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YOUR SOLUTION

Active
Private limited companyfounded 200323 yrs activeHalmaal-Dorp 87, 3800 Sint-Truiden, BelgiumKBO/BCE: BE 0479.719.537
Summary

YOUR SOLUTION has been active since 2003 and the Belgian State Gazette contains no insolvency or warning signals. The 2026 annual accounts show equity of €600,671 and a net result of €116,248. Equity is growing by ~4.2% per year across the filed fiscal years. Its solvency ranks better than 64% of 111 sector peers (fiscal year 2026). The computed 12-month bankruptcy probability is 0.1% (very low).

Checked score

Score 2026
Axes · tick = 2025
Profitability87▲+2
Solvency100=
Growth78=
Track record100
Bankruptcy probability, 12 months
0.1% Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €50,000 at 30 days acceptable
Liquidity ample (current ratio 3.98 against 4.41 in 2025; short-term debt: 24.3% and cash: 30.7% of total assets), and 24.3% of the assets are financed with debt.
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Signals

Four signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 71
Relative position
BE, all sectors
reference
Architectural and engineering activities; technical testing and analysis (NACE 71)
about 56% fewer bankruptcies
← fewer bankruptcies more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation date
Age against the risk zone
highest failure risk from 2 to 8 years 23 years 0 30 y
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2026
Solvency, return and age of the figures
Solvency
75.7%
Return on assets
14.6%
Age of the figures
6 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-03-2026 was due by 31-10-2026 and was filed on 30-06-2026, 123 days ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2026
123 d early
2025
73 d early
2024
57 d early
2023
71 d early
2022
74 d early
2021
101 d early
2020
59 d early
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 7 accounts on average 80 days before the deadline; the sector median for financial year 2024 is 8 days before the deadline, and 33% of the sector filed late.

Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-03-2027 and is due by 31-10-2027. Nothing is late today. Usually files around 19 August (4 of the last 5 filed years within 30 days of that day).
Companies Code · seven months
Position in the running window
29-09-2026 today31-03-2027 close31-10-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

History

On 5 March 2003, YOUR SOLUTION was incorporated.1 Total assets went from EUR 521,463 in 2019 to EUR 793,704 in 2026.2

  1. 1Crossroads Bank for Enterprises
  2. 2National Bank, annual accounts 2019 and 2026

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Investigating this company? Keep it with today's facts in a case file.

Financials · fiscal year 2026, micro schema

Turnover
€155,256
EBIT margin
35.5%
Net result
€116,248▲ 16.8%
2025 · €99,515
Working capital
€574,771▼ 4.4%
2025 · €601,006
Trend over the years

Click a name to add, emphasise or remove a line.Band: the middle half (P25 to P75) of NACE 71, Architectural and engineering activities; technical testing and analysis, each year against the same schema; no band under 30 filings. Dashed line: the median.

Every figure with its change against the fiscal year before
favourable unfavourable
Line20222023202420252026
Turnover
Operating result€93,216▼ 12.6%€109,224▲ 17.2%€111,098▲ 1.7%€150,369▲ 35.3%€175,680▲ 16.8%
Net result€61,372above the sector's middle half▼ 19.7%€72,108above the sector's middle half▲ 17.5%€73,003above the sector's middle half▲ 1.2%€99,515above the sector's middle half▲ 36.3%€116,248▲ 16.8%
EBIT margin
Equity€369,035above the sector's middle half▼ 30.8%€441,143above the sector's middle half▲ 19.5%€514,146above the sector's middle half▲ 16.5%€613,661above the sector's middle half▲ 19.4%€600,671▼ 2.1%
Total assets€598,763above the sector's middle half▼ 4.2%€676,979above the sector's middle half▲ 13.1%€684,235above the sector's middle half▲ 1.1%€789,745above the sector's middle half▲ 15.4%€793,704▲ 0.5%
Debt€229,727▲ 151%€235,836▲ 2.7%€170,089▼ 27.9%€176,084▲ 3.5%€193,032▲ 9.6%
Working capital€359,249above the sector's middle half▼ 31.2%€431,088above the sector's middle half▲ 20.0%€505,697above the sector's middle half▲ 17.3%€601,006above the sector's middle half▲ 18.8%€574,771▼ 4.4%
Solvency61.6%within the sector's middle half▼ 23.7pp65.2%within the sector's middle half▲ 3.5pp75.1%within the sector's middle half▲ 10.0pp77.7%above the sector's middle half▲ 2.6pp75.7%▼ 2.0pp
Current ratio2.56within the sector's middle half▼ 4.132.83within the sector's middle half▲ 0.263.97within the sector's middle half▲ 1.154.41above the sector's middle half▲ 0.443.98▼ 0.44
Return on assets (ROA)10.2%within the sector's middle half▼ 2.0pp10.7%within the sector's middle half▲ 0.4pp10.7%within the sector's middle half=12.6%within the sector's middle half▲ 1.9pp14.6%▲ 2.0pp
above within below the middle half (P25 to P75) of NACE 71, Architectural and engineering activities; technical testing and analysis, each year against the same schema; no band under 30 filings.
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
€0€50,000€100,000€150,000€200,000Operating result 2022: €93,216€93,216Net result 2022: €61,372€61,372Operating result 2023: €109,224€109,224Net result 2023: €72,108€72,108Operating result 2024: €111,098€111,098Net result 2024: €73,003€73,003Operating result 2025: €150,369€150,369Net result 2025: €99,515€99,515Operating result 2026: €175,680€175,680Net result 2026: €116,248€116,24820222023202420252026€0€50,000€100,000€150,000€200,000Operating result 2024: €111,098€111,000Net result 2024: €73,003€73,000Operating result 2025: €150,369€150,000Net result 2025: €99,515€99,500Operating result 2026: €175,680€176,000Net result 2026: €116,248€116,000202420252026
The operating result has risen four years in a row; 2026 is 17% above 2025 and is the highest result in the available series.
Balance-sheet composition
2026 in colour, 2025 as the grey bar beneath
Assets €793,704
Fixed assets €25,901 ▲ 105%
Current assets €767,803 ▼ 1.2%
Equity and liabilities €793,704
Equity €600,671 ▼ 2.1%
Debt €193,032 ▲ 9.6%
Debt's share of the balance-sheet total rises from 22.3% to 24.3%. Equity is lower and debt is higher.
Key figures and ratios
2026 value · change against 2025
EBITDA
€181,393▲
2025 · €153,042
Cash flow
€121,961▲
2025 · €102,189
Debt to equity
0.32▲
2025 · 0.29
ROE
19.4%▲
2025 · 16.2%
Interest coverage
16.29▲
2025 · 8.84
Debt ≤ 1 year
€193,032▲
2025 · €176,084
Income taxes
€48,512▲
2025 · €41,365
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.

Peer companies

Historical observation

Of the 20,134 companies that looked in July 2024 the way this one looks now, 0.2% went bankrupt within 24 months and 95% are still going.

  • Small
  • 20 years or older
  • solvency 30% or more
  • a profit of 5% of the balance sheet or more
0.2% went bankrupt
4.7% stopped otherwise
95% still going

For this company itself Checked computes a bankruptcy probability of 0.1% over twelve months; the group does not contradict it.

How reliable is this rule?

Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,338 companies of July 2024 its group's bankruptcy share. Expected: 1.6%; actually bankrupt within 24 months: 1.7%.

The companies in ten equal groups, from lowest to highest expected share.
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.5%
3 0.5% 0.6%
4 0.7% 0.8%
5 0.9% 1.0%
6 1.3% 1.5%
7 1.6% 1.8%
8 1.8% 1.9%
9 3.0% 3.1%
10 5.6% 6.2%

The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.

An observation about 20,134 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.

Annual accounts
Filed annual accounts As filed with the NBB · 2026 against 2025 · 49 lines
Balance sheet Code20252026
Assets
Total assets20/58€789,745€793,704▲
Fixed assets21/28€12,655€25,901▲
Tangible fixed assets22/27€12,655€25,901▲
Plant, machinery and equipment23€0€0=
Furniture and vehicles24€3,371€18,464▲
Other tangible fixed assets26€9,285€7,437▼
Current assets29/58€777,090€767,803▼
Amounts receivable within one year40/41€83,164€27,572▼
Trade receivables40€83,157€27,544▼
Other amounts receivable41€7€28▲
Current investments50/53€495,148€495,148=
Cash at bank and in hand54/58€198,311€243,838▲
Deferred charges and accrued income490/1€468€1,245▲
Equity and liabilities
Total equity and liabilities10/49€789,745€793,704▲
Equity10/15€613,661€600,671▼
Contributions10/11€6,200€6,200=
Reserves13€607,447€594,457▼
Non-distributable reserves130/1€1,860€1,860=
Reserves not available under the articles1311€1,860€1,860=
Tax-exempt reserves132€57,006€57,006=
Distributable reserves133€548,581€535,591▼
Profit (loss) carried forward14€14€14=
Amounts payable17/49€176,084€193,032▲
Amounts payable within one year42/48€176,084€193,032▲
Trade debts44€2,026€1,030▼
Suppliers440/4€2,026€1,030▼
Advances received on contracts in progress46-€3,612
Taxes, remuneration and social security45€21,395€18,884▼
Taxes450/3€21,395€18,884▼
Other amounts payable47/48€152,663€169,506▲
Income statement Code20252026
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€2,673€5,713▲
Other operating charges640/8€513€1,095▲
Gross operating margin9900€153,555€182,488▲
Operating profit (loss)9901€150,369€175,680▲
Financial income75/76B€7,819€213▼
Recurring financial income75€7,819€213▼
Financial charges65/66B€17,307€11,132▼
Recurring financial charges65€17,307€11,132▼
Profit (loss) for the period before taxes9903€140,880€164,761▲
Income taxes67/77€41,365€48,512▲
Profit (loss) for the period9904€99,515€116,248▲
Profit (loss) for the period to be appropriated9905€99,515€116,248▲
Appropriation of the result
Profit (loss) to be appropriated9906€99,530€116,263▲
Profit (loss) brought forward from the previous period14P€14€14=
Transfer from equity791/2-€129,238
Transfer to equity691/2€99,515€116,248▲
To other reserves6921€99,515€116,248▲
Profit to be distributed694/7-€129,238
Return on contributions (dividend)694-€129,238

The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Line20222023202420252026Change
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€1,127€1,169€1,607€2,673€5,713▲ 114%
Other operating charges640/8€464€467€510€513€1,095▲ 113%
Gross operating margin9900€94,808€110,860€113,215€153,555€182,488▲ 18.8%
Operating profit (loss)9901€93,216€109,224€111,098€150,369€175,680▲ 16.8%
Financial income75/76B--€513€7,819€213▼ 97.3%
Recurring financial income75--€513€7,819€213▼ 97.3%
Financial charges65/66B€7,982€8,241€10,020€17,307€11,132▼ 35.7%
Recurring financial charges65€7,982€8,241€10,020€17,307€11,132▼ 35.7%
Profit (loss) for the period before taxes9903€85,234€100,983€101,590€140,880€164,761▲ 17.0%
Income taxes67/77€23,862€28,876€28,587€41,365€48,512▲ 17.3%
Profit (loss) for the period9904€61,372€72,108€73,003€99,515€116,248▲ 16.8%
Profit (loss) for the period to be appropriated9905€61,372€72,108€73,003€99,515€116,248▲ 16.8%
Line20222023202420252026Change
Assets
Total assets20/58€598,763€676,979€684,235€789,745€793,704▲ 0.5%
Fixed assets21/28€9,786€10,055€8,448€12,655€25,901▲ 105%
Tangible fixed assets22/27€9,786€10,055€8,448€12,655€25,901▲ 105%
Plant, machinery and equipment23€0€0€0€0€0-
Furniture and vehicles24€0€1,396€917€3,371€18,464▲ 448%
Other tangible fixed assets26€9,786€8,659€7,532€9,285€7,437▼ 19.9%
Current assets29/58€588,976€666,924€675,787€777,090€767,803▼ 1.2%
Amounts receivable within one year40/41€47,191€39,347€39,289€83,164€27,572▼ 66.8%
Trade receivables40€47,174€39,341€38,333€83,157€27,544▼ 66.9%
Other amounts receivable41€17€6€957€7€28▲ 300%
Current investments50/53€176,345€239,398€239,398€495,148€495,148=
Cash at bank and in hand54/58€359,817€382,547€396,633€198,311€243,838▲ 23.0%
Deferred charges and accrued income490/1€5,624€5,631€466€468€1,245▲ 166%
Equity and liabilities
Total equity and liabilities10/49€598,763€676,979€684,235€789,745€793,704▲ 0.5%
Equity10/15€369,035€441,143€514,146€613,661€600,671▼ 2.1%
Contributions10/11€6,200€6,200€6,200€6,200€6,200=
Reserves13€362,821€434,929€507,931€607,447€594,457▼ 2.1%
Non-distributable reserves130/1€1,860€1,860€1,860€1,860€1,860=
Reserves not available under the articles1311€1,860€1,860€1,860€1,860€1,860=
Tax-exempt reserves132€360,961€57,006€57,006€57,006€57,006=
Distributable reserves133-€376,062€449,065€548,581€535,591▼ 2.4%
Profit (loss) carried forward14€14€14€14€14€14=
Amounts payable17/49€229,727€235,836€170,089€176,084€193,032▲ 9.6%
Amounts payable within one year42/48€229,727€235,836€170,089€176,084€193,032▲ 9.6%
Trade debts44---€2,026€1,030▼ 49.1%
Suppliers440/4---€2,026€1,030▼ 49.1%
Advances received on contracts in progress46----€3,612-
Taxes, remuneration and social security45€26,889€31,098€19,549€21,395€18,884▼ 11.7%
Taxes450/3€26,889€31,098€19,549€21,395€18,884▼ 11.7%
Other amounts payable47/48€202,839€204,737€150,540€152,663€169,506▲ 11.0%
Line20222023202420252026Change
Profit (loss) for the period9904€61,372€72,108€73,003€99,515€116,248▲ 16.8%
+ Depreciation and write-downs630€1,127€1,169€1,607€2,673€5,713▲ 114%
Operating cash flow (approximation)€62,499€73,277€74,609€102,189€121,961▲ 19.3%
Investment in fixed assets (approximation)--€1,438€0-€6,880-€18,958▼ 176%
Change in cash-€22,730€14,086-€198,322€45,527▲ 123%

Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.

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Timeline · acts, filings and financial milestones

Next filing, fiscal year 2027, expected by 31-10-2027
2026
30-06
NBB filing Annual accounts filed
fiscal year 2026 · micro schema
31-03
Financial Highest result since 2019net €116,248 ▲16.8%
Operating result €175,680, net result €116,248, both a record.
2025
19-08
NBB filing Annual accounts filed
fiscal year 2025 · micro schema
2024
04-09
NBB filing Annual accounts filed
fiscal year 2024 · micro schema
31-03
Financial Equity above €500,000Eq €514,146 ▲16.5%
6 profitable years in a row build equity to €514,146.
2023
21-08
NBB filing Annual accounts filed
fiscal year 2023 · micro schema
2022
18-08
NBB filing Annual accounts filed
fiscal year 2022 · micro schema
2021
22-07
NBB filing Annual accounts filed
fiscal year 2021 · micro schema
2020
02-09
NBB filing Annual accounts filed
fiscal year 2020 · micro schema
31-03
Financial Equity above €500,000Eq €500,431 ▲9.1%
2 profitable years in a row build equity to €500,431.
2019
05-07
NBB filing Annual accounts filed
fiscal year 2019 · micro schema
2018
09-07
NBB filing Annual accounts filed
fiscal year 2018 · micro schema
2017
04-07
NBB filing Annual accounts filed
fiscal year 2017 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 3 acts read
About the unread acts

We know of 3 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.

Have them read with priority Sign in to place this company at the front of the reading queue.

Directors · office · real estate

Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Sint-Truiden · 1 establishment unit since 2003
seat establishment The establishment unit on the map
Ground area
2,464 m²
Building footprint
400 m²
Volume, LiDAR
1,865 m³
2 parcels, Flanders · tallest building 10.0 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
YOUR SOLUTION
Planterijstraat 6, 3803 Sint-TruidenNACE 7210001
since 20032.126.449.242
2 parcels
Flanders 2 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
71018A0268/00E003 Flanders 1,567 m² 1 · 210 m² 7.4 m · 2 fl.
71021A0122/00W005 Flanders 896 m² 1 · 190 m² 9.9 m · 1 fl.
Linked by address, not proof of ownership
Good to know
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Recognitions · licences · registrations

Legal Entity Identifier

875500XX93PBQE1RMO45
live in the LEI register

Similar companies · same sector, comparable size

Of 11,573 companies in sector 71121 we hold annual accounts for 6,570. 4,177 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector

Identification & contact

Identification
Legal formPrivate limited company
Founded05-03-2003
Fiscal year end31-03
Activities, NACEBEL 2025
71121Engineering and related technical consultancy, excluding land surveyors
62200Computer consultancy and computer facilities management
E-invoicing
Reachable via Peppol
Peppol ID 0208:0479719537
Also 9925:BE0479719537
Registered 18-10-2024

If you follow this company, Checked tells you the day it leaves the Peppol register.

Register as of 29 September 2026 · Peppol Directory

Scores and ratios are computed by Checked and are not a credit decision.