Turnover
≈ €78,000 estimated
The micro format states no turnover.
YOECA
Overview
Lifetime
3 annual accounts with figures on one time axispeak €20,312 (2024)
€18,260▼ 10.1%
lowest -€4,392 (2025)
-€4,392▼ €5,059
peak €11,032 (2024)
€6,640▼ 39.8%
€75,351▼ 1.6%
Board2 names since 2023
2 directorsDESCHEEMAECKER Catharine Christiane Benoit Marie and 1 other
Documentsfilings and deeds
28-07-20263 days before the deadline
2025micro format
Loss of €4,392Equity from €11,032 to €6,640Cash from €15,230 to €8,858
Key points
from the 2025 annual accountsChecked score
68
Healthy
Financially stronger than 31% of micro companies in real estate (NACE 68)
Probability in this band: 0.55% to 1.5%
Bankruptcy probability within 12 months
0.7% Low
0%0.5%1.5%4%10%≥ 25%
The dashed line is the sector median: 0.2% across 26,626 companies (NACE 68, micro).
About 7 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
12-2024: 0.2%
01-2025: 0.2%● unchanged vs 12-2024lowest value
02-2025: 0.2%● unchanged vs 01-2025
03-2025: 0.2%● unchanged vs 02-2025
04-2025: 0.2%● unchanged vs 03-2025
05-2025: 0.3%▲ +0.1 percentage points vs 04-2025
06-2025: 0.3%● unchanged vs 05-2025
07-2025: 0.3%● unchanged vs 06-2025
08-2025: 0.5%▲ +0.2 percentage points vs 07-2025
09-2025: 0.4%▼ -0.1 percentage points vs 08-2025
10-2025: 0.4%● unchanged vs 09-2025
11-2025: 0.4%● unchanged vs 10-2025
12-2025: 0.4%● unchanged vs 11-2025
01-2026: 0.4%● unchanged vs 12-2025
02-2026: 0.4%● unchanged vs 01-2026
03-2026: 0.4%● unchanged vs 02-2026
04-2026: 0.4%● unchanged vs 03-2026
05-2026: 0.4%● unchanged vs 04-2026
06-2026: 0.4%● unchanged vs 05-2026
07-2026: 0.5%▲ +0.1 percentage points vs 06-2026
08-2026: 0.7%▲ +0.2 percentage points vs 07-2026highest value
09-2026: 0.7%● unchanged vs 08-2026highest value
10-2026: 0.7%● unchanged vs 09-2026
11-2026: 0.7%● unchanged vs 10-2026
Financial strengthWeak
Score breakdown
raises risk
Founded in 2023
Equity €6,640 (8.1% of total assets)
lowers risk
Sector: Real estate activities (NACE 68)
Size: total assets €81,991
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 68, micro). It does better than 29% of them on solvency, 30% on liquidity, 49% on profitability and 14% on growth.
The bankruptcy probability was computed on 09-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
The probability rests on the annual accounts with balance sheet date 31-12-2025.
Of the companies with a bankruptcy probability in the low class on 30-06-2025, 0.8% went bankrupt within twelve months.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
Comparable companies, two years later
In July 2024, 1,301 companies had the same profile as YOECA has now. Each dot stands for 4 companies, two years later.
92.6%
were still trading
1.6%
stopped another way
5.5%
went bankrupt
Another 0.2% stopped without a precise date, possibly only after those two years.
The bankruptcy probability of YOECA itself is lower: 0.7% within 12 months. It rests on far more data about YOECA than the profile alone.
Test of the method
The method was tested on the 497,447 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 1,301 companies, not a prediction for YOECA. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Credit check for an amount and term of your choice
Show the recommended maximum and see how the verdict changes with amount, term and advance.
The scores and ratios are Checked's own calculations, not a credit decision.
Signals
Five signals.
lowers riskraises riskneutral
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 28-07-2026, 3 days ahead of the deadline.
NBB · 3 filingsDeviation from the deadline
2025
3 days early
2024
27 days late
2023
30 days late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
The company filed its last 3 accounts on average 18 days after the deadline. In the sector (NACE 68), the median for financial year 2024 was 7 days before the deadline, and 36% of those companies filed late.
Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 27 August (3 of the last 3 accounts filed within 30 days either side of that date).
Companies Code · seven monthsWhere today falls in the filing period
10-11-2026 today31-12-2026 year end31-07-2027 deadline
Board and ownership
- VANBENEDEN Yoeri Victor Paula 100 sharesdeed of 29-06-2023
- DESCHEEMAECKER Catharine Christiane Benoit Marie 100 sharesdeed of 29-06-2023
Recent changes
Registered in the Peppol Directory
Reachable for e-invoices through 0208:0803217408
Incorporation
Appointments: VANBENEDEN Yoeri Victor Paula (director) and DESCHEEMAECKER Catharine Christiane Benoit Marie (director) · Founder: VANBENEDEN Yoeri Victor Paula · Founder: DESCHEEMAECKER Catharine Christiane Benoit Marie · published on 29-06-2023 · Gazette deed
First establishment
Kunstlei 14, Schoten
Comparable companies
same main activity, similar in size and age| Company | ||||
|---|---|---|---|---|
| YOECA Schoten | €81,991 | €18,260 | 8.1% | - |
| PHIM Awans | €71,021 | €19,067 | 73.5% | - |
| CRD INVEST Forest | €86,424 | €17,252 | 67.7% | - |
| VASTGOED KAROLINE Ronse | €73,011 | €18,463 | -4.8% | - |
| JULIE LIEFSOENS BV Hasselt | €78,094 | €14,945 | 67.3% | - |
| Boone Invest Zedelgem | €76,341 | €22,867 | 58.0% | - |
| JG IMMO Kortenberg | €74,600 | €14,826 | 87.8% | - |
These companies have the same main activity as YOECA: real estate agency activities (NACE 68310). They are comparable in size and age: total assets between €71,000 and €86,400, founded between 2022 and 2023.
Official details
Source: KBO- Status
- Active since 27-06-2023Normal situation
- Activity
- Real estate agency activitiesNACE 68310and 2 others
- Establishment unit
- 2.347.678.3302900 Schoten, since 27-06-2023
- Financial year end
- 31 December
- Peppol
- Reachable since 24-11-2023
Annual accounts 2025
- €18,260▼ 10.1%
- €4,392
- €6,640▼ 39.8%
- €81,991▼ 6.4%
- Filing
- Filed on 28-07-2026, 3 days before the end of the filing period
Insights on YOECA
YOECA files the micro format. That format states no turnover. The gross margin rose from €13,451 in 2023 to €18,260 in 2025.
The balance sheet grew most in 2024 through fixed assets.
Sources: KBO register, filings at the National Bank, Belgian Official Gazette.
Financials
Annual accounts 2025
micro format, filed on 28-07-2026, 3 days before the deadline€18,260
▼ 10.1%
-€974
▼ €7,125
-€4,392
▼ €5,059
-€3,305
▲ €259
8.1%
▼ 4.5 percentage points
0.92
▲ 0.04
Turnover and EBIT margin are not published. The micro format does not require them. The turnover shown is an estimate from the gross margin.
Turnover ≈ €78,000. Estimated: probably between €26,000 and €130,000.
Amounts without an identifiable currency are taken as euros.
Balance sheet
balance sheet total €81,991 on 31-12-2025What the company ownsHow it is paid for
in euro
in euro
Position in the sector
8.1%
Higher than 30% of 17,190 companies in 2025.
0.92
Higher than 42% of 16,487 companies in 2025.
-5.4%
Higher than 16% of 16,866 companies in 2025.
YOECA
Middle half of the sector
80% of the sector
Micro accounts in real estate (NACE 68)
Net result: middle half · Equity: bottom quarter · Balance sheet total: bottom quarter · Working capital: middle half
Filed annual accounts
as filed with the National Bank, click a year to choose it| Line | Trend | 2025 | 2024 | 2023 |
|---|---|---|---|---|
| Balance sheet: assets | ||||
20/58 |
81,991 | 87,627 | 28,900 | |
21/28 |
43,221 | 60,960 | 1,673 | |
22/27 |
43,221 | 60,960 | 1,673 | |
23 |
808 | 1,860 | 1,673 | |
24 |
42,413 | 59,100 | - | |
29/58 |
38,770 | 26,667 | 27,227 | |
40/41 |
27,928 | 10,144 | 16,602 | |
40 |
13,137 | 10,144 | 10,250 | |
41 |
14,791 | - | 6,352 | |
54/58 |
8,858 | 15,230 | 10,624 | |
490/1 |
1,984 | 1,293 | - | |
| Balance sheet: equity and liabilities | ||||
10/49 |
81,991 | 87,627 | 28,900 | |
10/15 |
6,640 | 11,032 | 10,365 | |
10/11 |
2,000 | 2,000 | 2,000 | |
13 |
9,032 | 9,032 | 8,365 | |
133 |
9,032 | 9,032 | 8,365 | |
14 |
-4,392 | - | - | |
17/49 |
75,351 | 76,595 | 18,535 | |
17 |
33,276 | 46,364 | - | |
170/4 |
33,276 | 46,364 | - | |
42/48 |
42,075 | 30,232 | 18,535 | |
42 |
13,088 | 12,558 | - | |
43 |
953 | 642 | - | |
430/8 |
953 | 642 | - | |
44 |
5,832 | 3,213 | 5,511 | |
440/4 |
5,832 | 3,213 | 5,511 | |
45 |
11,356 | 5,045 | 4,318 | |
450/3 |
11,356 | 5,045 | 4,318 | |
47/48 |
10,846 | 8,773 | 8,706 | |
| Income statement | ||||
9900 |
18,260 | 20,312 | 13,451 | |
630 |
17,739 | 12,519 | 335 | |
640/8 |
1,495 | 1,642 | 489 | |
9901 |
-974 | 6,151 | 12,628 | |
75/76B |
1,003 | 98 | 37 | |
75 |
1,003 | 98 | 37 | |
65/66B |
2,576 | 2,015 | 56 | |
65 |
2,576 | 2,015 | 56 | |
9903 |
-2,547 | 4,234 | 12,609 | |
67/77 |
1,844 | 3,567 | 4,244 | |
9904 |
-4,392 | 667 | 8,365 | |
9905 |
-4,392 | 667 | 8,365 | |
| Appropriation of the result | ||||
9906 |
-4,392 | 667 | 8,365 | |
691/2 |
- | 667 | 8,365 | |
6921 |
- | 667 | 8,365 | |
| Document | ||||
The notes to these accounts have 5 items, including the statement of assets and debts, the cost breakdown and rights and commitments. You find them in the accounts filed with the NBB.
Source: Annual accounts 2025 at the NBB, filed on 28-07-2026.
Filings
each dot is a set of accounts, on the day it reached the National BankKey figures and ratios
per financial year, computed from the annual accounts| Line | Trend | 2025 | 2024 | 2023 |
|---|---|---|---|---|
| 16,764 | 18,670 | 12,963 | ||
| 13,347 | 13,186 | 8,699 | ||
| 0 | 71,806 | 2,007 | ||
| -6,372 | 4,606 | - | ||
| -3,305 | -3,565 | 8,692 | ||
| 8.1% | 12.6% | 35.9% | ||
| 0.92 | 0.88 | 1.47 | ||
| 11.35 | 6.94 | 1.79 | ||
| -66.1% | 6.0% | 80.7% | ||
| -5.4% | 0.8% | 28.9% | ||
| 6.51 | 9.27 | over 100 |
A Belgian filing has no cash-flow statement. Cash flow is therefore an approximation, derived from the income statement. Investment is the acquisitions in the notes and, without them, the balance-sheet move.
Investments
fixed assets acquired| Item | 2025 | 2024 | 2023 |
|---|---|---|---|
| Tangible fixed assets | - | €71,806 | €2,007 |
| €17,739 | €12,519 | €335 |
Source: notes to the 2023 to 2025 annual accounts (statement of fixed assets)
Insights on YOECA
The operating result for 2025 is a loss of €974, after a profit of €6,151 in 2024. It is the lowest result since 2023.
Debt's share of the balance-sheet total rises from 87.4% to 91.9%. Equity and debt are lower.
Board & ownership
Board
2 directors, since incorporationDirector (not named in the articles)
since 27-06-2023
term without a fixed end
listed in the 2025 annual accounts, filed on 28-07-2026
Director (not named in the articles)
since 27-06-2023
term without a fixed end
listed in the 2025 annual accounts, filed on 28-07-2026
- Signing authorityThe articles say who may bind the company, for example by signing a contract.
- Each director alonedeed of 29-06-2023
Mandates through the years
2 names, the dashed line is todayDESCHEEMAECKER Catharine Christiane Benoit Marie
Director (not named in the articles)
Director (not named in the articles)
VANBENEDEN Yoeri Victor Paula
Director (not named in the articles)
Director (not named in the articles)
Board
Mandates as a list
- DESCHEEMAECKER Catharine Christiane Benoit Marie
- Director (not named in the articles), from 27-06-2023 to date
- VANBENEDEN Yoeri Victor Paula
- Director (not named in the articles), from 27-06-2023 to date
Control
This company
YOECA
Equity €6,640
Loss €4,392 in 2025
Capital
- Contribution
- €2,000
- Shares
- 200
- Contribution per share
- €10
- Equity per share
- €33.20 in 2025
- Source
- deed of 29-06-2023
Articles of association
deed of 29-06-2023 (in Dutch)- DurationMost companies exist for an unlimited period, until they are dissolved.
- Unlimited
- Annual meetingThe shareholders approve the annual accounts, among other things, at the annual meeting.
- Third Thursday of June at 18:00
Shareholders
At incorporation
deed of 29-06-2023 ↗
- VANBENEDEN Yoeri Victor Paula 100 shares (50%) · €1,000
- DESCHEEMAECKER Catharine Christiane Benoit Marie 100 shares (50%) · €1,000
Network & group
No group
YOECA has no parent and no holdings in its annual accounts. YOECA shares no director with another company.
Timeline
Timeline
7 events since 2023Filings
Financial
Establishments
2023202420252026
Deadline for the 2026 accounts: 31-07-2027
2026
Annual accounts 2025 filed NBBmicro format · 3 days before the deadline
2025
Weakest financial year net -€4,392 The net result drops to -€4,392, the lowest from 2023 to 2025.
Annual accounts 2024 filed PDFmicro format · 27 days late
2024
Annual accounts 2023 filed PDFmicro format · 30 days late
2023
Registered in the Peppol Directory Reachable for e-invoices through 0208:0803217408
IncorporationAppointments: VANBENEDEN Yoeri Victor Paula (director) and DESCHEEMAECKER Catharine Christiane Benoit Marie (director) · Founder: VANBENEDEN Yoeri Victor Paula · Founder: DESCHEEMAECKER Catharine Christiane Benoit Marie · published on 29-06-20235 points ▸
- Founder, VANBENEDEN Yoeri Victor Paula
- Founder, DESCHEEMAECKER Catharine Christiane Benoit Marie
- Founding capital, €2,000, 200 shares
- Director appointment, VANBENEDEN Yoeri Victor Paula (director (not named in the articles))
- Director appointment, DESCHEEMAECKER Catharine Christiane Benoit Marie (director (not named in the articles))
- The deed holds 1 more point.
First establishment Kunstlei 14, Schoten
Financial milestones sit on the financial year-end date, not the filing date.
Sources: Publications in the Belgian Official GazetteFilings with the National Bank
History
Company details
Identity
- Enterprise number
- 0803.217.408
- VAT number
- BE 0803.217.408
- Peppol ID
- 0208:0803217408
- Other Peppol ID
- 9925:BE0803217408
- Legal form
- Private limited company
- Status
- Active, normal situation
- Founded
- 27-06-2023
- Financial year
- ends on 31 December
- Annual meetingThe shareholders approve the annual accounts, among other things, at the annual meeting.
- Third Thursday of June at 18:00deed of 29-06-2023 (in Dutch)
- Peppol
- Reachable since 24-11-2023Follow this company and you will hear the next morning if it leaves the Peppol register.
- Name
- YOECA in Dutch
- Entity type
- Legal entity
- DurationMost companies exist for an unlimited period, until they are dissolved.
- Unlimiteddeed of 29-06-2023 (in Dutch)
- Registered office clauseThe articles name the region of the registered office. The language of official documents depends on that region, among other things.
- “Kunstlei 14, 2900 Schoten”deed of 29-06-2023 (in Dutch)
Activities
NACEBEL 202568310
Real estate agency activities main activity
Codes under NACEBEL 2008
68311
Real estate activities main activity
46180
Wholesale trade
68321
Real estate activities
68322
Real estate activities
- PurposeThe purpose describes the activities the company may carry out under its articles.
- “De vennootschap mag alle verrichtingen stellen van commerciële,industriële,onroerende,roerende of financiële aard die rechtstreeks of…”deed of 29-06-2023 (in Dutch)
21 activities
- De vennootschap mag alle verrichtingen stellen van commerciële,industriële,onroerende,roerende of financiële aard die rechtstreeks of onrechtstreeks met haar voorwerp verwant of verknocht zijn of de verwezenlijking ervan kunnen bevorderen.
- De vennootschap kan zowel tot waarborg van eigen verbintenissen als tot waarborg van verbintenissen van derden borg stellen,onder meer door haar goederen in hypotheek of in pand te geven,inclusief de eigen handelszaak.
- De vennootschap mag betrokken zijn bij wijze van inbreng,samensmelting,inschrijving of op elke andere wijze,in de ondernemingen,verenigingen of vennootschappen,die een gelijkaardig,soortgelijk of samenhangend voorwerp hebben of die nuttig zijn voor de verwezenlijking van het geheel of een gedeelte van haar voorwerp.
- Het samenstellen en beheren van data- en beeldbanken en het verkopen van gegevens hieruit.
- Het uitoefenen van alle aanverwante activiteiten hieruit.
- Het geven van opleiding in domeinen die samenhangen met het voorgaande,bij zowel publieke onderwijsinstellingen als op privébasis;het publiceren van artikels en boeken.
- De organisatie van evenementen die samenhangen met het voorgaande.
- Het aanleggen,het oordeelkundig uitbouwen en beheren van een eigen onroerend vermogen;alle verrichtingen met betrekking tot onroerende goederen en onroerende zakelijke rechten zoals het aankopen,verkopen,ruilen,bouwen,verbouwen,onderhouden,binnenhuisinrichting en decoratie verhuren en huren van onroerende goederen,alsmede alle handelingen die rechtstreeks of onrechtstreeks met dit voorwerp in verband staan en die van aard zijn de opbrengst van de onroerende goederen te bevorderen of die betrekking hebben op het beheer of op het productief maken van onroerende goederen of onroerende zakelijke rechten.
- Het aanleggen,het oordeelkundig uitbouwen en beheren van een roerend vermogen;alle verrichtingen met betrekking tot roerende goederen en rechten,van welke aard ook,zoals de aan- en verkoop,de huur- en verhuur,de ruil;in het bijzonder het beheer en de valorisatie van alle verhandelbare waardepapieren,aandelen,obligaties,staatsfondsen.
- Het verlenen van bijstand,advies en leiding aan bedrijven,privépersonen en instellingen,voornamelijk doch niet uitsluitend op het vlak van management,marketing,productie en ontwikkeling,processing en het besturen van vennootschappen,dit alles in de meest ruime betekenis.
- De vennootschap kan zelf of als tussenpersoon alle hulpmiddelen verschaffen,bestuurdersfuncties waarnemen of laten waarnemen en diensten verlenen die direct of indirect verband houden met het voorgaande.
- Deze diensten kunnen worden geleverd krachtens een contractuele of statutaire benoeming en in de hoedanigheid van externe raadgever of orgaan van de cliënt.
- Ter uitvoering van haar opdrachten en voor het waarnemen van bestuursmandaten kan de vennootschap zich laten vertegenwoordigen door haar bestuurder of elke andere derde vertegenwoordiger,die door de vennootschap worden afgevaardigd om op te treden in eigen naam doch voor rekening van de vennootschap.
- Het beheer van vennootschappen,ongeacht hun voorwerp,en het waarnemen van alle bestuursopdrachten,het uitoefenen van opdrachten en functies,met inbegrip van mandaten van vereffenaar.
- Vastgoedmakelaar.
- Het beheer van een onroerend of roerend vermogen en de huurfinanciering van onroerende goederen aan derden,het aankopen,verkopen,ruilen doen bouwen,doen verbouwen,onderhouden,verhuren,huren,verkavelen,prospecteren en uitbaten van onroerende goederen,alsmede alle handelingen die rechtstreeks of onrechtstreeks met dit voorwerp in verband staan en die van aard zijn de opbrengst van de onroerende goederen te bevorderen,alsmede zich borg te stellen voor het goede verloop van verbintenissen door derde personen aangegaan die het genot zouden hebben van deze onroerende goederen.
- Het aan- en verkopen alsook het huren en verhuren van producten en leveren van diensten op gebied van grafische productie,publiciteit en communicatie.
- Conceptontwikkeling,productie,distributie en begeleiding van grafische producties en producten in de meest ruime zin van het woord.
- Het maken van illustraties en teksten in de meest ruime zin van het woord.
- Het aan- en verkopen van reclameruimte in gedrukte media,buitenreclame alsook op radio,televisie,internet en sociale media.
- Het geven van adviezen op gebied van marketing-,bedrijfs- en productcommunicatie.
Registered office and establishments
1 establishment| Establishment | Since | Unit number |
|---|---|---|
| Kunstlei 14 registered office 2900 Schoten | 27-06-2023 | 2.347.678.330 |
Buildings and parcels at the address
- Ground area
- 3,175 m²
- Buildings
- 210 m²
- Volume, LiDAR
- 943 m³
- Tallest building
- 7.9 m
Buildings to scale, each on its own parcel
Parcels
| Cadastral parcel | Area | Buildings | Height / floors |
|---|---|---|---|
| 11040D0152/00P002 | 3,174 m² | 1 · 210 m² | 7.9 m · 1 |