YOUCOM
ActiveYOUCOM has been active since 2007 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €148k and a net result of €26k. Equity is growing by ~3% per year across the filed fiscal years. Its solvency ranks better than 33% of 2672 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).
Checked score
Score 2025
75
/ 100
Excellent
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability67▲+6
Solvency52▲+6
Growth78=
Track record100
Bankruptcy probability, 12 months
0.1%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €11k at 30 days acceptable
Liquidity ample (current ratio 1.99 against 2.42 in 2024; short-term debt: 10.6% and cash: 7.3% of total assets), but 73.3% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 62
Relative position
BE, all sectors
reference
Sector 62
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
26.7%
Return on assets
4.7%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 14-07-2026, 17 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
17 d early
2024
29 d early
2023
135 d early
2022
23 d late
2021
4 d late
2020
36 d early
2019
66 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
16-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Equity
€148k▲ 21.3%
2024 · €122k
2018: €118k
2019: €99k
2020: €145k
2021: €105k
2022: €232k
2023: €109k
2024: €122k
2018 → 2025
Total assets
€554k▼ 3.5%
2024 · €574k
2018: €870k
2019: €833k
2020: €856k
2021: €847k
2022: €750k
2023: €594k
2024: €574k
2018 → 2025
Net result
€26k▲ 109%
2024 · €12k
2018: €-70k
2019: €-19k
2020: €57k
2021: €10k
2022: €128k
2023: €-123k
2024: €12k
2018 → 2025
Working capital
€58k▼ 17.3%
2024 · €70k
2018: €92k
2019: €58k
2020: €88k
2021: €49k
2022: €209k
2023: €53k
2024: €70k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€105k-€232k▲ 122%€109k▼ 52.9%€122k▲ 11.3%€148k▲ 21.3%
Operating result€30k-€174k▲ 478%€-116k€18k€25k▲ 44.9%
Net result€10k-€128k▲ 1,135%€-123k€12k€26k▲ 109%
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
After the dip in 2023 the operating result has climbed two years in a row; 2025 is 45% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €554k
Fixed assets
€438k▼ 3.8%
Current assets
€116k▼ 2.2%
Equity and liabilities €554k
Equity
€148k▲ 21.3%
Provisions
€33k▼ 46.9%
Debt
€373k▼ 4.2%
The debt ratio falls from 67.8% to 67.3%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€48k▲
2024 · €41k
Cash flow
€48k▲
2024 · €36k
Solvency
26.7%▲
2024 · 21.2%
Current ratio
1.99▼
2024 · 2.42
Quick ratio
1.99▼
2024 · 2.42
Debt / equity
2.52▼
2024 · 3.20
ROE
17.5%▲
2024 · 10.2%
ROA
4.7%▲
2024 · 2.2%
Interest coverage
5.13▲
2024 · 4.79
Debt
€373k▼
2024 · €389k
Debt ≤ 1 year
€59k▲
2024 · €49k
Debt > 1 year
€314k▼
2024 · €340k
Income taxes
€22k▲
2024 · €0
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€574k€554k▼
Fixed assets21/28€455k€438k▼
Tangible fixed assets22/27€455k€437k▼
Land and buildings22€448k€429k▼
Furniture and vehicles24€6k€8k▲
Financial fixed assets28€290€290=
Current assets29/58€119k€116k▼
Amounts receivable after more than one year29€59k€49k▼
Other amounts receivable291€59k€49k▼
Stocks and contracts in progress3€0-
Stocks30/36€0-
Amounts receivable within one year40/41€18k€23k▲
Trade receivables40€15k€22k▲
Other amounts receivable41€2k€643▼
Cash at bank and in hand54/58€40k€40k▲
Deferred charges and accrued income490/1€2k€4k▲
Equity and liabilities
Total equity and liabilities10/49€574k€554k▼
Equity10/15€122k€148k▲
Contributions10/11€6k€6k=
Reserves13€220k€142k▼
Tax-exempt reserves132€177k€62k▼
Distributable reserves133€43k€80k▲
Profit (loss) carried forward14€-104k€0▲
Provisions and deferred taxes16€63k€33k▼
Deferred taxes168€63k€33k▼
Amounts payable17/49€389k€373k▼
Amounts payable after more than one year17€340k€314k▼
Financial debts170/4€340k€314k▼
Amounts payable within one year42/48€49k€59k▲
Current portion of amounts payable after more than one year42€25k€26k▲
Financial debts43€1k€1k▲
Credit institutions430/8€1k€1k▲
Trade debts44€4k€515▼
Suppliers440/4€4k€515▼
Taxes, remuneration and social security45€7k€29k▲
Taxes450/3€7k€29k▲
Other amounts payable47/48€11k€2k▼
Income statement
Code20242025
Non-recurring operating income76A€8k€0▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€23k€22k▼
Other operating charges640/8€2k€2k▲
Gross operating margin9900€42k€49k▲
Operating profit (loss)9901€18k€25k▲
Financial income75/76B€2k€2k▼
Recurring financial income75€2k€2k▼
Financial charges65/66B€9k€9k▲
Recurring financial charges65€9k€9k▲
Profit (loss) for the period before taxes9903€11k€18k▲
Transfer from deferred taxes780€1k€30k▲
Income taxes67/77€0€22k▲
Profit (loss) for the period9904€12k€26k▲
Transfer from tax-exempt reserves789€3k€116k▲
Profit (loss) for the period to be appropriated9905€15k€141k▲
Appropriation of the result
Profit (loss) to be appropriated9906€-104k€37k▲
Profit (loss) brought forward from the previous period14P€-120k€-104k▲
Transfer to equity691/2-€37k
To other reserves6921-€37k
Social balance
Average headcount (FTE)90870.00.0=
The notes to these accounts (23 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
14-07
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema
2025
02-07
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema
2024
31-12
Financial
Back to profitnet €12k
Net result €12k after one loss-making year.
18-03
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema
2023
31-12
Financial
Weakest financial yearnet €-123k ▼196%
Net result drops to €-123k, the lowest in the series; recovery starts the following year.
23-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 23 days late
2022
31-12
Financial
Highest result since 2018net €128k ▲1135%
Operating result €174k, net result €128k, both a record.
31-12
Financial
Liquidity triplescurrent ratio 4.51
Current ratio from 1.40 to 4.51; short-term debt falls from €121k to €60k.
31-12
Financial
Equity above €200kEq €232k ▲122%
3 profitable years in a row build equity to €232k.
04-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 4 days late
2021
25-06
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
31-12
Financial
Back to profitnet €57k
Net result €57k after 2 loss-making years.
31-12
Financial
Equity above €100kEq €145k ▲46.1%
Equity rises from €99k to €145k.
26-05
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
29-08
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 29 days late
2018
27-08
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 27 days late
2017
31-08
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema · 31 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
5 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Kalmthout · 1 establishment unit since 2007
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Achterbroeksteenweg (Dp) 542920 KalmthoutGround area
400 m²
Building footprint
153 m²
Volume, LiDAR
811 m³
Parcel 11022G0313/00Z000, Flanders · tallest building 10.7 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
YOUCOM
since 20072.165.852.820
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 11022G0313/00Z000 | Flanders | 400 m² | 1 · 153 m² | 10.7 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 29,992 companies in sector 62200 we hold annual accounts for 18,386. 15,346 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded31-08-2007
Fiscal year end31-12
Activities, NACEBEL
62020IT consultancy
62200Computer consultancy and computer facilities management
72100
43211General electrical installation work
43221Plumbing work
47620Retail trade
47621Retail sale of newspapers and periodicals
56210Event catering
68201Renting and operating of own or leased residential real estate, excluding social housing
68202Real estate activities
68203Renting and operating of own or leased non-residential real estate, excluding land
Sources
Crossroads Bank for EnterprisesNational Bank · 18 filingsAddress and cadastre registers
Data from official sources, last processed on 16-09-2026. Scores and ratios are computed by Checked and are not a credit decision.