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YOUSMARTFIX

Active
Private limited company (pre-2019)founded 201511 yrs activeEmile Van Becelaerelaan 27/A, 1170 Watermaal-Bosvoorde, BelgiumKBO/BCE: BE 0627.616.328
Summary

The computed 12-month bankruptcy probability of YOUSMARTFIX is 2.0% (moderate). The 2025 annual accounts show equity of €24,038 and a net result of €3,314. Equity is growing by ~42.5% per year across the filed fiscal years. Its solvency ranks better than 92% of 18973 sector peers (fiscal year 2025). The company has been active since 2015 and the Belgian State Gazette contains no insolvency or warning signals.

Checked score

Score 2025
Axes · tick = 2023
Profitability68▼-32
Solvency100=
Growth78=
Track record100
Bankruptcy probability, 12 months
2.0% Moderate
0%0.5%1.5%4%10%≥ 25%
Credit up to €1,500 at 30 days acceptable
Liquidity ample (current ratio 7.74; short-term debt: 12.9% and cash: 100% of total assets), and 12.9% of the assets are financed with debt.
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Signals

Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate region
In this region companies fail more often than in the rest of the country.
KBO · registered office
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 47
Relative position
BE, all sectors
reference
Retail trade (NACE 47)
about 45% more bankruptcies
← fewer bankruptcies more bankruptcies →
raises risk · Multiple establishment units
Several establishment units mean more fixed costs, and such companies fail more often than a company with one establishment.
KBO · establishment units
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation date
Age against the risk zone
highest failure risk from 2 to 8 years 11 years 0 20 y
neutral · Latest accounts filed on time
The financial year that closed on 31-03-2025 was due by 31-10-2025 and was filed on 16-10-2025, 15 days ahead of the deadline.
NBB · 8 filings
Deviation from the deadline
2025
15 d early
2023
28 d late
2022
3 d early
2020
30 d late
2019
on the day
2018
on the day
2017
on the day
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 7 accounts on average 6 days after the deadline; the sector median for financial year 2023 is on the deadline day, and 48% of the sector filed late.

Checked, nothing found (1)
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

History

YOUSMARTFIX was incorporated on 26 March 2015.1 Total assets rose from EUR 6,437 in 2019 to EUR 27,605 in 2025.2

  1. 1Crossroads Bank for Enterprises
  2. 2National Bank, annual accounts 2019 and 2025

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Financials · fiscal year 2025, micro schema

Turnover
€7,502
EBIT margin
98.9%
Net result
€3,314▼ 63.9%
2023 · €9,176
Working capital
€24,038▲ 108%
2022 · €11,548
Trend over the years
In euros
In per cent
Ratio
In euros
No line ticked in this group.
In per cent
No line ticked in this group.
Ratio
No line ticked in this group.

Untick a line to hide it. Point at a year (or use the arrow keys on the chart) for the exact figures; the table below gives them all.Sector: the middle half (P25 to P75) of NACE 47, Retail trade, each year against the same schema; no band under 30 filings. Dashed line: the median. Available for Net result, Equity, Total assets, Working capital, Solvency, Current ratio, Return on assets (ROA).

Every figure with its change against the fiscal year before
favourable unfavourable
Line20192020202220232025
Turnover€7,502
Operating result-€11,981-€7,419€1,647-€9,189▲ 458%€3,337-
Net result-€12,059-€6,944within the sector's middle half€1,598within the sector's middle half-€9,176within the sector's middle half▲ 474%€3,314within the sector's middle half-
EBIT margin98.9%
Equity-€3,911-€3,033below the sector's middle half€11,548within the sector's middle half-€20,724within the sector's middle half▲ 79.5%€24,038within the sector's middle half-
Total assets€6,437-€8,033below the sector's middle half▲ 24.8%€14,520below the sector's middle half-€20,724below the sector's middle half▲ 42.7%€27,605below the sector's middle half-
Debt€10,348-€5,000▼ 51.7%€2,972-€3,567-
Working capital€6,062-€11,548within the sector's middle half-€24,038within the sector's middle half-
Solvency-60.8%-37.8%within the sector's middle half▲ 98.5pp79.5%above the sector's middle half-100.0%above the sector's middle half▲ 20.5pp87.1%above the sector's middle half-
Current ratio18.44-4.89above the sector's middle half-7.74above the sector's middle half-
Return on assets (ROA)-187.3%-86.4%above the sector's middle half▲ 273.8pp11.0%within the sector's middle half-44.3%above the sector's middle half▲ 33.3pp12.0%within the sector's middle half-
above within below the middle half (P25 to P75) of NACE 47, Retail trade, each year against the same schema; no band under 30 filings.
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
-€20,000-€10,000€0€10,000Operating result 2019: -€11,981-€11,981Net result 2019: -€12,059-€12,059Operating result 2020: €7,419€7,419Net result 2020: €6,944€6,944Operating result 2022: €1,647€1,647Net result 2022: €1,598€1,598Operating result 2023: €9,189€9,189Net result 2023: €9,176€9,176Operating result 2025: €3,337€3,337Net result 2025: €3,314€3,31420192020202220232025€0€2,500€5,000€7,500€10,000Operating result 2022: €1,647€1,650Net result 2022: €1,598€1,600Operating result 2023: €9,189€9,190Net result 2023: €9,176€9,180Operating result 2025: €3,337€3,340Net result 2025: €3,314€3,310202220232025
The operating result is €3,337 in 2025, compared with €9,189 in 2023. Comparable figures for the intervening years are unavailable.
Balance-sheet composition
Equity and liabilities €27,605
Equity €24,038
Debt €3,567
Debt finances 12.9% of the balance-sheet total.
Key figures and ratios
2025 value · change against 2023
Debt to equity
0.15
ROE
13.8%▼
2023 · 44.3%
Debt ≤ 1 year
€3,567
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.

Peer companies

Historical observation

Of the 34,696 companies that looked in July 2024 the way this one looks now, 0.7% went bankrupt within 24 months and 95% are still going.

  • Micro
  • 10 to 20 years old
  • solvency 30% or more
  • a profit of 5% of the balance sheet or more
0.7% went bankrupt
3.9% stopped otherwise
95% still going

For this company itself Checked computes a higher bankruptcy probability: 2.0% over twelve months. The score reads more about this company than the group's four characteristics; both figures are right about what they measure.

How reliable is this rule?

Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,341 companies of July 2024 its group's bankruptcy share. Expected: 1.6%; actually bankrupt within 24 months: 1.7%.

The companies in ten equal groups, from lowest to highest expected share.
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.5%
3 0.5% 0.6%
4 0.7% 0.8%
5 0.9% 1.0%
6 1.3% 1.5%
7 1.6% 1.8%
8 1.8% 1.8%
9 3.0% 3.1%
10 5.6% 6.2%

The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.

An observation about 34,696 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.

Annual accounts
Filed annual accounts As filed with the NBB · 2025 against 2023 · 27 lines
Balance sheet Code20232025
Assets
Total assets20/58€20,724€27,605▲
Current assets29/58€20,724€27,605▲
Amounts receivable after more than one year29€20,724-
Trade receivables290€20,724-
Cash at bank and in hand54/58-€27,605
Equity and liabilities
Total equity and liabilities10/49€20,724€27,605▲
Equity10/15€20,724€24,038▲
Contributions10/11€26,000€26,000=
Profit (loss) carried forward14-€5,276-€1,962▲
Amounts payable17/49-€3,567
Amounts payable within one year42/48-€3,567
Trade debts44-€1,533
Suppliers440/4-€1,533
Taxes, remuneration and social security45-€2,034
Taxes450/3-€2,034
Income statement Code20232025
Other operating charges640/8€411€1,742▲
Gross operating margin9900€9,600€5,079▼
Operating profit (loss)9901€9,189€3,337▼
Financial income75/76B-€1
Recurring financial income75-€1
Financial charges65/66B€13€24▲
Recurring financial charges65€13€24▲
Profit (loss) for the period before taxes9903€9,176€3,314▼
Profit (loss) for the period9904€9,176€3,314▼
Profit (loss) for the period to be appropriated9905€9,176€3,314▼
Appropriation of the result
Profit (loss) to be appropriated9906-€5,276-€1,962▲
Profit (loss) brought forward from the previous period14P-€14,452-€5,276▲

The notes to these accounts (1 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Line20192020202220232025Change
Turnover70-€7,502----
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€41€27----
Other operating charges640/8--€353€411€1,742-
Gross operating margin9900-€658€7,447€2,000€9,600€5,079-
Operating profit (loss)9901-€11,981€7,419€1,647€9,189€3,337-
Financial income75/76B--€15-€1-
Recurring financial income75--€15-€1-
Financial charges65/66B--€65€13€24-
Recurring financial charges65€78€75€65€13€24-
Profit (loss) for the period before taxes9903-€12,059€6,944€1,598€9,176€3,314-
Profit (loss) for the period9904-€12,059€6,944€1,598€9,176€3,314-
Profit (loss) for the period to be appropriated9905-€12,059€6,944€1,598€9,176€3,314-
Line20192020202220232025Change
Assets
Total assets20/58€6,437€8,033€14,520€20,724€27,605-
Fixed assets21/28€27-----
Tangible fixed assets22/27€27-----
Current assets29/58€6,409€8,033€14,520€20,724€27,605-
Amounts receivable after more than one year29---€20,724--
Trade receivables290---€20,724--
Stocks and contracts in progress3€1-----
Amounts receivable within one year40/41€1€7,504€14,520---
Trade receivables40--€14,520---
Cash at bank and in hand54/58€6,407€529--€27,605-
Equity and liabilities
Total equity and liabilities10/49€6,437€8,033€14,520€20,724€27,605-
Equity10/15-€3,911€3,033€11,548€20,724€24,038-
Contributions10/11€26,000-€26,000€26,000€26,000-
Profit (loss) carried forward14-€29,911-€22,967-€14,452-€5,276-€1,962-
Amounts payable17/49€10,348€5,000€2,972-€3,567-
Amounts payable after more than one year17€10,000€5,000----
Amounts payable within one year42/48€348-€2,972-€3,567-
Trade debts44€348---€1,533-
Suppliers440/4----€1,533-
Taxes, remuneration and social security45--€1,625-€2,034-
Taxes450/3--€1,625-€2,034-
Other amounts payable47/48--€1,347---
Line20192020202220232025Change
Profit (loss) for the period9904-€12,059€6,944€1,598€9,176€3,314-
+ Depreciation and write-downs630€41€27----
Operating cash flow (approximation)-€12,018€6,971€1,598€9,176€3,314-
Change in cash--€5,878----

Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.

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Timeline · acts, filings and financial milestones

2025
16-10
NBB filing Annual accounts filed
fiscal year 2025 · micro schema
2024
28-02
NBB filing Annual accounts filed
fiscal year 2023 · micro schema · 28 days late
2023
30-06
Financial Highest result since 2019net €9,176 ▲474%
Operating result €9,189, net result €9,176, both a record.
28-01
NBB filing Annual accounts filed
fiscal year 2022 · micro schema
2021
02-03
NBB filing Annual accounts filed
fiscal year 2020 · micro schema · 30 days late
2020
30-06
Financial Back to profitnet €6,944
Net result €6,944 after one loss-making year.
31-01
NBB filing Annual accounts filed
fiscal year 2019 · micro schema
2019
31-01
NBB filing Annual accounts filed
fiscal year 2018 · micro schema
2018
31-01
NBB filing Annual accounts filed
fiscal year 2017 · micro schema
2017
25-01
NBB filing Annual accounts filed
fiscal year 2016 · full schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 2 acts read
About the unread acts

We know of 2 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.

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Directors · office · real estate

Directors
No directors read yet: 0 of 2 Gazette acts processed. See the function holders in the CBE →
Location & real-estate footprint
Registered office, Watermaal-Bosvoorde · 2 establishment units since 2015
seat establishment All 2 establishment units on the map
Ground area
4,289 m²
Building footprint
823 m²
Volume, LiDAR
8,362 m³
2 parcels, Brussels, Wallonia · tallest building 14.2 m, ±4 floors. Linked by address, not a title deed.
4 companies at this address See who is registered here
2 establishment units
YOUSMARTFIX
Emile Van Becelaerelaan 27/A, 1170 Watermaal-BosvoordeIntermediation services for non-specialised retail
since 20152.240.885.387
YouSmartfix Expéditions et retours
Rue de Froidmont 2C, 1330 RixensartIntermediation services for non-specialised retail
since 20152.242.550.522
2 parcels
Wallonia 1 (50%) Brussels 1 (50%)
Parcel (capakey) Region Area Buildings Height / fl.
21652E0057/00Y011 Brussels 3,787 m² 1 · 732 m² 14.2 m · 4 fl.
25091A0984/00C000 Wallonia 503 m² 1 · 91 m² 8.9 m · 2 fl.
Linked by address, not proof of ownership
Good to know
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Similar companies · same sector, comparable size

Of 12,927 companies in this sector we hold annual accounts for 2,195. 1,429 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector

Company details

Identification
Legal formPrivate limited company (pre-2019)
Founded26-03-2015
Fiscal year end31-03
Activities, NACEBEL 2025
47120Other non-specialised retail sale
46500Wholesale of information and communication equipment
E-invoicing
Reachable via Peppol
Peppol ID 0208:0627616328

If you follow this company, Checked tells you the day it leaves the Peppol register.

Register as of 1 October 2026 · Peppol Directory

Scores and ratios are computed by Checked and are not a credit decision.