Financials
- Fiscal year
- 2025
- Total assets
- €27,605
- Profit
- €3,314
- Solvency
- 87.1%
YOUSMARTFIX
ActiveSummary
YOUSMARTFIX has been active since 2015 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €24,038 and a net result of €3,314. Equity is growing by ~42.5% per year across the filed fiscal years. Its solvency ranks better than 92% of 20110 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).
Overview
Activity
Other non-specialised retail sale
NACE 47120Intermediation services for non-specialised retail NACE 47910
2 sites
Size
€27,605total assets 2025
- Equity
- €24,038
- Profit
- €3,314
Turnover not published (abridged schema)
Structure
Accounts 15 d early0 of 2 deeds read
Why 95- Size: total assets €27,605+ Liquidity: current ratio 7.74, cash €27,605+ Equity €24,038 (87.1% of total assets)+ Founded in 2015Show the evidence
Checked score
Score 2025
95
/ 100
Excellent
Probability in this band: under 0.55%
Better than 79% of its sector peers (NACE 47, micro)
Performance against the sector, not lower risk
Financial strength
Strong
Solvency
100
equity 87.1% of total assets
Liquidity
98
short-term debt 12.9% · cash 100.0%
Profitability
68
return on assets 12.0%
Bankruptcy probability, 12 months
0.1%
Very low
0%0.5%1.5%4%10%≥ 25%
About 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
Last 15 months
08-2025: 7.3%
09-2025: 7.4%▲ +1.3% vs 08-2025highest value
10-2025: 6.9%▼ -6.6% vs 09-2025
11-2025: 0.1%▼ -98.4% vs 10-2025
12-2025: 0.1%▲ +8.0% vs 11-2025
01-2026: 0.1%▲ +2.5% vs 12-2025
02-2026: 0.1%● 0.0% vs 01-2026
03-2026: 0.1%▼ -16.0% vs 02-2026
04-2026: 0.1%▼ -5.7% vs 03-2026
05-2026: 0.1%▼ -1.0% vs 04-2026
06-2026: 0.1%▲ +1.0% vs 05-2026
07-2026: 0.1%▼ -2.0% vs 06-2026lowest value
08-2026: 0.1%▲ +11.3% vs 07-2026
09-2026: 0.1%▼ -0.9% vs 08-2026
10-2026: 0.1%▲ +24.3% vs 09-2026
- Liquidity: current ratio 7.74, cash €27,605 lowers the probability
- Size: total assets €27,605 raises the probability for this profile
- Equity €24,038 (87.1% of total assets) lowers the probability
- Founded in 2015 lowers the probability for this profile
Credit up to €2,000 at 30 days acceptable
Liquidity ample (current ratio 7.74; short-term debt: 12.9% and cash: 100% of total assets), and 12.9% of the assets are financed with debt.
How it is calculated
The band comes from the bankruptcy probability on a scale of 0 to 100: every 10 points more double the odds of getting through the year without bankruptcy.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Place inside the band: half the bankruptcy probability, half how the company does against its sector peers (NACE 47, micro). Better than this share of them on solvency 92%, liquidity 96%, profitability 47%. That is performance, not lower risk; the band itself always comes from the probability.
Bankruptcy probability: model pd-v3.202610021621, computed on 02-10-2026. The model learns from Belgian bankruptcies and reads the registers, the annual accounts and the gazette.
Ceilings: negative or zero equity, a heavy loss, a special KBO legal situation and a missing filing 59 (two missing 44), an ongoing judicial reorganisation or an ending 24. Financial strength does not count in the score.
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Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
neutral · Latest accounts filed on time
The financial year that closed on 31-03-2025 was due by 31-10-2025 and was filed on 16-10-2025, 15 days ahead of the deadline.
NBB · 8 filingsDeviation from the deadline
2025
15 d early
2023
28 d late
2022
3 d early
2020
30 d late
2019
on the day
2018
on the day
2017
on the day
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 7 accounts on average 6 days after the deadline; the sector median for financial year 2023 is on the deadline day, and 48% of the sector filed late.
Checked, nothing found (1)
- Annual accounts filedfiscal year 2025 · micro…
- Annual accounts filedfiscal year 2023 · micro…
- Highest result since 2019net €9,176 ▲474%
Key points
By topic
Timeline
- Events
- 10
- Since
- 2017
- 16-10-2025Annual accounts filed
- 28-02-2024Annual accounts filed
- 30-06-2023Highest result since 2019
Company details
- Sites
- 2
- Legal form
- Private limited company (pre-2019)
- Activity
- Other non-specialised retail saleNACE 47120
- Founded
- 26-03-2015
- Year ends
- 31-03
- Peppol
- Reachable for e-invoices
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