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YPA

Active
Private limited companyfounded 199234 yrs activeCharles Degrouxstraat 95, 1040 Etterbeek, BelgiumKBO/BCE: BE 0447.204.246
Summary

YPA has been active since 1992 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €10,554 and a net result of €69,752. Equity remains stable across the filed fiscal years (±0.5% per year). The computed 12-month bankruptcy probability is 0.1% (very low).

Overview

Activity
Activity not known1 site
Size
€88,423total assets 2025
Equity
€10,554
Profit
€69,752
Financial health
91 Excellent Checked score 2025
Bankruptcy chance 12 m
0.1%
Structure
Accounts 3 d early0 of 4 deeds read
Why 91- Equity €10,554 (11.9% of total assets)+ Size: total assets €88,423+ Founded in 1992+ Liquidity: current ratio 1.13, cash €82,013, halvedShow the evidence

Checked score

Score 2025
91 / 100
Excellent
Probability in this band: under 0.55%
Better than 40% of its sector peers (no NACE code, micro)
Performance against the sector, not lower risk
Financial strength · tick = 2024
Average
Solvency 37-43
equity 11.9% of total assets
Liquidity 51-27
short-term debt 88.1% · cash 92.8%
Profitability 100=
return on assets 78.9%
Bankruptcy probability, 12 months
0.1% Very low
0%0.5%1.5%4%10%≥ 25%

About 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Last 18 months 05-2025: < 0.1% 06-2025: < 0.1%▲ +4.8% vs 05-2025 07-2025: 0.1%▲ +15.9% vs 06-2025 08-2025: < 0.1%▼ -19.6% vs 07-2025 09-2025: < 0.1%● 0.0% vs 08-2025 10-2025: < 0.1%● 0.0% vs 09-2025 11-2025: < 0.1%● 0.0% vs 10-2025 12-2025: < 0.1%● 0.0% vs 11-2025 01-2026: < 0.1%● 0.0% vs 12-2025 02-2026: < 0.1%● 0.0% vs 01-2026 03-2026: < 0.1%● 0.0% vs 02-2026 04-2026: < 0.1%● 0.0% vs 03-2026 05-2026: < 0.1%▼ -2.4% vs 04-2026lowest value 06-2026: < 0.1%▲ +7.5% vs 05-2026 07-2026: < 0.1%▲ +4.7% vs 06-2026 08-2026: 0.1%▲ +151% vs 07-2026highest value 09-2026: 0.1%● 0.0% vs 08-2026highest value 10-2026: 0.1%● 0.0% vs 09-2026highest value
  • Size: total assets €88,423 lowers the probability for this profile
  • Founded in 1992 lowers the probability for this profile
  • Liquidity: current ratio 1.13, cash €82,013, halved lowers the probability
  • Equity €10,554 (11.9% of total assets) raises the probability
Credit up to €500 at 30 days acceptable
Liquidity tight (current ratio 1.13 against 2.14 in 2024; short-term debt: 88.1% and cash: 92.8% of total assets), and 88.1% of the assets are financed with debt.
How it is calculated

The band comes from the bankruptcy probability on a scale of 0 to 100: every 10 points more double the odds of getting through the year without bankruptcy.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Place inside the band: half the bankruptcy probability, half how the company does against its sector peers (no NACE code, micro). Better than this share of them on solvency 23%, liquidity 43%, profitability 90%, growth against the median 5%. That is performance, not lower risk; the band itself always comes from the probability.

Bankruptcy probability: model pd-v3.202610021621, computed on 02-10-2026. The model learns from Belgian bankruptcies and reads the registers, the annual accounts and the gazette.

Ceilings: negative or zero equity, a heavy loss, a special KBO legal situation and a missing filing 59 (two missing 44), an ongoing judicial reorganisation or an ending 24. Financial strength does not count in the score.

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Signals

Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Size: total assets €88,423
In the bankruptcy model this factor lowers the probability for this profile.
NBB · annual accounts
lowers risk · Founded in 1992
In the bankruptcy model this factor lowers the probability for this profile.
KBO
lowers risk · Liquidity: current ratio 1.13, cash €82,013, halved
In the bankruptcy model this factor lowers the probability.
NBB · annual accounts
raises risk · Equity €10,554 (11.9% of total assets)
In the bankruptcy model this factor raises the probability.
NBB · annual accounts
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 28-07-2026, 3 days ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2025
3 d early
2024
18 d early
2023
56 d early
2022
6 d early
2021
4 d early
2020
65 d early
2019
27 d late
← before the deadline after the deadline →
tick = median of all Belgian filings

This company filed its last 7 accounts on average 18 days before the deadline; the Belgian median for financial year 2024 is 4 days before the deadline, and 38% of all filings were late.

Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 25 July (4 of the last 5 filed years within 30 days of that day).
Companies Code · seven months
Position in the running window
02-10-2026 today31-12-2026 close31-07-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage
  1. Annual accounts filedfiscal year 2025 · abbreviated…
  2. Highest result since 2018net €69,752 ▲16.5%
  3. Annual accounts filedfiscal year 2024 · micro…

Key points

  • Caution: Equity fell in 2025from €105,266 to €10,554 ▼ 90.0% View
  • Positive: 8 profitable years in a rowprofit 2025: €69,752 8 years View
  • Positive: Always filed on timeaccounts within the deadline every year 6 years View

By topic

Financials

Fiscal year
2025
Total assets
€88,423
Profit
€69,752
Solvency
11.9%
Total assets▼ 53.4%
Net result
20182025
Go to Financials

Timeline

Events
12
Since
2017
Next accounts
by 31-07-2027
  1. 28-07-2026Annual accounts filed
  2. 31-12-2025Highest result since 2018
  3. 13-07-2025Annual accounts filed
Go to Timeline

Company details

Sites
1
Legal form
Private limited company
Founded
08-04-1992
Year ends
31-12
Peppol
Not found in the Peppol directory
Go to Company details

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