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YouGrow

Active Private limited companyfounded 2016active for 10 yearsJan Davidlaan 34, 2630 AartselaarKBO/BCE: BE 0657.933.281

Lifetime

9 annual accounts with figures on one time axis
peak €38,593 (2017)
€15,639▼ 0.9%
lowest -€2,941 (2023)
€3,826▲ 37.0%
peak €74,079 (2022)
€50,811▼ 31.3%
€5,900▼ 39.2%
Board1 name since 2021
1 directorRYPENS Laura
Documentsfilings and deeds
01-06-202660 days before the deadline
2025micro format
Result from €2,792 to €3,826Dividend €26,945Equity from €73,930 to €50,811Debts from €9,700 to €5,900Cash from €48,934 to €29,180

Key points

from the 2025 annual accounts

Equity

€50,811 ▼ 31.3%
73,9302024+3,826Profit-26,945Dividend50,8112025

YouGrow paid out €26,945 in dividends. That is 704% of the 2025 profit.

Filings

9 annual accounts since 2017
AprilJune31 JulyOctober20202025

The last five annual accounts were filed 9 to 60 days before the end of the period.

Position in the sector

89.6%

Higher solvency than 88% of companies in head offices and management consultancy. Sector median 55.5% · 39,364 companies.

Checked score

95
Excellent
Financially stronger than 61% of micro companies in head offices and management consultancy (NACE 70)
Probability in this band: under 0.55%
Bankruptcy probability within 12 months
< 0.1% Very low
0%0.5%1.5%4%10%≥ 25%

The dashed line is the sector median: 0.1% across 48,570 companies (NACE 70, micro).

Fewer than 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Last 24 months 12-2024: < 0.1% 01-2025: < 0.1%● unchanged vs 12-2024 02-2025: < 0.1%● unchanged vs 01-2025 03-2025: < 0.1%● unchanged vs 02-2025 04-2025: < 0.1%● unchanged vs 03-2025 05-2025: < 0.1%● unchanged vs 04-2025 06-2025: < 0.1%● unchanged vs 05-2025 07-2025: < 0.1%● unchanged vs 06-2025highest value 08-2025: < 0.1%● unchanged vs 07-2025 09-2025: < 0.1%● unchanged vs 08-2025 10-2025: < 0.1%● unchanged vs 09-2025 11-2025: < 0.1%● unchanged vs 10-2025 12-2025: < 0.1%● unchanged vs 11-2025lowest value 01-2026: < 0.1%● unchanged vs 12-2025lowest value 02-2026: < 0.1%● unchanged vs 01-2026lowest value 03-2026: < 0.1%● unchanged vs 02-2026lowest value 04-2026: < 0.1%● unchanged vs 03-2026 05-2026: < 0.1%● unchanged vs 04-2026 06-2026: < 0.1%● unchanged vs 05-2026 07-2026: < 0.1%● unchanged vs 06-2026 08-2026: < 0.1%● unchanged vs 07-2026 09-2026: < 0.1%● unchanged vs 08-2026 10-2026: < 0.1%● unchanged vs 09-2026 11-2026: < 0.1%● unchanged vs 10-2026

Financial strength
Strong

100=equity 89.6% of total assets
100+1short-term debt 9.9% · cash 51.5%
77+4return on assets 6.7%

Score breakdown

lowers risk
Sector: Activities of head offices; management consultancy activities (NACE 70)
Liquidity: current ratio 6.73, cash €29,180
Equity €50,811 (89.6% of total assets)
Size: total assets €56,712
Calculation

The band follows from the bankruptcy probability. 10 more points roughly halve it.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 70, micro). It does better than 86% of them on solvency, 97% on liquidity, 43% on profitability and 18% on growth.

The bankruptcy probability was computed on 09-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

The probability rests on the annual accounts with balance sheet date 31-12-2025.

Of the companies with a bankruptcy probability in the very low class on 30-06-2025, 0.1% went bankrupt within twelve months.

Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).

Comparable companies, two years later

In July 2024, 34,693 companies had the same profile as YouGrow has now. Each dot stands for 87 companies, two years later.

95.3%
were still trading
3.9%
stopped another way
0.7%
went bankrupt
  • Micro
  • 10 to 20 years old
  • solvency 30% or more
  • a profit of 5% of the balance sheet or more

That fits the bankruptcy probability of YouGrow itself: < 0.1% within 12 months.

Test of the method

The method was tested on the 497,447 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.

The companies in ten equal groups, from the lowest to the highest expected share
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.5%
3 0.5% 0.6%
4 0.7% 0.8%
5 0.9% 0.9%
6 1.3% 1.5%
7 1.6% 1.8%
8 1.8% 1.8%
9 3.0% 3.1%
10 5.6% 6.2%

A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.

This is an observation about 34,693 companies, not a prediction for YouGrow. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.

Credit verdict

Credit of up to €4,500 on 30-day terms is acceptable

Liquidity is ample, with a current ratio of 6.73 (5.65 in 2024), above the usual 1.5. Short-term debt is 9.9% and cash 51.5% of total assets. 10.4% of the assets are financed with debt and provisions.

Credit check for an amount and term of your choice

Show the recommended maximum and see how the verdict changes with amount, term and advance.

The scores and ratios are Checked's own calculations, not a credit decision.

Signals

5 signals, none raises the risk
Five signals.
lowers riskneutral
lowers risk · Sector: Activities of head offices; management consultancy activities (NACE 70)
KBO
lowers risk · Liquidity: current ratio 6.73, cash €29,180
NBB · annual accounts
lowers risk · Equity €50,811 (89.6% of total assets)
NBB · annual accounts
lowers risk · Size: total assets €56,712
Companies of this size fail less often. How much that weighs depends on the rest of the company's profile.
NBB · annual accounts
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 01-06-2026, 60 days ahead of the deadline.
NBB · 9 filings
Deviation from the deadline
2025
60 days early
2024
9 days early
2023
54 days early
2022
31 days early
2021
27 days early
2020
47 days early
2019
44 days early
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

The company filed its last 7 accounts on average 39 days before the deadline. In the sector (NACE 70), the median for financial year 2024 was 9 days before the deadline, and 32% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 30 June (5 of the last 5 accounts filed within 30 days either side of that date).
Companies Code · seven months
Where today falls in the filing period
10-11-2026 today31-12-2026 year end31-07-2027 deadline
neutral · No strike-offs in the KBO publications
That holds for every publication since 2021.
KBO publications

Board and ownership

RL
Director
Board & ownership

Recent changes

Reappointment: RYPENS Laura (director) Legal-form conversion: from private limited company to private limited company (pre-2019) · General meeting of 03-01-2024 · Gazette deed
Registered in the Peppol Directory Reachable for e-invoices through 0208:0657933281
Incorporation published on 05-07-2016 · Gazette deed
First establishment Jan Davidlaan 34, Aartselaar
All 17 events

Comparable companies

same main activity, similar in size and age
Company
YouGrow Aartselaar €56,712 €15,639 89.6% -
merddin Antwerp €52,511 €16,605 78.4% -
GARRY HUYBRECHTS & CO Lier €59,932 €13,992 82.3% -
GROW Brasschaat €54,926 €17,893 67.5% -
Essentialprjcts Kapellen €50,682 €18,875 64.1% -
Mind7 Braine-le-Château €54,257 €16,160 -37.8% -
ORITO Schaerbeek €59,127 €15,490 35.7% -

These companies have the same main activity as YouGrow: business and other management consultancy (NACE 70200). They are comparable in size and age: total assets between €50,700 and €59,900, founded between 2015 and 2017.

Official details

Source: KBO
Status
Active since 01-07-2016Normal situation
Activity
Business and other management consultancyNACE 70200and 3 others
Establishment unit
2.254.247.6332630 Aartselaar, since 01-07-2016
Financial year end
31 December
Peppol
Reachable since 31-10-2023
Company details

Annual accounts 2025

≈ €72,000estimated
€56,712▼ 32.2%
≈ 0 FTEestimated
Filing
Filed on 01-06-2026, 60 days before the end of the filing period
Financials

Insights on YouGrow

YouGrow files the micro format. That format states no turnover. The gross margin fell from €38,593 in 2017 to €15,639 in 2025.

Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.

Key facts about YouGrow

What is the company number of YouGrow?
The company number of YouGrow is 0657.933.281. The VAT number is the same number with BE in front: BE 0657.933.281.
Where is YouGrow based?
The registered office is at Jan Davidlaan 34, 2630 Aartselaar.Company details
What does YouGrow do?
According to the KBO register, the main activity is business and other management consultancy (NACE 70200).
What is the legal form of YouGrow?
YouGrow is a private limited company (BV).
When was YouGrow founded?
YouGrow was founded on 01-07-2016.
Is YouGrow still active?
Yes, YouGrow is an active enterprise in the KBO register.
What is the turnover of YouGrow?
The turnover in financial year 2025 is ≈ €72,000. This figure is estimated from the gross margin of €15,639 and 206 comparable companies (NACE 70200). It probably lies between €34,000 and €150,000. It is a rough estimate.Financials
Is YouGrow profitable?
In financial year 2025, YouGrow made a profit of €3,826.
Where can I find the annual accounts of YouGrow?
YouGrow filed 9 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
When are the next annual accounts of YouGrow due?
YouGrow must file the annual accounts for financial year 2026 by 31-07-2027.Timeline

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