Equity
€90,518 ▲ 52.5%
Yonam has made a profit in every financial year since 2023.
Yonam
Lifetime
3 annual accounts with figures on one time axispeak €55,960 (2025)
€55,960▲ 52.8%
peak €32,864 (2023)
€31,160▲ 45.0%
peak €90,518 (2025)
€90,518▲ 52.5%
€38,101▲ 7.3%
Board1 name since 2022
1 directorNAM Yousri
Documentsfilings and deeds
12-05-202680 days before the deadline
2025micro format
Gross margin from €36,627 to €55,960Result from €21,485 to €31,160Equity from €59,358 to €90,518Cash from €51,209 to €77,167
Key points
from the 2025 annual accountsTurnover
≈ €170,000 estimated
The micro format states no turnover.
Investments
€6,234 8.6 × depreciation
Green is investment, beige is depreciation.
Liquidity
5.23 was 2.67 in 2024
Short-term debts fell from €32,961 to €23,536.
Filings
3 annual accounts 2 late
The 2024 accounts came latest: 67 days after the end of the period.
Starting capital
€5,000 100 shares
Checked score
90
Excellent
Financially stronger than 84% of micro companies in civil engineering (NACE 42)
Probability in this band: under 0.55%
Bankruptcy probability within 12 months
0.3% Very low
0%0.5%1.5%4%10%≥ 25%
The dashed line is the sector median: 0.8% across 1,866 companies (NACE 42, micro).
About 3 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
12-2024: 1.2%
01-2025: 1.2%● unchanged vs 12-2024
02-2025: 1.2%● unchanged vs 01-2025
03-2025: 1.2%● unchanged vs 02-2025
04-2025: 1.2%● unchanged vs 03-2025
05-2025: 1.2%● unchanged vs 04-2025
06-2025: 1.2%● unchanged vs 05-2025
07-2025: 1.3%▲ +0.1 percentage points vs 06-2025
08-2025: 2.0%▲ +0.7 percentage points vs 07-2025
09-2025: 2.3%▲ +0.3 percentage points vs 08-2025
10-2025: 3.5%▲ +1.2 percentage points vs 09-2025highest value
11-2025: 1.0%▼ -2.5 percentage points vs 10-2025
12-2025: 1.0%● unchanged vs 11-2025
01-2026: 1.0%● unchanged vs 12-2025
02-2026: 1.0%● unchanged vs 01-2026
03-2026: 1.0%● unchanged vs 02-2026
04-2026: 1.0%● unchanged vs 03-2026
05-2026: 0.9%▼ -0.1 percentage points vs 04-2026
06-2026: 0.4%▼ -0.5 percentage points vs 05-2026
07-2026: 0.3%▼ -0.1 percentage points vs 06-2026
08-2026: 0.3%● unchanged vs 07-2026
09-2026: 0.3%● unchanged vs 08-2026
10-2026: 0.3%● unchanged vs 09-2026lowest value
11-2026: 0.3%● unchanged vs 10-2026lowest value
Financial strengthStrong
Score breakdown
raises risk
2 of the last 3 accounts late
Founded in 2022
lowers risk
Liquidity: current ratio 5.23, cash €77,167
Equity €90,518 (70.4% of total assets)
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 42, micro). It does better than 79% of them on solvency, 93% on liquidity, 82% on profitability and 81% on growth.
The bankruptcy probability was computed on 09-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
The probability rests on the annual accounts with balance sheet date 31-12-2025.
Of the companies with a bankruptcy probability in the very low class on 30-06-2025, 0.1% went bankrupt within twelve months.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
Comparable companies, two years later
In July 2024, 39,278 companies had the same profile as Yonam has now. Each dot stands for 99 companies, two years later.
95.8%
were still trading
2.3%
stopped another way
1.8%
went bankrupt
Another 0.1% stopped without a precise date, possibly only after those two years.
The bankruptcy probability of Yonam itself is lower: 0.3% within 12 months. It rests on far more data about Yonam than the profile alone.
Test of the method
The method was tested on the 497,447 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 39,278 companies, not a prediction for Yonam. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Credit verdict
Credit of up to €8,000 on 30-day terms is acceptable
Liquidity is ample, with a current ratio of 5.23 (2.67 in 2024), above the usual 1.5. Short-term debt is 18.3% and cash 60% of total assets. 29.6% of the assets are financed with debt and provisions.
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The scores and ratios are Checked's own calculations, not a credit decision.
Signals
Five signals.
lowers riskraises riskneutral
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 12-05-2026, 80 days ahead of the deadline.
NBB · 3 filingsDeviation from the deadline
2025
80 days early
2024
67 days late
2023
66 days late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
The company filed its last 3 accounts on average 18 days after the deadline. In the sector (NACE 42), the median for financial year 2024 was 2 days before the deadline, and 41% of those companies filed late.
Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 6 October (3 of the last 3 accounts filed within 147 days either side of that date).
Companies Code · seven monthsWhere today falls in the filing period
10-11-2026 today31-12-2026 year end31-07-2027 deadline
Recent changes
Registered in the Peppol Directory
Reachable for e-invoices through 0208:0793441588
Incorporation
Founding capital of €5,000, 100 shares · Founder: NAM Yousri · Appointment: NAM Yousri (director) · published on 14-11-2022 · Gazette deed
First establishment
Jozef Wautersstraat 52, Ghent
Comparable companies
same main activity, similar in size and age| Company | ||||
|---|---|---|---|---|
| Yonam Ghent | - | - | 70.4% | - |
| BACOM TECH Londerzeel | - | - | 32.0% | - |
| Mebax Genk | - | - | 84.0% | - |
| KUCHER GROUP Genk | - | - | 46.9% | - |
| METROPOLE 040 Molenbeek-Saint-Jean | €144,206 | 41.6% | 68.8% | - |
| Carol Construct Jette | €202,503 | 29.7% | 47.7% | - |
| LAST TELECOM Zaventem | €231,919 | 7.1% | 47.7% | - |
These companies have the same main activity as Yonam: construction of utility projects for electricity and telecommunications (NACE 42220). They are comparable in size and age: total assets between €104,000 and €135,000, founded between 2022 and 2023.
Official details
Source: KBO- Status
- Active since 09-11-2022Normal situation
- Activity
- Construction of utility projects for electricity and telecommunicationsNACE 42220and 1 other
- Establishment unit
- 2.337.735.0389050 Ghent, since 09-11-2022
- Financial year end
- 31 December
- Peppol
- Reachable since 21-10-2026
Annual accounts 2025
- €128,619▲ 35.6%
- Employeeson 31-12-2025
- 1
- Filing
- Filed on 12-05-2026, 80 days before the end of the filing period
Insights on Yonam
Yonam files the micro format. That format states no turnover. The gross margin rose from €54,675 in 2023 to €55,960 in 2025.
Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.
Key facts about Yonam
- What is the company number of Yonam?
- The company number of Yonam is 0793.441.588. The VAT number is the same number with BE in front: BE 0793.441.588.
- Where is Yonam based?
- The registered office is at Jozef Wautersstraat 52, 9050 Ghent.Company details
- What does Yonam do?
- According to the KBO register, the main activity is construction of utility projects for electricity and telecommunications (NACE 42220).
- What is the legal form of Yonam?
- Yonam is a private limited company (BV).
- When was Yonam founded?
- Yonam was founded on 09-11-2022.
- Is Yonam still active?
- Yes, Yonam is an active enterprise in the KBO register.
- How many employees does Yonam have?
- Yonam had an average of 0.2 full-time equivalents in financial year 2025, according to the filed annual accounts.Financials
- What is the turnover of Yonam?
- The turnover in financial year 2025 is ≈ €170,000. This figure is estimated from the gross margin of €55,960 and 2,667 comparable companies of the same size. It probably lies between €110,000 and €290,000. It is a rough estimate.
- Is Yonam profitable?
- In financial year 2025, Yonam made a profit of €31,160.
- Where can I find the annual accounts of Yonam?
- Yonam filed 3 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
- When are the next annual accounts of Yonam due?
- Yonam must file the annual accounts for financial year 2026 by 31-07-2027.Timeline
Next steps
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