YOUTIMES
ActiveYOUTIMES has been active since 2022 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €314k and a net result of €39k. Equity is growing by ~27.3% per year across the filed fiscal years. Its solvency ranks better than 18% of 31616 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.4% (very low).
Checked score
Score 2025
54
/ 100
Fair
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability54▼-18
Solvency37▲+1
Growth52▼-26
Track record94
Bankruptcy probability, 12 months
0.4%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €16k at 30 days acceptable
Liquidity short (current ratio 0.17 against 0.25 in 2024; short-term debt: 47.4% and cash: 1.3% of total assets), and 88.4% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Sector 70
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
11.6%
Return on assets
1.5%
Age of the figures
9 mo
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 18% of 31616 sector peers (2025).
NBB · sector comparisonPosition among 31616 sector peers
Solvency
better than 18%
← weakest
strongest →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 28-05-2026, 64 days ahead of the deadline.
NBB · 4 filingsDeviation from the deadline
2025
64 d early
2024
56 d late
2023
on the day
2022
207 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
20-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€314k▲ 14.3%
2024 · €275k
2022: €71k
2023: €221k
2024: €275k
2022 → 2025
Total assets
€2.70M▲ 10.5%
2024 · €2.44M
2022: €782k
2023: €1.07M
2024: €2.44M
2022 → 2025
Net result
€39k▼ 27.7%
2024 · €54k
2022: €51k
2023: €150k
2024: €54k
2022 → 2025
Working capital
€-1.07M▼ 43.6%
2024 · €-742k
2022: €-169k
2023: €-233k
2024: €-742k
2022 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line2022202320242025Trend
Equity€71k-€221k▲ 210%€275k▲ 24.6%€314k▲ 14.3%
Operating result€66k-€194k▲ 194%€64k▼ 67.1%€76k▲ 18.6%
Net result€51k-€150k▲ 192%€54k▼ 63.7%€39k▼ 27.7%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2025; 2025 is 19% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €2.70M
Fixed assets
€2.48M▲ 12.9%
Current assets
€215k▼ 11.5%
Equity and liabilities €2.70M
Equity
€314k▲ 14.3%
Debt
€2.38M▲ 10.0%
The debt ratio falls from 88.7% to 88.4%. Equity and debt are higher.
Key figures and ratios
EBITDA
€158k▲
2024 · €104k
Cash flow
€122k▲
2024 · €94k
Solvency
11.6%▲
2024 · 11.3%
Current ratio
0.17▼
2024 · 0.25
Quick ratio
0.17▼
2024 · 0.25
Debt / equity
7.59▼
2024 · 7.89
ROE
12.5%▼
2024 · 19.7%
ROA
1.5%▼
2024 · 2.2%
Interest coverage
3.99▼
2024 · 6.45
Debt
€2.38M▲
2024 · €2.17M
Debt ≤ 1 year
€1.28M▲
2024 · €985k
Debt > 1 year
€1.10M▼
2024 · €1.18M
Income taxes
€2k▼
2024 · €6k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€2.44M€2.70M▲
Fixed assets21/28€2.20M€2.48M▲
Tangible fixed assets22/27€2.20M€2.48M▲
Land and buildings22€2.20M€2.44M▲
Furniture and vehicles24€3k€44k▲
Current assets29/58€243k€215k▼
Amounts receivable within one year40/41€176k€144k▼
Trade receivables40€165k€78k▼
Other amounts receivable41€12k€66k▲
Current investments50/53€24k€27k▲
Cash at bank and in hand54/58€36k€34k▼
Deferred charges and accrued income490/1€6k€10k▲
Equity and liabilities
Total equity and liabilities10/49€2.44M€2.70M▲
Equity10/15€275k€314k▲
Contributions10/11€20k€20k=
Profit (loss) carried forward14€255k€294k▲
Amounts payable17/49€2.17M€2.38M▲
Amounts payable after more than one year17€1.18M€1.10M▼
Financial debts170/4€1.18M€1.10M▼
Amounts payable within one year42/48€985k€1.28M▲
Current portion of amounts payable after more than one year42€76k€79k▲
Trade debts44€118k€8k▼
Suppliers440/4€118k€8k▼
Taxes, remuneration and social security45€13k€11k▼
Taxes450/3€9k€8k▼
Remuneration and social security454/9€4k€3k▼
Other amounts payable47/48€778k€1.18M▲
Accrued charges and deferred income492/3€4k€0▼
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€40k€83k▲
Other operating charges640/8€2k€20k▲
Gross operating margin9900€105k€178k▲
Operating profit (loss)9901€64k€76k▲
Financial income75/76B€13k€5k▼
Recurring financial income75€13k€5k▼
Financial charges65/66B€16k€40k▲
Recurring financial charges65€16k€40k▲
Profit (loss) for the period before taxes9903€61k€42k▼
Income taxes67/77€6k€2k▼
Profit (loss) for the period9904€54k€39k▼
Profit (loss) for the period to be appropriated9905€54k€39k▼
Appropriation of the result
Profit (loss) to be appropriated9906€255k€294k▲
Profit (loss) brought forward from the previous period14P€201k€255k▲
The notes to these accounts (14 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
28-05
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial
Weakest financial yearnet €39k ▼27.7%
Net result drops to €39k, the lowest in the series.
25-09
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 56 days late
2024
31-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
23-02
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 207 days late
2023
31-12
Financial
Highest result since 2022net €150k ▲192%
Operating result €194k, net result €150k, both a record.
31-12
Financial
Equity above €200kEq €221k ▲210%
2 profitable years in a row build equity to €221k.
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Meise · 1 establishment unit since 2022
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Dreef 11861 MeiseGround area
2,012 m²
Building footprint
1,187 m²
Volume, LiDAR
7,094 m³
Parcel 23093F0014/00C000, Flanders · tallest building 10.9 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
YOUTIMES
since 20222.334.597.879
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 23093F0014/00C000 | Flanders | 2,012 m² | 1 · 1,187 m² | 10.9 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
LATOMA
BE 0883.358.313
Gent · Eq €314k
GVL Consult
BE 0500.745.375
Beveren-Kruibeke-Zwijndrecht · Eq €314k
MARVIMMO
BE 0894.506.284
Brussel · Eq €314k
GROUP SIGMA
BE 0707.707.842
Rixensart · Eq €314k
COMS
BE 0862.726.116
Oostkamp · Eq €314k
Of 82,570 companies in sector 70200 we hold annual accounts for 52,573. 37,860 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded08-06-2022
Fiscal year end31-12
Activities, NACEBEL
70200Business and other management consultancy
70220Business consulting
Sources
Crossroads Bank for EnterprisesNational Bank · 4 filingsAddress and cadastre registers
Data from official sources, last processed on 18-09-2026. Scores and ratios are computed by Checked and are not a credit decision.