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YOTEI

Active
Private limited companyfounded 201610 yrs activeDrève Richelle 161, 1410 Waterloo, BelgiumKBO/BCE: BE 0652.984.796
Summary

YOTEI has been active since 2016 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show negative equity (-€26,405) and a net result of -€6,491. Equity is shrinking by ~14.2% per year across the filed fiscal years. Its solvency ranks better than 9% of 270 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.7% (low).

Risk analysisWatch ReportCompare
YOTEIActiveChecked score 53/100
Risk analysis ReportCompare

Overview

Activity
Manufacture of jewellery
NACE 32123
1 site
Size
€174,895total assets 2025
Equity
-€26,405
Loss
-€6,491
Financial health
53 Fair Checked score 2025
Bankruptcy chance 12 m
0.7%
Structure
Accounts filed 26 d late0 of 3 deeds read
Why 53Capped at 59: negative equity- Negative equity -€26,405+ Size: total assets €174,895+ Founded in 2016+ Sector Other manufacturing (NACE 32)Show the evidence

Checked score

Score 2025
53 / 100
Fair
Probability in this band: 1.5% to 4.2%
Better than 17% of its sector peers (NACE 32, micro)
Performance against the sector, not lower risk
Negative equity caps the score at 59. Every signal that weighs is under Signals.
Financial strength · tick = 2024
Weak
Solvency 10-4
equity -15.1% of total assets
Liquidity 15-2
short-term debt 79.5% · cash 6.5%
Profitability 28-13
return on assets -3.7%
Bankruptcy probability, 12 months
0.7% Low
0%0.5%1.5%4%10%≥ 25%

About 7 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.3% (1,133 companies)
Last 24 months 11-2024: 1.0% 12-2024: 1.0%● 0.0% vs 11-2024 01-2025: 1.0%▼ -2.3% vs 12-2024 02-2025: 1.0%▼ -0.7% vs 01-2025 03-2025: 0.9%▼ -0.6% vs 02-2025 04-2025: 1.0%▲ +2.4% vs 03-2025 05-2025: 1.0%▲ +0.1% vs 04-2025 06-2025: 1.0%▼ -0.2% vs 05-2025 07-2025: 1.0%▲ +6.4% vs 06-2025 08-2025: 1.5%▲ +41.8% vs 07-2025highest value 09-2025: 1.0%▼ -31.3% vs 08-2025 10-2025: 0.9%▼ -5.6% vs 09-2025 11-2025: 0.9%● 0.0% vs 10-2025 12-2025: 0.9%● 0.0% vs 11-2025 01-2026: 0.9%▼ -2.4% vs 12-2025 02-2026: 0.9%● 0.0% vs 01-2026 03-2026: 0.9%▼ -0.5% vs 02-2026 04-2026: 0.9%▲ +2.4% vs 03-2026 05-2026: 0.9%▼ -1.7% vs 04-2026 06-2026: 0.9%▼ -1.5% vs 05-2026 07-2026: 0.9%▲ +2.3% vs 06-2026 08-2026: 1.3%▲ +41.6% vs 07-2026 09-2026: 0.8%▼ -42.9% vs 08-2026 10-2026: 0.7%▼ -12.8% vs 09-2026lowest value
  • Size: total assets €174,895 lowers the probability for this profile
  • Negative equity -€26,405 raises the probability
  • Founded in 2016 lowers the probability for this profile
  • Sector Other manufacturing (NACE 32) lowers the probability
No credit on open account
Liquidity short (current ratio 0.26 against 0.31 in 2024; short-term debt: 79.5% and cash: 6.5% of total assets), and equity is negative.
How it is calculated

The band comes from the bankruptcy probability on a scale of 0 to 100: every 10 points more double the odds of getting through the year without bankruptcy.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Place inside the band: half the bankruptcy probability, half how the company does against its sector peers (NACE 32, micro). Better than this share of them on solvency 14%, liquidity 13%, profitability 24%, growth against the median 16%. That is performance, not lower risk; the band itself always comes from the probability.

Bankruptcy probability: model pd-v3.202610021621, computed on 03-10-2026. The model learns from Belgian bankruptcies and reads the registers, the annual accounts and the gazette.

Ceilings: negative or zero equity, a heavy loss, a special KBO legal situation and a missing filing 59 (two missing 44), an ongoing judicial reorganisation or an ending 24. Financial strength does not count in the score.

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Signals

Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Size: total assets €174,895
In the bankruptcy model this factor lowers the probability for this profile.
NBB · annual accounts
raises risk · Negative equity -€26,405
In the bankruptcy model this factor raises the probability.
NBB · annual accounts
lowers risk · Founded in 2016
In the bankruptcy model this factor lowers the probability for this profile.
KBO
lowers risk · Sector Other manufacturing (NACE 32)
In the bankruptcy model this factor lowers the probability.
KBO
raises risk · Negative equity
The 2025 annual accounts show negative equity and a net loss.
NBB · annual accounts 2025
Equity per financial year
1819202122232425
2018 to 2025 · latest year -€26,405
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 26-08-2026, 26 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 9 filings
Deviation from the deadline
2025
26 d late
2024
28 d late
2023
30 d late
2022
31 d late
2021
16 d late
2020
19 d early
2019
31 d early
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 7 accounts on average 12 days after the deadline; the sector median for financial year 2024 is 2 days before the deadline, and 40% of the sector filed late.

Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 28 August (5 of the last 5 filed years within 30 days of that day).
Companies Code · seven months
Position in the running window
04-10-2026 today31-12-2026 close31-07-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage
  1. Annual accounts filedfiscal year 2025 · abbreviated…
  2. Annual accounts filedfiscal year 2024 · micro…
  3. Annual accounts filedfiscal year 2023 · full…

Key points

  • Risk: Negative equityfiscal year 2025: debts exceed assets -€26,405 View
  • Risk: 4 loss-making years in a rowloss fiscal year 2025 -€6,491 View
  • Caution: Among the weakest 9% on equitysector median €272,168 · 271 companies -€26,405 View

By topic

Financials

Fiscal year
2025
Total assets
€174,895
Loss
-€6,491
Solvency
-15.1%
Total assets▼ 6.3%
Net result
20182025
Go to Financials

Timeline

Events
11
Since
2018
Next accounts
by 31-07-2027
  1. 26-08-2026Annual accounts filed
  2. 28-08-2025Annual accounts filed
  3. 30-08-2024Annual accounts filed
Go to Timeline

Company details

Sites
1
Legal form
Private limited company
Activity
Manufacture of jewelleryNACE 32123
Founded
29-04-2016
Year ends
31-12
Peppol
Reachable for e-invoices
Go to Company details

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