YOURECA
ActiveYOURECA has been active since 2007 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €477k and a net result of €-21k. Equity is growing by ~8.9% per year across the filed fiscal years. Its solvency ranks better than 59% of 14009 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.3% (very low).
Checked score
Score 2025
59
/ 100
Fair
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability33▲+7
Solvency66▲+3
Growth52=
Track record100
Bankruptcy probability, 12 months
0.3%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €25k at 30 days acceptable
Liquidity short (current ratio 0.84 against 0.92 in 2024; short-term debt: 31.5% and cash: 1.6% of total assets), and 58.6% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 68
Relative position
BE, all sectors
reference
Sector 68
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Persistent losses
Two consecutive loss-making years (2024 and 2025); equity is also lower. May indicate structural pressure on profitability.
NBB · annual accounts 2025Net result per financial year
1819202122232425
2018 to 2025 · latest year €-21k
neutral · Filed after the deadline
The financial year that closed on 30-09-2025 was due by 30-04-2026 and was filed on 28-05-2026, 28 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
28 d late
2024
1 d early
2023
on the day
2022
3 d late
2021
18 d late
2020
31 d late
2019
6 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 30-09-2026 and is due by 30-04-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
20-09-2026 today30-09-2026 close30-04-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€477k▼ 5.6%
2024 · €505k
2018: €285k
2019: €300k
2020: €320k
2021: €333k
2022: €451k
2023: €544k
2024: €505k
2018 → 2025
Total assets
€1.15M▼ 13.8%
2024 · €1.34M
2018: €536k
2019: €367k
2020: €1.24M
2021: €1.36M
2022: €1.51M
2023: €1.53M
2024: €1.34M
2018 → 2025
Net result
€-21k▲ 43.6%
2024 · €-38k
2018: €193k
2019: €15k
2020: €2k
2021: €13k
2022: €119k
2023: €92k
2024: €-38k
2018 → 2025
Working capital
€-58k▼ 55.3%
2024 · €-37k
2018: €325k
2020: €-326k
2021: €-447k
2022: €46k
2023: €15k
2024: €-37k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€333k-€451k▲ 35.6%€544k▲ 20.4%€505k▼ 7.0%€477k▼ 5.6%
Operating result€11k-€146k▲ 1,199%€133k▼ 8.9%€17k▼ 87.0%€-2k
Net result€13k-€119k▲ 804%€92k▼ 22.3%€-38k€-21k▲ 43.6%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result turns negative in 2025: a loss of €2k after €17k in 2024, the lowest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €1.15M
Fixed assets
€846k▼ 4.3%
Current assets
€305k▼ 32.4%
Equity and liabilities €1.15M
Equity
€477k▼ 5.6%
Provisions
€34k▼ 7.3%
Debt
€640k▼ 19.3%
The debt ratio falls from 59.4% to 55.6%. Equity and debt are lower.
Key figures and ratios
EBITDA
€56k▼
2024 · €77k
Cash flow
€36k▲
2024 · €22k
Solvency
41.4%▲
2024 · 37.8%
Current ratio
0.84▼
2024 · 0.92
Quick ratio
0.84▼
2024 · 0.92
Debt / equity
1.34▼
2024 · 1.57
ROE
-4.5%▲
2024 · -7.5%
ROA
-1.9%▲
2024 · -2.9%
Interest coverage
1.95▲
2024 · 1.28
Debt
€640k▼
2024 · €793k
Debt ≤ 1 year
€363k▼
2024 · €488k
Debt > 1 year
€277k▼
2024 · €305k
Income taxes
€0▼
2024 · €9k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€1.34M€1.15M▼
Fixed assets21/28€885k€846k▼
Tangible fixed assets22/27€885k€846k▼
Land and buildings22€885k€846k▼
Financial fixed assets28€0-
Current assets29/58€451k€305k▼
Stocks and contracts in progress3€0-
Stocks30/36€0-
Amounts receivable within one year40/41€281k€287k▲
Trade receivables40€0€50k▲
Other amounts receivable41€281k€237k▼
Cash at bank and in hand54/58€169k€18k▼
Deferred charges and accrued income490/1€1k€0▼
Equity and liabilities
Total equity and liabilities10/49€1.34M€1.15M▼
Equity10/15€505k€477k▼
Contributions10/11€19k€19k=
Reserves13€517k€502k▼
Tax-exempt reserves132€111k€103k▼
Distributable reserves133€406k€399k▼
Profit (loss) carried forward14€-30k€-43k▼
Provisions and deferred taxes16€37k€34k▼
Deferred taxes168€37k€34k▼
Amounts payable17/49€793k€640k▼
Amounts payable after more than one year17€305k€277k▼
Financial debts170/4€305k€277k▼
Amounts payable within one year42/48€488k€363k▼
Current portion of amounts payable after more than one year42€28k€28k▲
Trade debts44€0€3k▲
Suppliers440/4€0€3k▲
Taxes, remuneration and social security45€4k€3k▼
Taxes450/3€4k€3k▼
Other amounts payable47/48€457k€330k▼
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€60k€58k▼
Other operating charges640/8€1k€864▼
Gross operating margin9900€79k€56k▼
Operating profit (loss)9901€17k€-2k▼
Financial income75/76B€12k€7k▼
Recurring financial income75€12k€7k▼
Financial charges65/66B€61k€29k▼
Recurring financial charges65€61k€29k▼
Profit (loss) for the period before taxes9903€-31k€-24k▲
Transfer from deferred taxes780€3k€3k=
Income taxes67/77€9k€0▼
Profit (loss) for the period9904€-38k€-21k▲
Transfer from tax-exempt reserves789€8k€8k=
Profit (loss) for the period to be appropriated9905€-30k€-13k▲
Appropriation of the result
Profit (loss) to be appropriated9906€-30k€-43k▼
Profit (loss) brought forward from the previous period14P€0€-30k▼
Transfer from equity791/2-€7k
Transfer to equity691/2€0-
To other reserves6921€0-
Profit to be distributed694/7-€7k
Return on contributions (dividend)694-€7k
The notes to these accounts (8 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
28-05
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 28 days late
2025
29-04
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
30-09
Financial
Weakest financial yearnet €-38k ▼141%
Net result drops to €-38k, the lowest in the series; recovery starts the following year.
30-04
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
30-09
Financial
Equity above €500kEq €544k ▲20.4%
6 profitable years in a row build equity to €544k.
03-05
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 3 days late
2022
30-09
Financial
Liquidity triplescurrent ratio 1.07
Current ratio from 0.39 to 1.07; short-term debt falls from €727k to €652k.
18-05
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 18 days late
2021
31-05
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 31 days late
2020
24-04
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
29-04
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
27-03
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
27-04
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
5 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Roeselare · 1 establishment unit since 2007
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Westlaan 4668800 RoeselareGround area
1,681 m²
Building footprint
545 m²
Volume, LiDAR
5,318 m³
Parcel 36504D0814/00K000, Flanders · tallest building 13.9 m, ±4 floors. Linked by address, not a title deed.
1 establishment unit
YOURECA
since 20072.160.001.344
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 36504D0814/00K000 | Flanders | 1,681 m² | 1 · 545 m² | 13.9 m · 4 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
ELIACE
BE 0827.699.812
Eghezée · Eq €477k
Assurances Neuberg
BE 0423.703.225
Arlon · Eq €478k
MOLENHOF PROJECTS
BE 0832.656.116
Brugge · Eq €478k
OMNILINK
BE 0764.715.237
Sint-Niklaas · Eq €477k
PETRAN
BE 0436.903.242
Knokke-Heist · Eq €476k
Of 9,695 companies in sector 68121 we hold annual accounts for 7,381. 4,750 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded16-02-2007
Fiscal year end30-09
Activities, NACEBEL
68121Development of residential building projects
68201Renting and operating of own or leased residential real estate, excluding social housing
70200Business and other management consultancy
70220Business consulting
Sources
Crossroads Bank for EnterprisesNational Bank · 18 filingsAddress and cadastre registers
Data from official sources, last processed on 20-09-2026. Scores and ratios are computed by Checked and are not a credit decision.