
▲ 259%
€19,372
▲ 479%
€14,132
▲ 646%
€15,342
▼ 40.1%
53.1%
▼ 16.1 percentage points
2.14
▼ 0.74
Turnover and EBIT margin are not published. The micro format does not require them. The turnover shown is an estimate from the gross margin.
Turnover ≈ €100,000. Estimated: probably between €50,000 and €210,000.
Balance sheet
balance sheet total €35,343 on 31-12-2025What the company ownsHow it is paid for
in euro
in euro
Position in the sector
53.1%
Higher than 48% of 39,360 companies in 2025.
2.14
Higher than 51% of 38,044 companies in 2025.
40.0%
Higher than 80% of 38,516 companies in 2025.
YPSILON
Middle half of the sector
80% of the sector
Micro accounts in head offices and management consultancy (NACE 70)
Net result: middle half · Equity: bottom quarter · Balance sheet total: bottom quarter · Working capital: middle half
Filed annual accounts
as filed with the National Bank, click a year to choose it| Line | Trend | 2025 | 2024 | 2023 | 2022 | 2021 |
|---|---|---|---|---|---|---|
| Balance sheet: assets | ||||||
20/58 |
35,343 | 44,286 | 47,428 | 27,485 | 18,864 | |
21/28 |
6,526 | 5,021 | 5,538 | 3,131 | 3,759 | |
22/27 |
6,526 | 5,021 | 5,538 | 3,131 | 3,759 | |
23 |
2,535 | 930 | 1,174 | - | - | |
24 |
2,319 | 2,130 | 2,113 | 591 | 929 | |
26 |
1,672 | 1,961 | 2,251 | 2,540 | 2,829 | |
29/58 |
28,817 | 39,265 | 41,891 | 24,355 | 15,106 | |
40/41 |
14,196 | 31,422 | 23,505 | 18,792 | 10,019 | |
40 |
14,196 | 14,341 | 4,570 | 4,597 | 9,356 | |
41 |
- | 17,081 | 18,935 | 14,195 | 663 | |
54/58 |
13,140 | 6,602 | 17,033 | 4,461 | 5,087 | |
490/1 |
1,480 | 1,241 | 1,353 | 1,101 | - | |
| Balance sheet: equity and liabilities | ||||||
10/49 |
35,343 | 44,286 | 47,428 | 27,485 | 18,864 | |
10/15 |
18,752 | 30,640 | 28,744 | 16,926 | 4,620 | |
10/11 |
2,500 | 2,500 | 2,500 | 2,500 | 2,500 | |
13 |
16,252 | 28,140 | 26,244 | 14,426 | 2,120 | |
133 |
16,252 | 28,140 | 26,244 | 14,426 | 2,120 | |
17/49 |
16,591 | 13,647 | 18,684 | 10,559 | 14,245 | |
17 |
3,076 | - | - | - | 6,468 | |
178/9 |
3,076 | - | - | - | 6,468 | |
42/48 |
13,475 | 13,647 | 18,684 | 10,559 | 7,777 | |
44 |
2,349 | 2,350 | 2,867 | 4,026 | 3,235 | |
440/4 |
2,349 | 2,350 | 2,867 | 4,026 | 3,235 | |
45 |
11,126 | 11,296 | 15,817 | 5,973 | 3,982 | |
450/3 |
11,126 | 11,296 | 15,817 | 5,973 | 3,982 | |
47/48 |
- | - | - | 560 | 560 | |
492/3 |
40 | - | - | - | - | |
| Income statement | ||||||
9900 |
22,342 | 6,216 | 17,888 | 18,115 | 4,094 | |
630 |
1,038 | 1,298 | 836 | 628 | 150 | |
640/8 |
1,933 | 1,571 | 1,238 | 845 | - | |
9901 |
19,372 | 3,347 | 15,814 | 16,642 | 3,945 | |
75/76B |
0 | - | 395 | 5 | - | |
75 |
0 | - | 395 | 5 | - | |
65/66B |
93 | 140 | 430 | 215 | 4 | |
65 |
93 | 140 | 430 | 215 | 4 | |
9903 |
19,279 | 3,207 | 15,779 | 16,432 | 3,941 | |
67/77 |
5,147 | 1,312 | 3,961 | 4,126 | 1,021 | |
9904 |
14,132 | 1,896 | 11,818 | 12,306 | 2,920 | |
9905 |
14,132 | 1,896 | 11,818 | 12,306 | 2,920 | |
| Appropriation of the result | ||||||
9906 |
14,132 | 1,896 | 11,818 | 12,306 | 2,920 | |
791/2 |
26,020 | - | - | - | - | |
691/2 |
14,132 | 1,896 | 11,818 | 12,306 | 2,120 | |
6920 |
- | - | 11,818 | - | - | |
6921 |
14,132 | 1,896 | - | 12,306 | 2,120 | |
694/7 |
26,020 | - | - | - | 800 | |
694 |
26,020 | - | - | - | 800 | |
| Document | ||||||
The notes to these accounts have 7 items, including the statement of assets and debts, the cost breakdown and rights and commitments. You find them in the accounts filed with the NBB.
Source: Annual accounts 2025 at the NBB, filed on 14-07-2026.
Filings
each dot is a set of accounts, on the day it reached the National Bank| Financial year | Type | Filed | Reference | Document |
|---|---|---|---|---|
| 31-12-2025 | micro format | 14-07-2026 | 2026-00290872 | |
| 31-12-2024 | micro format | 24-07-2025 | 2025-00331975 | |
| 31-12-2023 | micro format | 26-07-2024 | 2024-00299645 | |
| 31-12-2022 | micro format | 26-07-2023 | 2023-00286611 | |
| 31-12-2021 | micro format | 26-07-2022 | 2022-20232677 |
Key figures and ratios
per financial year, computed from the annual accounts| Line | Trend | 2025 | 2024 | 2023 | 2022 | 2021 |
|---|---|---|---|---|---|---|
| 20,410 | 4,645 | 16,650 | 17,270 | 4,094 | ||
| 15,170 | 3,194 | 12,654 | 12,934 | 3,069 | ||
| 3,097 | 782 | 3,243 | 0 | 3,908 | ||
| 6,539 | -10,431 | 12,572 | -626 | - | ||
| 15,342 | 25,618 | 23,207 | 13,795 | 7,329 | ||
| 53.1% | 69.2% | 60.6% | 61.6% | 24.5% | ||
| 2.14 | 2.88 | 2.24 | 2.31 | 1.94 | ||
| 0.88 | 0.45 | 0.65 | 0.62 | 3.08 | ||
| 75.4% | 6.2% | 41.1% | 72.7% | 63.2% | ||
| 40.0% | 4.3% | 24.9% | 44.8% | 15.5% | ||
| over 100 | 33.24 | 38.76 | 80.28 | over 100 |
A Belgian filing has no cash-flow statement. Cash flow is therefore an approximation, derived from the income statement. Investment is the acquisitions in the notes and, without them, the balance-sheet move.
Investments
fixed assets acquired| Item | 2025 | 2024 | 2023 | 2022 | 2021 |
|---|---|---|---|---|---|
| Tangible fixed assets | €3,097 | €782 | €3,243 | - | €3,908 |
| €1,038 | €1,298 | €836 | €628 | €150 |
Source: notes to the 2021 to 2025 annual accounts (statement of fixed assets)
Insights on YPSILON
The operating result for 2025 is 5.8 times that of 2024 and the highest since 2021. It is a recovery after the fall in 2024.
Debt's share of the balance-sheet total rises from 30.8% to 46.9%. Equity is lower and debt is higher.
Board & ownership
Board
1 director, since incorporationDirector (not named in the articles)
since 21-09-2021
term without a fixed end
listed in the 2025 annual accounts, filed on 14-07-2026
- Signing authorityThe articles say who may bind the company, for example by signing a contract.
- Each director alonedeed of 23-09-2021
Mandates through the years
2 names, the dashed line is todayVAN dE SANDE Yaro Ludo Vera
Director (not named in the articles)
Director (not named in the articles)
VAN DEN BERGH Moreen
Director
Director
BoardEarlierend not dated
Mandates as a list
- VAN dE SANDE Yaro Ludo Vera
- Director (not named in the articles), from 21-09-2021 to date
- VAN DEN BERGH Moreen
- Director, appointed by deed of 23-09-2021, no longer listed in the 2025 annual accounts
Control
Capital
- Contribution
- €2,500
- Shares
- 100
- Contribution per share
- €25
- Equity per share
- €188 in 2025
- Source
- 2025 annual accounts
Articles of association
deed of 23-09-2021 (in Dutch)- DurationMost companies exist for an unlimited period, until they are dissolved.
- Unlimited
- Annual meetingThe shareholders approve the annual accounts, among other things, at the annual meeting.
- Last Monday of June at 19:00
- Statutory auditorA statutory auditor is a registered auditor who checks the annual accounts. Small companies need not have one. According to the deed, the legal criteria do not require one here.
- No statutory auditor
Shareholders
At incorporation
deed of 23-09-2021 ↗
- VAN dE SANDE Yaro Ludo Vera 100 shares (100%)
Network & group
No group
YPSILON has no parent and no holdings in its annual accounts. VAN dE SANDE Yaro Ludo Vera is the only director. YPSILON shares no director with another company.
Timeline
Timeline
10 events since 2021Filings
Financial
Establishments
202220242026
Deadline for the 2026 accounts: 31-07-2027
2026
Annual accounts 2025 filed NBBmicro format · 17 days before the deadline
2025
Highest result from 2021 to 2025 net €14,132 ▲646% The operating result of €19,372 and the net result of €14,132 are both a record.
Annual accounts 2024 filed PDFmicro format · 7 days before the deadline
2024
Weakest financial year net €1,896 ▼84% The net result drops to €1,896, the lowest from 2021 to 2025. It recovers the following year.
Annual accounts 2023 filed PDFmicro format · 5 days before the deadline
2023
Registered in the Peppol Directory Reachable for e-invoices through 0208:0774371883
Annual accounts 2022 filed PDFmicro format · 5 days before the deadline
2022
Annual accounts 2021 filed PDFmicro format · 5 days before the deadline
2021
IncorporationFounder: VAN dE SANDE Yaro Ludo Vera · 100 shares · Appointments: VAN dE SANDE Yaro Ludo Vera (director) and VAN DEN BERGH Moreen (director) · published on 23-09-20216 points ▸
- Founder, VAN dE SANDE Yaro Ludo Vera
- 100 shares
- Registered office clause, Lambrechtshoekenlaan 211 G6, 2170 Merksem
- Board rule, 1
- Director appointment, VAN dE SANDE Yaro Ludo Vera (director (not named in the articles))
- Director appointment, VAN DEN BERGH Moreen
First establishment Lambrechtshoekenlaan 211 G6, Antwerp
Financial milestones sit on the financial year-end date, not the filing date.
Sources: Publications in the Belgian Official GazetteFilings with the National Bank
History
On 21 September 2021, YPSILON was incorporated as a private limited company by one natural person.12 VAN dE SANDE Yaro Ludo Vera has served as director since 2021.3 Total assets went from €18,864 in 2021 to €35,343 in 2025.4
Company details
Identity
- Enterprise number
- 0774.371.883
- VAT number
- BE 0774.371.883
- Peppol ID
- 0208:0774371883
- Other Peppol ID
- 9925:BE0774371883
- Legal form
- Private limited company
- Status
- Active, normal situation
- Founded
- 21-09-2021
- Financial year
- ends on 31 December
- Annual meetingThe shareholders approve the annual accounts, among other things, at the annual meeting.
- Last Monday of June at 19:00deed of 23-09-2021 (in Dutch)
- Peppol
- Reachable since 31-10-2023Follow this company and you will hear the next morning if it leaves the Peppol register.
- Name
- YPSILON in Dutch
- Entity type
- Legal entity
- DurationMost companies exist for an unlimited period, until they are dissolved.
- Unlimiteddeed of 23-09-2021 (in Dutch)
- Registered office clauseThe articles name the region of the registered office. The language of official documents depends on that region, among other things.
- “Vlaams Gewest”deed of 23-09-2021 (in Dutch)
Activities
NACEBEL 202570200
Business and other management consultancy main activity
56210
Event catering
Codes under NACEBEL 2008
70220
Business consulting main activity
56210
Catering
- PurposeThe purpose describes the activities the company may carry out under its articles.
- “Het managen van horeca-activiteiten bij evenementen en projecten; Investeren in roerende en onroerende goederen,zowel in bloot…”deed of 23-09-2021 (in Dutch)
6 activities
- Het managen van horeca-activiteiten bij evenementen en projecten
- Investeren in roerende en onroerende goederen,zowel in bloot eigendom,tijdelijk vruchtgebruik of volle eigendom in het kader van de exploitatie of/en als belegging
- De functie van bestuurder,vereffenaar of gemandateerde waarnemen evenals elke directiefunctie in ondernemingen
- Alle industriële-,handels-,financiële-,roerende en onroerende handelingen verrichten die rechtstreeks of onrechtstreeks bij het voorwerp aansluiten of er de verwezenlijking van kunnen bevorderen
- Alle verbintenissen aangaan,kredieten en leningen toestaan,zich voor derden borg stellen door haar goederen in hypotheek of in pand te geven,inclusief de eigen handelszaak
- Deelnemen aan alle ondernemingen,die een gelijkaardig,aanvullend of verwant voorwerp nastreven,door middel van inbreng,samensmelting of om het even op welke wijze
Registered office and establishments
1 establishment| Establishment | Since | Unit number | FASFC approval |
|---|---|---|---|
| Lambrechtshoekenlaan 211 G6 registered office 2170 Antwerp | 21-09-2021 | 2.321.918.197 | Catering |
Buildings and parcels at the address
- Ground area
- 5,356 m²
- Buildings
- 731 m²
- Volume, LiDAR
- 25,062 m³
- Tallest building
- 45.6 m
Buildings to scale, each on its own parcel
Parcels
| Cadastral parcel | Area | Buildings | Height / floors |
|---|---|---|---|
| 11028A0147/00A003 | 5,356 m² | 1 · 730 m² | 45.6 m · 13 |
Recognitions
Food safety, FASFC
1 siteAntwerpunit number 2.321.918.197