YOUNG IMMO
ActiveYOUNG IMMO has been active since 2022 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €621k and a net result of €130k. Equity is growing by ~14.6% per year across the filed fiscal years. Its solvency ranks better than 33% of 9099 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.7% (low).
Checked score
Score 2025
76
/ 100
Excellent= vs 2024
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100▲+11
Solvency21▲+1
Growth78=
Stability94
Bankruptcy probability, 12 months
0.7%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €45k at 30 days acceptable
Liquidity tight (current ratio 1.02 against 1.03 in 2024), and 85.6% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 68
Relative position
BE, all sectors
reference
Sector 68
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
14.4%
Return on assets
3%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 06-07-2026, 25 days ahead of the deadline.
NBB · 3 filingsDeviation from the deadline
2025
25 d early
2024
27 d early
2023
23 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
16-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Turnover
Not included in this filing
EBIT margin
Not included in this filing
Net result
€130k▲ 30.9%
2024 · €99k
2023: €8k
2024: €99k
2023 → 2025
Working capital
€8k▼ 4.6%
2024 · €8k
2023: €-33k
2024: €8k
2023 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line202320242025Trend
Equity€458k-€557k▲ 21.6%€621k▲ 11.4%
Operating result€119k-€226k▲ 89.5%€225k▼ 0.4%
Net result€8k-€99k▲ 1,083%€130k▲ 30.9%
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 0% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €4.32M
Fixed assets
€3.80M▼ 4.7%
Current assets
€521k▲ 98.2%
Equity and liabilities €4.32M
Equity
€621k▲ 11.4%
Debt
€3.70M▲ 0.2%
The debt ratio falls from 86.9% to 85.6%: equity grows faster than debt.
Key figures and ratios
EBITDA
€413k▼
2024 · €414k
Cash flow
€317k▲
2024 · €287k
Solvency
14.4%▲
2024 · 13.1%
Current ratio
1.02▼
2024 · 1.03
Quick ratio
1.02▼
2024 · 1.03
Debt / equity
5.95▼
2024 · 6.62
ROE
20.9%▲
2024 · 17.8%
ROA
3.0%▲
2024 · 2.3%
Interest coverage
4.70▲
2024 · 4.40
Debt
€3.70M▲
2024 · €3.69M
Debt ≤ 1 year
€513k▲
2024 · €255k
Debt > 1 year
€3.18M▼
2024 · €3.43M
Income taxes
€34k▲
2024 · €33k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€4.25M€4.32M▲
Fixed assets21/28€3.98M€3.80M▼
Tangible fixed assets22/27€3.98M€3.80M▼
Land and buildings22€3.98M€3.80M▼
Plant, machinery and equipment23-€0
Current assets29/58€263k€521k▲
Amounts receivable within one year40/41€25k€330k▲
Trade receivables40€25k€132k▲
Other amounts receivable41-€197k
Cash at bank and in hand54/58€238k€192k▼
Deferred charges and accrued income490/1€0-
Equity and liabilities
Total equity and liabilities10/49€4.25M€4.32M▲
Equity10/15€557k€621k▲
Contributions10/11€450k€450k=
Reserves13€105k€0▼
Distributable reserves133€105k€0▼
Profit (loss) carried forward14€2k€120▼
Investment grants15-€171k
Amounts payable17/49€3.69M€3.70M▲
Amounts payable after more than one year17€3.43M€3.18M▼
Financial debts170/4€3.43M€3.18M▼
Amounts payable within one year42/48€255k€513k▲
Current portion of amounts payable after more than one year42€245k€251k▲
Trade debts44€3k€20k▲
Suppliers440/4€3k€20k▲
Taxes, remuneration and social security45€6k€5k▼
Taxes450/3€6k€5k▼
Other amounts payable47/48€0€237k▲
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€187k€187k=
Other operating charges640/8€50k€52k▲
Gross operating margin9900€464k€465k▲
Operating profit (loss)9901€226k€225k▼
Financial income75/76B-€27k
Recurring financial income75-€27k
Financial charges65/66B€94k€88k▼
Recurring financial charges65€94k€88k▼
Profit (loss) for the period before taxes9903€132k€164k▲
Income taxes67/77€33k€34k▲
Profit (loss) for the period9904€99k€130k▲
Profit (loss) for the period to be appropriated9905€99k€130k▲
Appropriation of the result
Profit (loss) to be appropriated9906€99k€132k▲
Profit (loss) brought forward from the previous period14P€371€2k▲
Transfer from equity791/2-€105k
Transfer to equity691/2€97k-
To other reserves6921€97k-
Profit to be distributed694/7-€237k
Return on contributions (dividend)694-€237k
The notes to these accounts (16 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
06-07
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema
2025
31-12
Financial
Highest result since 2023net €130k ▲30.9%
Net result €130k, the highest in the series.
04-07
NBB filing
Annual accounts filed
fiscal year 2024 · full schema
2024
31-12
Financial
Equity above €500kEq €557k ▲21.6%
2 profitable years in a row build equity to €557k.
08-07
NBB filing
Annual accounts filed
fiscal year 2023 · full schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Verviers · 1 establishment unit since 2022
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Avenue des Biolleux 24800 VerviersGround area
1.6 ha
Building footprint
9,131 m²
Volume, LiDAR
111,476 m³
Parcel 63059A0349/00Y000, Wallonia · tallest building 16.6 m, ±5 floors. Linked by address, not a title deed.
1 establishment unit
YOUNG IMMO
since 20222.336.801.066
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 63059A0349/00Y000 | Wallonia | 1.6 ha | 1 · 9,131 m² | 16.6 m · 5 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 11,979 companies in sector 68203 we hold annual accounts for 5,949. 4,348 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded09-09-2022
Fiscal year end31-12
Activities, NACEBEL
68203Renting and operating of own or leased non-residential real estate, excluding land
Sources
Crossroads Bank for EnterprisesNational Bank · 3 filingsAddress and cadastre registers
Data from official sources, last processed on 16-09-2026. Scores and ratios are computed by Checked and are not a credit decision.