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YOU-BUILD

Active
Private limited companyfounded 2023active for 2 yearsRittenweg 30, 3660 Oudsbergen, BelgiumKBO/BCE: BE 1003.091.747
Summary

YOU-BUILD has been active since 2023 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show negative equity (-€8,231) and a net result of €9,196. Its solvency ranks better than 16% of 11,235 sector peers (NACE 68, financial year 2025). The computed 12-month bankruptcy probability is 0.3% (very low).

Overview

Official details

Source: KBO
Status
Active since 07-12-2023 Normal situation
Activity
Buying and selling of own real estate NACE 68110
Establishment unit
2.352.897.029 3660 Oudsbergen, since 07-12-2023
Financial year end
31 December
Peppol
Reachable since 16-01-2024

Board and ownership

Board
  • BANCLEDirector · since 07-12-2023 · permanent representative BANCKEN Kevin
Shareholders
  • Kevin Banckenannual accounts 2025
  • Younextannual accounts 2025

Financial position

55 Fair Checked score 2025
Bankruptcy probabilitywithin 12 months
0.3%
Annual accounts 2025
Gross margin
€66,287
▲ 47×
Turnover
≈ €170,000
estimated
Profit
€9,196
Equity
-€8,231
▲ 52.8%
Total assets
€816,572
▼ 17.0%
  • Negative equity on 31-12-2025
Filed on 30-07-2026, 1 day before the deadline
Score breakdownraises riskCapped at 59: negative equityLiquidity: current ratio 0.12, cash €8,246, halvedlowers riskSize: total assets €816,572Sector: Real estate activities (NACE 68)Figures for financial year 2025 (filed on 30-07-2026)Show the evidence

Checked score

Score 2025
55 / 100
Fair
Probability in this band: 1.5% to 4.2%
Financially stronger than 49% of micro companies in real estate (NACE 68)
Negative equity caps the score at 59. Every signal that counts is listed under Signals.
Financial strength · tick: 2024
Weak
Solvency 24+1
equity -1.0% of total assets
Liquidity 51-9
short-term debt 8.2% · cash 1.0%
Profitability 40+24
return on assets 1.1%
Bankruptcy probability within 12 months
0.3% Very low
0%0.5%1.5%4%10%≥ 25%

About 3 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.2% (26,625 companies, NACE 68, micro)
Last 24 months 01-2025: 0.7% 02-2025: 0.7%● unchanged vs 01-2025 03-2025: 0.7%● unchanged vs 02-2025 04-2025: 0.8%▲ +0.1 percentage points vs 03-2025 05-2025: 0.8%● unchanged vs 04-2025 06-2025: 0.9%▲ +0.1 percentage points vs 05-2025 07-2025: 1.0%▲ +0.1 percentage points vs 06-2025highest value 08-2025: 0.2%▼ -0.8 percentage points vs 07-2025 09-2025: 0.2%● unchanged vs 08-2025 10-2025: 0.2%● unchanged vs 09-2025 11-2025: 0.2%● unchanged vs 10-2025lowest value 12-2025: 0.2%● unchanged vs 11-2025 01-2026: 0.2%● unchanged vs 12-2025 02-2026: 0.2%● unchanged vs 01-2026 03-2026: 0.2%● unchanged vs 02-2026 04-2026: 0.3%▲ +0.1 percentage points vs 03-2026 05-2026: 0.3%● unchanged vs 04-2026 06-2026: 0.3%● unchanged vs 05-2026 07-2026: 0.3%● unchanged vs 06-2026 08-2026: 0.3%● unchanged vs 07-2026 09-2026: 0.3%● unchanged vs 08-2026 10-2026: 0.3%● unchanged vs 09-2026 11-2026: 0.3%● unchanged vs 10-2026
No credit on open account
Liquidity is insufficient, with a current ratio of 0.12 (0.74 in 2024), below 1. Short-term debt is 8.2% and cash 1% of total assets. Equity is negative.
Calculation

The band follows from the bankruptcy probability. 10 more points roughly halve it.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 68, micro). It does better than 19% of them on solvency, 57% on liquidity, 36% on profitability and 86% on growth.

The bankruptcy probability was computed on 01-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).

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The scores and ratios are Checked's own calculations, not a credit decision.

Signals

Seven signals.
lowers riskraises riskneutral
lowers risk · Size: total assets €816,572
Companies of this size fail less often. How much that weighs depends on the rest of the company's profile.
NBB · annual accounts
lowers risk · Sector: Real estate activities (NACE 68)
KBO
raises risk · Liquidity: current ratio 0.12, cash €8,246, halved
NBB · annual accounts
lowers risk · Figures for financial year 2025 (filed on 30-07-2026)
NBB · annual accounts
raises risk · Weak solvency compared with the sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 16% of 11235 sector peers (2025).
NBB · sector comparison
Position among 11235 sector peers
Solvency
better than 16%
← weakest strongest →
raises risk · Young company
Founded in 2023, 2 years ago. Young companies fail more often than established ones; the risk is highest 2 to 8 years after founding.
KBO · incorporation date
Age against the risk zone
highest failure risk from 2 to 8 years 2 years 0 10 years
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 30-07-2026, 1 day ahead of the deadline.
NBB · 2 filings
Deviation from the deadline
2025
1 day early
2024
24 days early
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

The company filed its last 2 accounts on average 13 days before the deadline. In the sector (NACE 68), the median for financial year 2024 was 7 days before the deadline, and 36% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven months
Where today falls in the filing period
01-11-2026 today31-12-2026 year end31-07-2027 deadline
neutral · No strike-offs in the KBO publications
That holds for every publication since incorporation in 2023.
KBO publications

Key points

  • Risk: Negative equitydebts exceed assets in financial year 2025 -€8,231 View
  • Caution: Less equity than 84% of companies in real estatesector median €301,692 · 11,240 companies -€8,231 View
  • Caution: A director leftlatest change 01-11-2025 · 1 in office 1 left View

Recent changes

  1. · Gazette deed Resignation: SMILE@IT CommV (director)Permanent representative: Mark Meerten
  2. · Gazette deed IncorporationStarting capital €10,000 · Appointments: Smile @ it (director) and BANCLE (director) · Permanent representatives: MEERTEN Mark and BANCKEN Kevin
All 5 events

Comparable companies

These companies have the same main activity as YOU-BUILD: buying and selling of own real estate (NACE 68110). They are comparable in size and age: total assets between €654,000 and €1.4m, founded between 2021 and 2024.

CompanyTotal assetsGross margin
YOU-BUILD Oudsbergen€0.8m€0.07m
CRD IMMO Grâce-Hollogne€0.7m€0.08m
TRIJULINE MANAGEMENT³ Namur€0.7m€0.09m
MaNo-ir Kortrijk€0.7m€0.04m
ES Vastgoed Bree€1.0m€0.08m
LE HOUSING & BEHEER Hechtel-Eksel€1.4m€0.05m
AK Development Floreffe€1.1m€0.07m
Full comparison

Key facts about YOU-BUILD

What is the company number of YOU-BUILD?
The company number of YOU-BUILD is 1003.091.747. The VAT number is the same number with BE in front: BE 1003.091.747.
Where is YOU-BUILD based?
The registered office is at Rittenweg 30, 3660 Oudsbergen.Company details
What does YOU-BUILD do?
According to the KBO register, the main activity is buying and selling of own real estate (NACE 68110).
What is the legal form of YOU-BUILD?
The legal form of YOU-BUILD is Private limited company (BV).
When was YOU-BUILD founded?
YOU-BUILD was founded on 07-12-2023.
Is YOU-BUILD still active?
Yes, YOU-BUILD is an active enterprise in the KBO register.
What is the turnover of YOU-BUILD?
The turnover in financial year 2025 is ≈ €170,000. This figure is estimated from the gross margin of €66,287 and 47 comparable companies (NACE 681). It probably lies between €89,000 and €360,000.Financials
Is YOU-BUILD profitable?
In financial year 2025, YOU-BUILD made a profit of €9,196.
Where can I find the annual accounts of YOU-BUILD?
YOU-BUILD filed 2 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
When are the next annual accounts of YOU-BUILD due?
YOU-BUILD must file the annual accounts for financial year 2026 by 31-07-2027.Timeline

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