Equity
YOUR SOFT has made a profit in every financial year since 2006.
YOUR SOFT has made a profit in every financial year since 2006.
Green is investment, beige is depreciation.
Five of the last ten came late. The 2019 accounts came latest: 38 days after the end of the period.
In July 2024, 31,386 companies had the same profile as YOUR SOFT has now. Each dot stands for 79 companies, two years later.
Another 0.1% stopped without a precise date, possibly only after those two years.
The method was tested on the 497,762 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 2.9% | 3.1% |
| 10 | 5.6% | 6.1% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 31,386 companies, not a prediction for YOUR SOFT. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Show the recommended maximum and see how the verdict changes with amount, term and advance.
The scores and ratios are Checked's own calculations, not a credit decision.
| Company | ||||
|---|---|---|---|---|
| YOUR SOFT Waterloo | €330,026 | €81,423 | 93.6% | - |
| INSTRUMENTATION ELECTRICAL CONSULT Koekelberg | €321,184 | €87,457 | 72.1% | - |
| MANTEC Namur | €357,899 | €90,026 | 17.3% | 2.6 |
| BERT TORFS Leuven | €353,332 | €70,164 | 78.8% | - |
| GM INTRASOFT Affligem | €312,275 | €97,771 | 42.6% | - |
| TESEBEL Geraardsbergen | €314,419 | €86,012 | 94.1% | - |
| PRO-BUREAU DIDIER Bouillon | €303,595 | €73,621 | 63.5% | - |
These companies have the same main activity as YOUR SOFT: wholesale of information and communication equipment (NACE 46500). They are comparable in size and age: total assets between €304,000 and €358,000, founded between 1996 and 2000.
YOUR SOFT files the micro format. That format states no turnover. The gross margin rose from €25,257 in 2006 to €81,423 in 2025.
Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.
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