YOURMAAN
ActiveYOURMAAN has been active since 2015 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show negative equity (€-454) and a net result of €-238. Equity is shrinking by ~24.9% per year across the filed fiscal years. Its solvency ranks better than 26% of 4596 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 1.3% (low).
Checked score
Score 2025
44
/ 100
Weak
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Negative equity caps the score. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability42▲+42
Solvency18▼-4
Growth58▲+26
Track record100
Bankruptcy probability, 12 months
1.3%
Low
0%0.5%1.5%4%10%≥ 25%
No credit on open account
Liquidity short (current ratio 0.91 against 0.88 in 2024; short-term debt: 107% and cash: 89.4% of total assets), and equity is negative.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
-7%
Return on assets
-3.6%
Age of the figures
9 mo
raises risk · Negative equity
The 2025 annual accounts show negative equity and a net loss.
NBB · annual accounts 2025Equity per financial year
1819202122232425
2018 to 2025 · latest year €-454
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 27-07-2026, 4 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
4 d early
2024
28 d late
2023
6 d late
2022
34 d early
2021
141 d late
2020
55 d late
2019
52 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
19-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€-454▼ 110%
2024 · €-216
2018: €1k
2019: €1k
2020: €-109
2021: €6k
2022: €690
2023: €3k
2024: €-216
2018 → 2025
Total assets
€7k▼ 6.1%
2024 · €7k
2018: €7k
2019: €6k
2020: €4k
2021: €13k
2022: €8k
2023: €9k
2024: €7k
2018 → 2025
Net result
€-238▲ 93.2%
2024 · €-4k
2018: €-449
2019: €241
2020: €-1k
2021: €6k
2022: €-5k
2023: €3k
2024: €-4k
2018 → 2025
Working capital
€-618▲ 28.6%
2024 · €-866
2018: €1k
2019: €1k
2020: €-2k
2021: €4k
2022: €-848
2023: €2k
2024: €-866
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€6k-€690▼ 88.6%€3k▲ 379%€-216€-454▼ 110%
Operating result€6k-€-5k€3k€-2k€-168▲ 92.7%
Net result€6k-€-5k€3k€-4k€-238▲ 93.2%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result stays negative: a loss of €168 in 2025 against €2k in 2024; the loss shrinks.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €7k
Fixed assets
€164▼ 74.8%
Current assets
€6k▲ 1.0%
Key figures and ratios
EBITDA
€318▲
2024 · €-2k
Cash flow
€248▲
2024 · €-3k
Solvency
-7.0%▼
2024 · -3.1%
Current ratio
0.91▲
2024 · 0.88
Quick ratio
0.91▲
2024 · 0.88
ROA
-3.6%▲
2024 · -50.7%
Interest coverage
3.35▲
2024 · -1.43
Debt
€7k▼
2024 · €7k
Debt ≤ 1 year
€7k▼
2024 · €7k
Equity ratios withheld: equity of €-454 is too small for a meaningful ratio.
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€7k€7k▼
Fixed assets21/28€650€164▼
Tangible fixed assets22/27€650€164▼
Furniture and vehicles24€398€97▼
Other tangible fixed assets26€252€67▼
Current assets29/58€6k€6k▲
Amounts receivable within one year40/41€2k€526▼
Trade receivables40€2k€487▼
Other amounts receivable41€44€39▼
Cash at bank and in hand54/58€4k€6k▲
Equity and liabilities
Total equity and liabilities10/49€7k€7k▼
Equity10/15€-216€-454▼
Contributions10/11€15k€15k=
Profit (loss) carried forward14€-16k€-16k▼
Amounts payable17/49€7k€7k▼
Amounts payable within one year42/48€7k€7k▼
Trade debts44€2k€742▼
Suppliers440/4€2k€742▼
Taxes, remuneration and social security45€2k€3k▲
Taxes450/3€2k€3k▲
Remuneration and social security454/9€232-
Other amounts payable47/48€3k€3k▲
Income statement
Code20242025
Remuneration, social security and pensions62€4k-
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€468€486▲
Other operating charges640/8€2k€2k▼
Gross operating margin9900€4k€2k▼
Operating profit (loss)9901€-2k€-168▲
Financial income75/76B€36€25▼
Recurring financial income75€36€25▼
Financial charges65/66B€1k€95▼
Recurring financial charges65€1k€95▼
Profit (loss) for the period before taxes9903€-4k€-238▲
Profit (loss) for the period9904€-4k€-238▲
Profit (loss) for the period to be appropriated9905€-4k€-238▲
Appropriation of the result
Profit (loss) to be appropriated9906€-16k€-16k▼
Profit (loss) brought forward from the previous period14P€-12k€-16k▼
The notes to these accounts (4 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
27-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
28-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 28 days late
2024
06-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 6 days late
2023
31-12
Financial
Back to profitnet €3k
Net result €3k after one loss-making year.
27-06
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
31-12
Financial
Weakest financial yearnet €-5k ▼187%
Net result drops to €-5k, the lowest in the series; recovery starts the following year.
19-12
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 141 days late
2021
31-12
Financial
Back to profitnet €6k
Net result €6k after one loss-making year.
31-12
Financial
Liquidity quadruplescurrent ratio 1.58
Current ratio from 0.45 to 1.58.
24-09
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 55 days late
2020
21-09
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 52 days late
2019
31-12
Financial
Back to profitnet €241
Net result €241 after one loss-making year.
30-08
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 30 days late
2018
26-06
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
30-11
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema · 122 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Ronse · 2 establishment units since 2015
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Zonnestraat 599600 RonseGround area
140 m²
Building footprint
135 m²
Volume, LiDAR
1,225 m³
2 parcels, Flanders, Wallonia · tallest building 13.0 m, ±3 floors. Linked by address, not a title deed.
2 establishment units
Zonnestraat 59, 9600 Ronse
since 20152.244.764.991
YOURMAAN
since 20172.261.537.083
2 parcels
Flanders
1
(50%)
Wallonia
1
(50%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 55023D0132/00B000 | Wallonia | 76 m² | 1 · 73 m² | 13.0 m · 3 fl. |
| 45041A0046/00L002 | Flanders | 64 m² | 1 · 62 m² | 9.7 m · 3 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 21,748 companies in sector 96210 we hold annual accounts for 2,831. 1,753 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded05-05-2015
Fiscal year end31-12
Activities, NACEBEL
96021Hairdressing
96210Hairdressing and barber services
Sources
Crossroads Bank for EnterprisesNational Bank · 11 filingsAddress and cadastre registers
Data from official sources, last processed on 17-09-2026. Scores and ratios are computed by Checked and are not a credit decision.